Union Bank of India
Union Bank of India (UNIONBANK) last reported results for the quarter ended Jun 2026, with sales of ₹27,427 crore and net profit of ₹5,642 crore. The stock last traded at ₹169, a market capitalisation of ₹1,29,313 crore, on a P/E of 6.25. Over the past 52 weeks the stock has ranged between ₹136 and ₹205. Figures are as of 6 Oct 2026 and are not real time.
Union Bank of India share price and key metrics
- Current price
- ₹169
- Market cap
- ₹1,29,313 cr
- Stock P/E
- 6.25
- Book value
- ₹183
- ROE
- 15.7%
- ROCE
- 6.30%
- Dividend yield
- 2.94%
- 52w high / low
- 205/136
Metrics as of 6 Oct 2026. Not real time.
Track Union Bank of India
Cruxal reads every Union Bank of India filing as it lands, scores what it means for the stock, and emails you the ones that matter. Free to start.
Union Bank of India growth and returns
- 10 Years
- 13%
- 5 Years
- 9%
- 3 Years
- 10%
- TTM
- -1%
- 10 Years
- 30%
- 5 Years
- 47%
- 3 Years
- 32%
- TTM
- 10%
- 10 Years
- 1%
- 5 Years
- 35%
- 3 Years
- 17%
- 1 Year
- 23%
- 10 Years
- 9%
- 5 Years
- 14%
- 3 Years
- 16%
- Last Year
- 16%
Union Bank of India quarterly results
In the quarter ended Jun 2026, sales were ₹27,427 cr, up 1.2% from ₹27,099 cr a year earlier. Net profit was ₹5,642 cr, up 27.4% year on year.
| ₹ crore | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | Jun 2026 |
|---|---|---|---|---|---|---|---|---|
| Sales | 26,887 | 26,720 | 27,869 | 27,099 | 26,205 | 26,819 | 26,676 | 27,427 |
| Expenses | 8,686 | 8,096 | 9,673 | 8,844 | 9,056 | 7,994 | 8,744 | 8,388 |
| Operating profit | 480 | 1,274 | -49 | 400 | -98 | 1,455 | 927 | 1,834 |
| OPM % | 2% | 5% | -0% | 1% | -0% | 5% | 3% | 7% |
| Other income | 5,926 | 4,614 | 6,223 | 4,869 | 5,550 | 5,183 | 5,999 | 5,233 |
| Interest | 17,720 | 17,350 | 18,245 | 17,855 | 17,247 | 17,370 | 17,005 | 17,206 |
| Depreciation | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Profit before tax | 6,406 | 5,889 | 6,175 | 5,269 | 5,453 | 6,638 | 6,926 | 7,067 |
| Tax % | 26% | 22% | 19% | 21% | 21% | 24% | 23% | 24% |
| Net profit | 4,751 | 4,623 | 5,011 | 4,428 | 4,426 | 5,073 | 5,504 | 5,642 |
| EPS (₹) | 6.22 | 6.06 | 6.56 | 5.80 | 5.80 | 6.65 | 7.21 | 7.39 |
Consolidated figures as reported by the company. Percentages are as published; totals may not sum exactly.
Union Bank of India annual results
| ₹ crore | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | TTM |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Sales | 32,817 | 32,952 | 34,314 | 37,479 | 69,311 | 68,230 | 81,163 | 1,00,376 | 1,06,600 | 1,06,799 | 1,07,127 |
| Operating profit | -4,830 | -11,700 | -8,601 | -9,523 | -11,071 | -4,213 | -3,024 | 4,590 | 2,946 | 3,888 | 4,118 |
| OPM % | -15% | -36% | -25% | -25% | -16% | -6% | -4% | 5% | 3% | 4% | 4% |
| Net profit | 573 | -5,212 | -2,922 | -3,121 | 2,863 | 5,265 | 8,512 | 13,797 | 18,027 | 19,430 | 20,644 |
| EPS (₹) | 8.33 | -44.61 | -16.58 | -9.12 | 4.47 | 7.70 | 12.45 | 18.07 | 23.62 | 25.45 | 27.05 |
TTM is the trailing twelve months to the most recent quarter.
