Bank of India
Bank of India (BANKINDIA) last reported results for the quarter ended Jun 2026, with sales of ₹20,097 crore and net profit of ₹3,304 crore. The stock last traded at ₹133, a market capitalisation of ₹60,528 crore, on a P/E of 5.14. Over the past 52 weeks the stock has ranged between ₹122 and ₹178. Figures are as of 6 Oct 2026 and are not real time.
Bank of India share price and key metrics
- Current price
- ₹133
- Market cap
- ₹60,528 cr
- Stock P/E
- 5.14
- Book value
- ₹200
- ROE
- 12.4%
- ROCE
- 5.93%
- Dividend yield
- 3.51%
- 52w high / low
- 178/122
Metrics as of 6 Oct 2026. Not real time.
Track Bank of India
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Bank of India growth and returns
- 10 Years
- 6%
- 5 Years
- 13%
- 3 Years
- 16%
- TTM
- 6%
- 10 Years
- 14%
- 5 Years
- 39%
- 3 Years
- 42%
- TTM
- 19%
- 10 Years
- 1%
- 5 Years
- 19%
- 3 Years
- 7%
- 1 Year
- 6%
- 10 Years
- 3%
- 5 Years
- 10%
- 3 Years
- 12%
- Last Year
- 12%
Bank of India quarterly results
In the quarter ended Jun 2026, sales were ₹20,097 cr, up 8.8% from ₹18,467 cr a year earlier. Net profit was ₹3,304 cr, up 80.4% year on year.
| ₹ crore | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | Jun 2026 |
|---|---|---|---|---|---|---|---|---|
| Sales | 17,466 | 18,317 | 18,479 | 18,467 | 18,521 | 19,052 | 19,573 | 20,097 |
| Expenses | 5,456 | 4,485 | 6,050 | 5,399 | 4,849 | 5,201 | 5,989 | 5,390 |
| Operating profit | 607 | 1,666 | 97 | 747 | 1,142 | 1,346 | 800 | 1,551 |
| OPM % | 3% | 9% | 1% | 4% | 6% | 7% | 4% | 8% |
| Other income | 2,532 | 1,780 | 3,455 | 1,692 | 2,218 | 2,327 | 3,280 | 2,615 |
| Interest | 11,403 | 12,166 | 12,333 | 12,321 | 12,530 | 12,504 | 12,785 | 13,156 |
| Depreciation | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Profit before tax | 3,138 | 3,447 | 3,551 | 2,439 | 3,361 | 3,674 | 4,079 | 4,167 |
| Tax % | 24% | 26% | 25% | 28% | 25% | 25% | 25% | 25% |
| Net profit | 2,422 | 2,638 | 2,602 | 1,831 | 2,576 | 2,814 | 3,089 | 3,304 |
| EPS (₹) | 5.32 | 5.79 | 5.72 | 4.02 | 5.66 | 6.18 | 6.78 | 7.25 |
Consolidated figures as reported by the company. Percentages are as published; totals may not sum exactly.
Bank of India annual results
| ₹ crore | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | TTM |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Sales | 39,585 | 38,313 | 41,005 | 42,591 | 40,854 | 38,281 | 47,932 | 61,073 | 71,308 | 75,613 | 77,244 |
| Operating profit | -9,239 | -13,984 | -13,076 | -10,987 | -3,239 | -2,065 | -686 | 4,469 | 4,057 | 4,766 | 4,840 |
| OPM % | -23% | -36% | -32% | -26% | -8% | -5% | -1% | 7% | 6% | 6% | 6% |
| Net profit | -1,492 | -5,982 | -5,426 | -3,051 | 2,081 | 3,487 | 3,839 | 6,567 | 9,552 | 10,309 | 11,783 |
| EPS (₹) | -13.94 | -34.20 | -19.67 | -9.31 | 6.36 | 8.51 | 9.35 | 14.42 | 20.97 | 22.64 | 25.87 |
TTM is the trailing twelve months to the most recent quarter.
