Bank of India Q1 FY 2026-27: Net profit Rs 3,068 Cr, up 36.23% YoY
For Q1 FY 2026-27, Bank of India reported net profit of Rs 3,068 Cr, operating profit of Rs 5,051 Cr and net interest income of Rs 6,833 Cr, all up year-on-year.
Key takeaways
- Net profit (Global) for Q1 FY 2026-27 was Rs 3,068 crore, with YoY change of 36.23%.
- Operating profit (Global) for Q1 FY 2026-27 stood at Rs 5,051 crore, with YoY change of 25.99%.
- Net interest income (Global) for Q1 FY 2026-27 was Rs 6,833 crore, with YoY change of 12.61%.
- Non-interest income (Global) for Q1 FY 2026-27 was Rs 2,579 crore, with YoY change of 19.07%.
- Total operating expenses (Global) for Q1 FY 2026-27 were Rs 4,361 crore, with YoY change of 3.22%.
Q1 FY 2026-27 · consolidated
| Metric | Jun 2026 | Jun 2025 | Change |
|---|---|---|---|
| Revenue | Rs 19,949 crore | Rs 18,345 crore | +8.7% |
| PAT | Rs 3,068 crore | Rs 2,252 crore | +36.2% |
As reported in the filing. Figures are transcribed, not computed.
- Basis: Global (consolidated-style) performance metrics from the financial performance section, Q1 FY 2026-27 (3 months ended 30.06.26), compared with Q1 FY 2025-26 as presented in the same tables.
- Net Interest Income (Global) (statement of financial results – net-interest income table on the financial performance slide): Rs 6,833 crore for 30.06.26 (3M), versus the year-ago quarter implied in the YoY column, with a YoY change of 12.61% as printed.
- Interest Income (Global): Rs 19,949 crore for 30.06.26 (3M), with YoY change of 8.70% as stated in the net-interest income table.
- Interest Expended (Global): Rs 13,117 crore for 30.06.26 (3M), with YoY change of 6.78% as per the same table.
- Non-Interest Income (Global) (non-interest income table in the financial performance section): Rs 2,579 crore for 30.06.26 (3M), with YoY change of 19.07%.
- Operating Expenses (Global) (operating expenses table in the financial performance section): Rs 4,361 crore for 30.06.26 (3M), with YoY change of 3.22%.
- Operating Profit (Global) (operating profit and net profit table in the financial performance section): Rs 5,051 crore for 30.06.26 (3M), compared with the corresponding prior quarter as reflected in the YoY change of 25.99%.
- Provisions before Tax (Global): Rs 963 crore for 30.06.26 (3M), with YoY change of -12.13% as printed in the provisions section of the operating profit and net profit table.
- Profit before Tax (PBT) (Global): Rs 4,088 crore for 30.06.26 (3M), with YoY change of 40.34% as per the operating profit and net profit table.
- Taxation (Global): Rs 1,020 crore for 30.06.26 (3M), with YoY change of 54.31% as stated in the same table.
- Net Profit (Global): Rs 3,068 crore for 30.06.26 (3M), with YoY change of 36.23% according to the operating profit and net profit table.
In Q1 FY 2026-27 (three months ended 30.06.26), Bank of India’s global net interest income, as shown in the net-interest income table in the financial performance section, stood at Rs 6,833 crore, with the YoY percentage change printed as 12.61%. Interest income for the quarter was Rs 19,949 crore, while interest expended was Rs 13,117 crore, with the YoY changes for these lines stated as 8.70% and 6.78% respectively in the same table. Non-interest income, from the non-interest income table in the financial performance section, was Rs 2,579 crore for the quarter, with a printed YoY change of 19.07%.
On the cost side, the operating expenses table in the financial performance section shows total operating expenses of Rs 4,361 crore for Q1 FY 2026-27, with a YoY change of 3.22%. The operating profit and net profit table in the financial performance section records operating profit at Rs 5,051 crore for the quarter, with a YoY change of 25.99% as printed. Provisions before tax were Rs 963 crore, with the YoY change stated as -12.13%. Profit before tax (PBT) for the quarter ended 30.06.26 was Rs 4,088 crore, with a YoY change of 40.34%. After taxation of Rs 1,020 crore, which carries a printed YoY change of 54.31%, net profit for Q1 FY 2026-27 is reported at Rs 3,068 crore, with a YoY change of 36.23% in the same operating profit and net profit table.
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