Bank of Baroda Q2 FY27 consolidated income Rs45,784cr; PAT Rs6,737cr
For Q2 FY27, Bank of Baroda’s consolidated total income rose to Rs 45,784.00 cr and profit after tax to Rs 6,737.00 cr versus Rs 38,434.00 cr and Rs 5,134.00 cr in Q2 FY26.
Key takeaways
- Total income (consolidated) was Rs 45,784.00 cr in Q2FY27 vs Rs 38,434.00 cr in Q2FY26.
- Profit after tax (consolidated) rose to Rs 6,737.00 cr in Q2FY27 from Rs 5,134.00 cr a year earlier.
- Interest income (consolidated) was Rs 37,021.00 cr vs Rs 33,318.00 cr in Q2FY26.
- Operating profit (consolidated) reached Rs 12,674.00 cr vs Rs 8,493.00 cr in Q2FY26.
- EPS (consolidated) increased to Rs 13.03 in Q2FY27 from Rs 9.93 in Q2FY26.
Q2 FY27 · consolidated
| Metric | Sep 2026 | Sep 2025 | Change |
|---|---|---|---|
| Income | Rs 45,784.00 cr | Rs 38,434.00 cr | +19.1% |
| PAT | Rs 6,737.00 cr | Rs 5,134.00 cr | +31.2% |
As reported in the filing. Figures are transcribed, not computed.
• Total income (consolidated): Rs 45,784.00 cr in Q2FY27 vs Rs 38,434.00 cr in Q2FY26
• Interest income (consolidated): Rs 37,021.00 cr in Q2FY27 vs Rs 33,318.00 cr in Q2FY26
• Non interest income (consolidated): Rs 8,763.00 cr in Q2FY27 vs Rs 5,116.00 cr in Q2FY26
• Interest expenses (consolidated): Rs 22,660.00 cr in Q2FY27 vs Rs 20,191.00 cr in Q2FY26
• Operating expenses (consolidated): Rs 10,450.00 cr in Q2FY27 vs Rs 9,750.00 cr in Q2FY26
• Operating profit (consolidated): Rs 12,674.00 cr in Q2FY27 vs Rs 8,493.00 cr in Q2FY26
• Provisions (consolidated): Rs 3,407.00 cr in Q2FY27 vs Rs 1,798.00 cr in Q2FY26
• Profit before tax (consolidated): Rs 9,267.00 cr in Q2FY27 vs Rs 6,695.00 cr in Q2FY26
• Tax (consolidated): Rs 2,628.00 cr in Q2FY27 vs Rs 1,624.00 cr in Q2FY26
• Minority interest (consolidated): Rs 55.00 cr in Q2FY27 vs Rs 47.00 cr in Q2FY26
• Share of earning in associates (consolidated): Rs 153.00 cr in Q2FY27 vs Rs 110.00 cr in Q2FY26
• Profit after tax (consolidated): Rs 6,737.00 cr in Q2FY27 vs Rs 5,134.00 cr in Q2FY26
• EPS (consolidated): Rs 13.03 in Q2FY27 vs Rs 9.93 in Q2FY26
According to the balance sheet and P&L – consolidated statement of financial results for the quarter ended 30 September 2026, Bank of Baroda reported consolidated total income of Rs 45,784.00 cr in Q2FY27, up from Rs 38,434.00 cr in Q2FY26. This included interest income of Rs 37,021.00 cr compared with Rs 33,318.00 cr a year earlier, and non interest income of Rs 8,763.00 cr versus Rs 5,116.00 cr in the corresponding quarter of the previous year.
On the cost side, interest expenses rose to Rs 22,660.00 cr in Q2FY27 from Rs 20,191.00 cr in Q2FY26, while operating expenses increased to Rs 10,450.00 cr from Rs 9,750.00 cr over the same period. Operating profit for the quarter was Rs 12,674.00 cr, compared with Rs 8,493.00 cr in Q2FY26. Provisions were Rs 3,407.00 cr in Q2FY27 against Rs 1,798.00 cr in Q2FY26.
After provisions, profit before tax stood at Rs 9,267.00 cr in Q2FY27, up from Rs 6,695.00 cr in Q2FY26. Tax expense was Rs 2,628.00 cr versus Rs 1,624.00 cr a year earlier. The statement of financial results also shows minority interest of Rs 55.00 cr in Q2FY27 (Rs 47.00 cr in Q2FY26) and share of earning in associates of Rs 153.00 cr (Rs 110.00 cr in Q2FY26). Consolidated profit after tax for the quarter was Rs 6,737.00 cr, compared with Rs 5,134.00 cr in the year-ago quarter, and earnings per share (EPS) increased to Rs 13.03 from Rs 9.93 over the same period.
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