Union Bank of India balance sheet
| ₹ crore | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|---|---|---|---|---|
| Equity capital | 687 | 1,169 | 1,763 | 3,423 | 6,407 | 6,835 | 6,835 | 7,634 | 7,634 | 7,634 |
| Reserves | 23,406 | 24,083 | 25,073 | 30,567 | 58,331 | 64,026 | 71,969 | 89,964 | 106,200 | 125,918 |
| Borrowings | 41,226 | 45,680 | 43,276 | 52,714 | 51,922 | 51,245 | 42,737 | 26,974 | 64,992 | 77,798 |
| Deposits | 377,195 | 410,288 | 417,505 | 452,436 | 925,654 | 1,034,368 | 1,120,322 | 1,224,593 | 1,274,789 | 1,309,759 |
| Other liabilities | 13,167 | 9,900 | 10,964 | 16,369 | 40,063 | 37,292 | 46,495 | 52,831 | 57,714 | 66,395 |
| Total liabilities | 455,681 | 491,120 | 498,581 | 555,509 | 1,082,377 | 1,193,766 | 1,288,357 | 1,401,996 | 1,511,329 | 1,587,503 |
| Fixed assets | 3,896 | 3,824 | 3,743 | 4,734 | 7,303 | 7,171 | 8,826 | 9,224 | 9,765 | 11,596 |
| CWIP | 21 | 34 | 44 | 54 | 63 | 37 | 22 | 36 | 59 | 64 |
| Investments | 113,441 | 125,485 | 128,391 | 154,251 | 339,059 | 351,839 | 343,727 | 343,953 | 361,903 | 343,623 |
| Other assets | 338,322 | 361,777 | 366,402 | 396,470 | 735,952 | 834,718 | 935,782 | 1,048,783 | 1,139,602 | 1,232,220 |
| Total assets | 455,681 | 491,120 | 498,581 | 555,509 | 1,082,377 | 1,193,766 | 1,288,357 | 1,401,996 | 1,511,329 | 1,587,503 |
As reported by the company. Total assets equal total liabilities by construction.
Union Bank of India cash flow
| ₹ crore | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|---|---|---|---|---|
| Cash from operations | -6,624 | 6,097 | -7,778 | -7,681 | 20,527 | 36,339 | 6,056 | 19,930 | -204 | -358 |
| Cash from investing | -280 | -315 | -297 | -377 | -601 | -558 | -2,561 | -1,394 | -19 | -71 |
| Cash from financing | 10,194 | 10,792 | 1,758 | 20,144 | -18,861 | -786 | -10,654 | -11,489 | 338 | 77 |
| Net cash flow | 3,289 | 16,574 | -6,317 | 12,086 | 1,066 | 34,995 | -7,159 | 7,047 | 115 | -351 |
| Free cash flow | -6,911 | 5,782 | -8,076 | -8,058 | 19,926 | 35,897 | 3,673 | 18,624 | -220 | -388 |
| CFO / operating profit | -27% | 74% | -45% | -55% | 63% | 103% | 21% | 34% | -0% | -0% |
Negative figures are outflows. CFO / operating profit is a ratio, not an amount.
Union Bank of India operating ratios
| Per year | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|---|---|---|---|---|
| ROE % | 2% | -21% | -11% | -10% | 6% | 8% | 11% | 16% | 17% | 16% |
Ratios as computed by the source from the reported statements. Rows a company does not report are omitted.
Union Bank of India shareholding pattern
Promoters held 74.76% at Jun 2026, broadly unchanged since Jun 2025. FIIs 8.63% and DIIs 11.97%.
| % held | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | Jun 2026 |
|---|---|---|---|---|---|---|---|---|
| Promoters | 74.76% | 74.76% | 74.76% | 74.76% | 74.76% | 74.76% | 74.76% | 74.76% |
| FIIs | 6.89% | 6.46% | 7.11% | 7.70% | 7.86% | 8.14% | 9.37% | 8.63% |
| DIIs | 11.22% | 11.94% | 11.63% | 11.93% | 11.70% | 11.91% | 11.51% | 11.97% |
| Public | 7.12% | 6.85% | 6.50% | 5.60% | 5.67% | 5.21% | 4.36% | 4.64% |
| No. of shareholders | 10,19,061 | 10,22,300 | 10,41,211 | 9,61,173 | 9,55,839 | 9,20,603 | 9,07,910 | 9,15,787 |
As disclosed by the company to the exchanges. The last row is a count of shareholders, not a percentage.