Bank of India balance sheet
| ₹ crore | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|---|---|---|---|---|
| Equity capital | 1,055 | 1,744 | 2,760 | 3,278 | 3,278 | 4,104 | 4,104 | 4,553 | 4,553 | 4,553 |
| Reserves | 32,574 | 35,013 | 44,892 | 41,795 | 46,703 | 52,418 | 56,329 | 66,028 | 76,172 | 85,405 |
| Borrowings | 39,491 | 43,598 | 44,265 | 39,752 | 32,464 | 26,821 | 65,015 | 80,960 | 123,869 | 118,626 |
| Deposits | 542,352 | 522,997 | 522,555 | 557,386 | 629,098 | 629,981 | 672,194 | 740,611 | 819,806 | 930,973 |
| Other liabilities | 16,553 | 11,833 | 16,409 | 20,805 | 21,244 | 29,807 | 28,393 | 32,127 | 32,024 | 39,980 |
| Total liabilities | 632,026 | 615,184 | 630,881 | 663,017 | 732,786 | 743,131 | 826,036 | 924,280 | 1,056,425 | 1,179,538 |
| Fixed assets | 8,349 | 8,192 | 8,799 | 8,765 | 8,637 | 9,570 | 9,950 | 10,178 | 11,865 | 11,670 |
| CWIP | 197 | 158 | 200 | 293 | 364 | 286 | 110 | 150 | 182 | 207 |
| Investments | 130,751 | 140,321 | 150,905 | 162,323 | 191,693 | 180,274 | 211,324 | 234,592 | 268,002 | 279,084 |
| Other assets | 492,729 | 466,513 | 470,977 | 491,636 | 532,092 | 553,001 | 604,652 | 679,361 | 776,376 | 888,577 |
| Total assets | 632,026 | 615,184 | 630,881 | 663,017 | 732,786 | 743,131 | 826,036 | 924,280 | 1,056,425 | 1,179,538 |
As reported by the company. Total assets equal total liabilities by construction.
Bank of India cash flow
| ₹ crore | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|---|---|---|---|---|
| Cash from operations | -6,624 | -7,366 | -9,218 | -4,827 | 37,868 | -35,487 | -7,045 | -4,437 | 18,534 | 4,753 |
| Cash from investing | -371 | -260 | 71 | -232 | -182 | -644 | -521 | -991 | -854 | -329 |
| Cash from financing | 3,955 | 7,185 | 7,983 | -3,192 | 2,398 | 1,146 | 541 | 3,868 | 34 | -5,672 |
| Net cash flow | -3,040 | -440 | -1,164 | -8,251 | 40,085 | -34,985 | -7,026 | -1,560 | 17,714 | -1,248 |
| Free cash flow | -6,910 | -7,620 | -9,090 | -5,184 | 37,538 | -36,035 | -7,569 | -5,264 | 17,861 | 3,907 |
| CFO / operating profit | -42% | -43% | -41% | -24% | 160% | -159% | -28% | -13% | 37% | 9% |
Negative figures are outflows. CFO / operating profit is a ratio, not an amount.
Bank of India operating ratios
| Per year | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|---|---|---|---|---|
| ROE % | -4% | -17% | -14% | -7% | 4% | 6% | 6% | 10% | 12% | 12% |
Ratios as computed by the source from the reported statements. Rows a company does not report are omitted.
Bank of India shareholding pattern
Promoters held 73.38% at Jun 2026, broadly unchanged since Jun 2025. FIIs 6.87% and DIIs 13.96%.
| % held | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | Jun 2026 |
|---|---|---|---|---|---|---|---|---|
| Promoters | 73.38% | 73.38% | 73.38% | 73.38% | 73.38% | 73.38% | 73.38% | 73.38% |
| FIIs | 3.21% | 2.92% | 3.88% | 3.53% | 4.24% | 5.82% | 7.26% | 6.87% |
| DIIs | 16.26% | 16.40% | 15.90% | 15.97% | 15.63% | 15.18% | 13.96% | 13.96% |
| Public | 7.13% | 7.30% | 6.83% | 7.13% | 6.76% | 5.62% | 5.40% | 5.78% |
| No. of shareholders | 6,92,229 | 7,13,027 | 7,26,167 | 7,15,785 | 6,95,996 | 6,38,639 | 6,26,189 | 5,95,832 |
As disclosed by the company to the exchanges. The last row is a count of shareholders, not a percentage.
