Utkarsh Small Finance Bank Ltd
Utkarsh Small Finance Bank Ltd (UTKARSHBNK) last traded at ₹14.7, a market capitalisation of ₹2,621 crore. Over the past 52 weeks the stock has ranged between ₹10.1 and ₹22. Utkarsh Small Finance Bank Ltd last reported results for the quarter ended Jun 2026, with sales of ₹884 crore and net profit of ₹-34 crore. Figures are as of 25 Aug 2026 and are not real time.
Utkarsh Small Finance Bank Ltd share price and key metrics
Metrics as of 25 Aug 2026. Not real time.
Utkarsh Small Finance Bank Ltd quarterly results
In the quarter ended Jun 2026, sales were ₹884 cr, up 0.3% from ₹881 cr a year earlier. Net profit was ₹-34 cr, up 85.8% year on year.
| ₹ crore | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | Jun 2026 |
|---|---|---|---|---|---|---|---|---|
| Sales | 987 | 932 | 880 | 881 | 840 | 821 | 837 | 884 |
| Expenses | 593 | 824 | 687 | 858 | 913 | 920 | 724 | 586 |
| Operating profit | -35 | -343 | -276 | -457 | -562 | -571 | -347 | -164 |
| OPM % | -4% | -37% | -31% | -52% | -67% | -70% | -42% | -19% |
| Other income | 103 | 105 | 287 | 138 | 97 | 81 | 115 | 119 |
| Interest | 429 | 452 | 468 | 479 | 490 | 473 | 461 | 461 |
| Depreciation | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Profit before tax | 68 | -238 | 11 | -319 | -465 | -491 | -232 | -45 |
| Tax % | 24% | -29% | 74% | -25% | -25% | -24% | -19% | -25% |
| Net profit | 51 | -168 | 3 | -239 | -348 | -375 | -188 | -34 |
| EPS (₹) | 0.29 | -0.94 | 0.02 | -1.35 | -1.96 | -2.11 | -1.06 | -0.19 |
Consolidated figures as reported by the company. Percentages are as published; totals may not sum exactly.
Utkarsh Small Finance Bank Ltd annual results
| ₹ crore | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | TTM |
|---|---|---|---|---|---|---|---|
| Sales | 1,581 | 1,849 | 2,505 | 3,178 | 3,765 | 3,379 | 3,381 |
| Operating profit | 56 | -64 | 295 | 324 | -496 | -1,860 | -1,645 |
| OPM % | 4% | -3% | 12% | 10% | -13% | -55% | -49% |
| Net profit | 112 | 61 | 404 | 498 | 24 | -1,151 | -945 |
| EPS (₹) | 0.82 | 0.42 | 2.80 | 2.80 | 0.13 | -6.47 | -5.32 |
TTM is the trailing twelve months to the most recent quarter.
Utkarsh Small Finance Bank Ltd growth and returns
- 10 Years
- %
- 5 Years
- 16%
- 3 Years
- 10%
- TTM
- -8%
- 10 Years
- %
- 5 Years
- %
- 3 Years
- %
- TTM
- -168%
- 10 Years
- %
- 5 Years
- %
- 3 Years
- -29%
- 1 Year
- -18%
- 10 Years
- %
- 5 Years
- -1%
- 3 Years
- -8%
- Last Year
- -40%
Utkarsh Small Finance Bank Ltd shareholding pattern
Promoters held 42.67% at Jun 2026, down from 68.92% at Jun 2025. FIIs 11.90% and DIIs 9.54%.
| % held | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | Jun 2026 |
|---|---|---|---|---|---|---|---|---|
| Promoters | 68.94% | 68.93% | 68.92% | 68.92% | 68.92% | 42.67% | 42.67% | 42.67% |
| FIIs | 0.99% | 1.33% | 1.00% | 1.85% | 1.68% | 11.80% | 11.49% | 11.90% |
| DIIs | 10.01% | 8.23% | 7.04% | 2.78% | 2.39% | 9.74% | 9.56% | 9.54% |
| Government | 0.01% | 0.01% | 0.01% | 0.01% | 0.01% | 0.03% | 0.02% | 0.02% |
| Public | 20.04% | 21.50% | 23.04% | 26.43% | 27.00% | 35.76% | 36.27% | 35.88% |
| No. of shareholders | 2,27,886 | 2,40,592 | 2,43,613 | 2,48,311 | 2,49,372 | 2,76,742 | 2,82,993 | 2,79,233 |
As disclosed by the company to the exchanges. The last row is a count of shareholders, not a percentage.
Utkarsh Small Finance Bank Ltd corporate filings
- ESG ratingCompany Updatelow impact
Cruxal's analysis: Utkarsh Small Finance Bank Ltd has filed a disclosure regarding its ESG rating. The…
Read the full analysis - Migration of Core Banking SystemCompany Updatelow impact
Cruxal's analysis: Utkarsh Small Finance Bank has announced the migration of its Core Banking System (CBS)…
Read the full analysis - Intimation of ESG RatingCompany Updatelow impact
Cruxal's analysis: Utkarsh Small Finance Bank Ltd has filed a routine intimation regarding its ESG…
Read the full analysis - Transcript of the Earnings Call held on August 03, 2026.Company Updatehigh impact
Cruxal's analysis: Utkarsh Small Finance Bank reported a net loss of 34 crore for Q1 FY27, marking an 80%…
Read the full analysis - Summary of the proceedings of the 10th Annual General Meeting of the Bank held on August 04, 2026.AGM/EGMlow impact
Cruxal's analysis: Utkarsh Small Finance Bank Limited has concluded its 10th Annual General Meeting, where…
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