Union Bank of India corporate filings
- Union Bank of India Ratings Reaffirmed by CARE at AAA Stable; No New Financial Impact AnnouncedCompany Updatelow impact
Cruxal's analysis: Union Bank of India has received reaffirmation of its AAA credit ratings from CARE…
Read the full analysis - Union Bank of India issues INR 16,083 crore of debt securities as of September 30, 2026, with a mix of perpetual and fixed maturity bonds, including multiple call options from 5 to 10 years.Company Updatemedium impact
Cruxal's analysis: Union Bank of India has disclosed a substantial outstanding debt securities portfolio…
Read the full analysis - SEBI regulatory filing confirms reaffirmation of Union Bank of India's credit rating at BBB/Stable/A-2 by S&P Global Ratings, with a supportive outlook reflecting high government support and stable asset quality.Company Updatehigh impact
Cruxal's analysis: The filing reports that S&P Global Ratings reaffirmed Union Bank of India's issuer credit…
Read the full analysis - Certificate under Regulations 74(5) (Depositories and Participants) Regulation 2018Company Updatelow impact
- Union Bank of India reports provisional financial figures for Q2 FY 2026 with net profit of Rs 5,504 crore and EPS of Rs 7.21Company Updatelow impact
Cruxal's analysis: The bank's provisional results for the quarter ending September 30, 2026, show a net…
Read the full analysis - Notice of Closure of Trading Window w.e.f. 01 Oct 2026Insider Trading / SASTlow impact
- Union Bank of India releases Integrated Annual Report for FY 2025-26Otherslow impact
Cruxal's analysis: Union Bank of India has filed its Integrated Annual Report for the financial year…
Read the full analysis - Union Bank of India: Brickwork Ratings Reaffirms AAA/Stable Rating for Tier II Bonds and Withdraws Ratings on Redeemed AT-1 BondsCompany Updatemedium impact
Cruxal's analysis: Union Bank of India has received a rating reaffirmation of BWR AAA/Stable for its…
Read the full analysis - Union Bank of India confirms timely payment of annual interest and redemption for Bond ISIN INE692A08029Company Updatelow impact
Cruxal's analysis: Union Bank of India has issued a certificate confirming the timely payment of annual…
Read the full analysis - Union Bank of India: Routine regulatory disclosure under SEBI LODR Regulation 30Company Updatelow impact
Cruxal's analysis: Union Bank of India has filed a routine disclosure under Regulation 30 of the SEBI (LODR)…
Read the full analysis - Union Bank of India receives notice of strike from employee unionsCompany Updatelow impact
Cruxal's analysis: Union Bank of India has informed the exchange regarding a notice of strike received from…
Read the full analysis - Union Bank of India announces senior management transition with elevation of Omprakash Shriniwas Karwa to Chief General ManagerCompany Updatelow impact
Cruxal's analysis: Union Bank of India has formally notified the stock exchanges regarding a change in its…
Read the full analysis - Union Bank of India files routine disclosure under SEBI (LODR) Regulations, 2015Company Updatelow impact
Cruxal's analysis: Union Bank of India has submitted a routine disclosure under the SEBI (Listing…
Read the full analysis - Union Bank of India receives 'BBB' long-term rating from S&P Global for USD 600 million senior unsecured notesCompany Updatemedium impact
Cruxal's analysis: Union Bank of India has secured a 'BBB' long-term issue rating from S&P Global Ratings…
Read the full analysis - Union Bank of India receives final 'BBB-' rating from Fitch for USD 600 million senior unsecured notesCompany Updatelow impact
Cruxal's analysis: Union Bank of India has successfully secured a final 'BBB-' rating from Fitch Ratings for…
Read the full analysis - Union Bank of India: Routine regulatory disclosure under SEBI (LODR) Regulations, 2015Company Updatelow impact
Cruxal's analysis: Union Bank of India has filed a routine disclosure under the SEBI (LODR) Regulations…
Read the full analysis - Union Bank of India receives 'BBB' long-term rating from S&P Global for proposed USD senior unsecured notesCompany Updatemedium impact
Cruxal's analysis: Union Bank of India has announced that S&P Global Ratings has assigned a 'BBB' long-term…
Read the full analysis - Union Bank of India Receives 'BBB-(EXP)' Rating from Fitch for Proposed U.S. Dollar-Denominated Senior Unsecured NotesCompany Updatemedium impact
Cruxal's analysis: Union Bank of India has announced that Fitch Ratings has assigned an expected rating of…
Read the full analysis - Union Bank of India Announces Debt Investor Roadshow and Investor Presentation for DIFC Branch FundingCompany Updatemedium impact
Cruxal's analysis: Union Bank of India has released an investor presentation in connection with a proposed…
Read the full analysis - Union Bank of India schedules analyst/investor meetCompany Updatelow impact
Cruxal's analysis: Union Bank of India has issued a routine disclosure regarding a scheduled…
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