Cruxal coverage of Bank of India
Bank of India corporate filings
- Certificate of RTA in compliance of Regulation 74(5) of the Securities Exchange Board of India (DP) Regulations, 2018Company Updatelow impact
- Bank of India updates Repo Based Lending Rate (RBLR) on October 7, 2026 Corp Actionlow impact
Cruxal's analysis: The announcement pertains to a change in the bank's repo-based lending rate (RBLR). No…
Read the full analysis - Bank of India publishes Half Yearly Bond Outstanding Statement as on 30.09.2026Company Updatelow impact
Cruxal's analysis: The announcement provides a routine update on the company's outstanding bonds maturing in…
Read the full analysis - Bank of India reports provisional Q2 FY27 business figures; no detailed financials disclosedCompany Updatelow impact
Cruxal's analysis: The bank has released provisional business figures for Q2 FY27 without detailed financial…
Read the full analysis - Fitch assigns 'BBB-' rating to Bank of India's USD 1 billion MTN program, aligning with sovereign rating; Fitch highlights high probability of government support and moderate ESG risks.Company Updatehigh impact
Cruxal's analysis: Bank of India has received a 'BBB-' rating from Fitch for its USD 1 billion medium-term…
Read the full analysis - Bank of India conducts analyst/investor meet on 30.09.2026Company Updatelow impact
Cruxal's analysis: Bank of India held an analyst and investor meet on September 30, 2026. The announcement…
Read the full analysis - Bank of India completes bond redemption on 30 September 2026Company Updatelow impact
Cruxal's analysis: The announcement confirms the redemption of bonds by Bank of India on 30 September 2026…
Read the full analysis - Bank of India Redeems Bond ISIN No.INE084A08151 on 30 September 2026Company Updatelow impact
Cruxal's analysis: Bank of India has announced the redemption of a specific bond with ISIN No.INE084A08151…
Read the full analysis - Bank of India announces change in FRS effective October 1, 2026 Corp Actionlow impact
Cruxal's analysis: Bank of India has formally notified the exchange regarding a change in its Financial…
Read the full analysis - Bank of India establishes Euro Medium Term Note (EMTN) programmeCompany Updatemedium impact
Cruxal's analysis: Bank of India has formally informed the exchange regarding the establishment of a Euro…
Read the full analysis - Bank of India announces virtual group meeting for investorsCompany Updatelow impact
Cruxal's analysis: Bank of India has formally notified the exchange regarding the conduct of a virtual group…
Read the full analysis - Intimation of closure of Trading WindowInsider Trading / SASTlow impact
- Bank of India schedules analyst/investor meetingCompany Updatelow impact
Cruxal's analysis: Bank of India has issued a formal intimation regarding a scheduled meeting with analysts…
Read the full analysis - Bank of India schedules analyst/investor meet for September 22, 2026Company Updatelow impact
Cruxal's analysis: Bank of India has announced an analyst/investor meeting scheduled for September 22, 2026…
Read the full analysis - Bank of India schedules analyst/investor meet for September 22, 2026Company Updatelow impact
Cruxal's analysis: Bank of India has issued an intimation regarding an analyst/investor meeting scheduled to…
Read the full analysis - Bank of India schedules investor and analyst meeting for September 18, 2026Company Updatelow impact
Cruxal's analysis: Bank of India has announced an investor and analyst meeting scheduled for September 18…
Read the full analysis - Bank of India schedules investor and analyst meeting for September 15, 2026Company Updatelow impact
Cruxal's analysis: Bank of India has announced an investor and analyst meeting scheduled for September 15…
Read the full analysis - Bank of India schedules analyst/investor meeting for September 15, 2026Company Updatelow impact
Cruxal's analysis: Bank of India has announced an analyst and investor meeting scheduled for September 15…
Read the full analysis - Bank of India announces Analyst/Investor meet scheduled for September 14, 2026Company Updatelow impact
Cruxal's analysis: Bank of India has disclosed an analyst and investor meeting scheduled for September 14…
Read the full analysis - Bank of India reports outcome of analyst/investor meeting held on September 10, 2026Company Updatelow impact
Cruxal's analysis: Bank of India has formally notified the exchange regarding the conclusion of an analyst…
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