United Credit Ltd

United Credit Ltd

$UNITDCRNon Banking Financial Company (NBFC)BSE

United Credit Ltd (UNITDCR) last traded at ₹24.5, a market capitalisation of ₹13 crore, on a P/E of 16.3. Over the past 52 weeks the stock has ranged between ₹19 and ₹37.8. United Credit Ltd last reported results for the quarter ended Jun 2026, with sales of ₹0.78 crore and net profit of ₹0.19 crore. United Credit Ltd’s annual general meeting is scheduled for 28 Sept 2026. Figures are as of 25 Aug 2026 and are not real time.

United Credit Ltd share price and key metrics

Current price
₹24.5
Market cap
₹13 cr
Stock P/E
16.3
Book value
₹57.9
ROE
2.83%
ROCE
3.62%
Dividend yield
0.00%
52w high / low
37.8/19.0

Metrics as of 25 Aug 2026. Not real time.

United Credit Ltd quarterly results

In the quarter ended Jun 2026, sales were ₹0.78 cr, up 5.4% from ₹0.74 cr a year earlier. Net profit was ₹0.19 cr, down 24.0% year on year.

United Credit Ltd consolidated quarterly results, figures in ₹ crore
₹ croreSep 2024Dec 2024Mar 2025Jun 2025Sep 2025Dec 2025Mar 2026Jun 2026
Sales0.880.890.810.740.760.770.830.78
Expenses0.50.520.770.460.460.540.520.54
Operating profit0.380.370.040.280.30.220.30.23
OPM %43.18%41.57%4.94%37.84%39.47%28.57%36.14%29.49%
Other income0.150.06-0.020.060.020.020.020.05
Interest000000.010.010.01
Depreciation0.010.020.030.020.030.040.040.03
Profit before tax0.520.41-0.010.320.290.20.280.25
Tax %17.31%34.15%-600.00%21.88%24.14%20.00%17.86%20.00%
Net profit0.430.270.050.250.230.160.220.19
EPS (₹)0.810.510.090.470.430.300.410.36

Consolidated figures as reported by the company. Percentages are as published; totals may not sum exactly.

United Credit Ltd annual results

United Credit Ltd annual profit and loss, figures in ₹ crore
₹ croreMar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026TTM
Sales2.712.762.923.583.723.113.14
Operating profit1.151.20.921.611.351.11.05
OPM %42.44%43.48%31.51%44.97%36.29%35.37%33.44%
Net profit0.870.750.721.641.010.860.8
EPS (₹)1.631.411.353.081.901.611.50

TTM is the trailing twelve months to the most recent quarter.

United Credit Ltd growth and returns

Compounded Sales Growth
10 Years
6%
5 Years
3%
3 Years
2%
TTM
-5%
Compounded Profit Growth
10 Years
31%
5 Years
0%
3 Years
6%
TTM
-20%
Stock Price CAGR
10 Years
4%
5 Years
9%
3 Years
15%
1 Year
-15%
Return on Equity
10 Years
4%
5 Years
4%
3 Years
4%
Last Year
3%

United Credit Ltd shareholding pattern

Promoters held 57.31% at Jun 2026, broadly unchanged since Jun 2025. DIIs 0.01%.

United Credit Ltd shareholding pattern by quarter, in percent
% heldSep 2024Dec 2024Mar 2025Jun 2025Sep 2025Dec 2025Mar 2026Jun 2026
Promoters57.31%57.31%57.31%57.31%57.31%57.31%57.31%57.31%
DIIs0.01%0.01%0.01%0.01%0.01%0.01%0.01%0.01%
Government0.53%0.53%0.53%0.53%0.53%0.53%0.53%0.53%
Public42.15%42.16%42.15%42.15%42.15%42.16%42.16%42.16%
No. of shareholders2,5162,6082,6572,6382,6252,6042,5812,592

As disclosed by the company to the exchanges. The last row is a count of shareholders, not a percentage.

When is United Credit Ltd’s AGM?

United Credit Ltd’s annual general meeting is scheduled for 28 Sept 2026.

  • AGMConvening of 55th Annual General Meeting

See the full results calendar for every Indian company reporting in the next 30 days.

United Credit Ltd corporate filings

  • Details as per attachment enclosedCompany Updatelow impact
    Filing PDF

    Cruxal's analysis: United Credit Ltd has filed a routine disclosure regarding the publication of its…

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  • Pursuant to Regulation 30 and 47 of the SEBI (LODR) Regulations, 2015, enclosed herewith please find the copies of notice published by the Company in the newspapers viz., "Financial Express" ....Company Updatelow impact
    Filing PDF

    Cruxal's analysis: United Credit Ltd has published a notice in 'Financial Express' and 'Ekdin' regarding its…

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  • Announcement under Regulation 30 (LODR)-Newspaper PublicationCompany Updatemedium impact
    Filing PDF

    Cruxal's analysis: United Credit Limited reported total income from operations of 77.86 lakh for the quarter…

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  • Pursuant to Section 108 of the Companies Act, 2013 read with Rule 20 of the Companies (Management and Administration) Rules, 2014 and Regulation 44 of the SEBI LODR Regulations, 2015 the ....AGM/EGMlow impact
    Filing PDF

    Cruxal's analysis: United Credit Limited has announced that its 55th Annual General Meeting will be…

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  • Pursuant to Section 108 of the Companies Act, 2013 read with Rule 20 of the Companies (Management and Administration Rules, 2014 and Regulation 44 of the SEBI (LODR) Regulation 2015 , the ....Company Updatelow impact
    Filing PDF

    Cruxal's analysis: United Credit Ltd has scheduled its 55th Annual General Meeting for September 28, 2026…

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  • Pursuant to Section 108 of the Companies Act, 2013 read with Rule 20 of the Companies (Management and Administration Rules 2014 and Regulation 44 of the SEBI (LODR) Regulations, 2015, the ....AGM/EGMlow impact
    Filing PDF

    Cruxal's analysis: United Credit Limited has formally approved its un-audited financial results for the…

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  • Approved the Unaudited Financial Results along with Limited Review Report for the quarter ended 30th June, 2026Board Meetinglow impact
    Filing PDF

    Cruxal's analysis: United Credit Limited reported a net profit of 19.38 lakh for the quarter ended June 30…

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