Ujjivan Small Finance Bank Ltd
Ujjivan Small Finance Bank Ltd (UJJIVANSFB) is scheduled to report results on 16 Oct 2026. Ujjivan Small Finance Bank Ltd last reported results for the quarter ended Jun 2026, with sales of ₹2,025 crore and net profit of ₹317 crore. The stock last traded at ₹66.4, a market capitalisation of ₹12,929 crore, on a P/E of 14.3. Over the past 52 weeks the stock has ranged between ₹47.3 and ₹73.9. Figures are as of 6 Oct 2026 and are not real time.
Ujjivan Small Finance Bank Ltd share price and key metrics
- Current price
- ₹66.4
- Market cap
- ₹12,929 cr
- Stock P/E
- 14.3
- Book value
- ₹35.1
- ROE
- 10.8%
- ROCE
- 7.73%
- Dividend yield
- 0.00%
- 52w high / low
- 73.9/47.3
Metrics as of 6 Oct 2026. Not real time.
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Ujjivan Small Finance Bank Ltd growth and returns
- 10 Years
- %
- 5 Years
- 20%
- 3 Years
- 19%
- TTM
- 15%
- 10 Years
- %
- 5 Years
- 194%
- 3 Years
- -14%
- TTM
- 72%
- 10 Years
- %
- 5 Years
- 26%
- 3 Years
- 3%
- 1 Year
- 36%
- 10 Years
- 12%
- 5 Years
- 15%
- 3 Years
- 16%
- Last Year
- 11%
Ujjivan Small Finance Bank Ltd quarterly results
In the quarter ended Jun 2026, sales were ₹2,025 cr, up 25.1% from ₹1,619 cr a year earlier. Net profit was ₹317 cr, up 207.8% year on year.
| ₹ crore | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | Jun 2026 |
|---|---|---|---|---|---|---|---|---|
| Sales | 1,613 | 1,591 | 1,573 | 1,619 | 1,682 | 1,752 | 1,878 | 2,025 |
| Expenses | 841 | 923 | 1,039 | 969 | 1,018 | 1,051 | 1,029 | 1,023 |
| Operating profit | 103 | -36 | -174 | -113 | -96 | -51 | 64 | 165 |
| OPM % | 6% | -2% | -11% | -7% | -6% | -3% | 3% | 8% |
| Other income | 207 | 172 | 270 | 249 | 256 | 295 | 307 | 256 |
| Interest | 669 | 704 | 709 | 763 | 761 | 751 | 785 | 838 |
| Depreciation | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Profit before tax | 310 | 136 | 95 | 136 | 160 | 244 | 371 | 421 |
| Tax % | 25% | 20% | 12% | 24% | 24% | 24% | 24% | 25% |
| Net profit | 233 | 109 | 83 | 103 | 122 | 186 | 282 | 317 |
| EPS (₹) | 1.20 | 0.56 | 0.43 | 0.53 | 0.63 | 0.96 | 1.45 | 1.63 |
Consolidated figures as reported by the company. Percentages are as published; totals may not sum exactly.
Ujjivan Small Finance Bank Ltd annual results
| ₹ crore | Mar 2013 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | TTM |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Sales | 223 | 1,468 | 1,832 | 2,704 | 2,806 | 2,813 | 4,165 | 5,677 | 6,354 | 6,931 | 7,338 |
| Operating profit | 40 | -61 | 54 | 217 | -215 | -830 | 968 | 1,014 | 230 | -52 | 82 |
| OPM % | 18% | -4% | 3% | 8% | -8% | -30% | 23% | 18% | 4% | -1% | 1% |
| Net profit | 34 | 7 | 199 | 350 | 8 | -415 | 1,100 | 1,281 | 726 | 693 | 906 |
| EPS (₹) | — | 0.05 | 1.38 | 2.02 | 0.05 | -2.40 | 5.63 | 6.54 | 3.75 | 3.57 | 4.67 |
TTM is the trailing twelve months to the most recent quarter.
Ujjivan Small Finance Bank Ltd balance sheet
| ₹ crore | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|---|---|---|---|---|
| Equity capital | 1,440 | 1,440 | 1,440 | 1,728 | 1,728 | 1,728 | 1,955 | 519 | 1,935 | 1,943 |
| Reserves | 0 | 7 | 180 | 1,260 | 1,290 | 874 | 2,054 | 5,095 | 4,148 | 4,873 |
| Borrowings | 6,491 | 4,053 | 4,366 | 4,153 | 3,447 | 1,964 | 2,841 | 2,171 | 2,845 | 3,736 |
| Deposits | 206 | 3,773 | 7,379 | 10,780 | 13,136 | 18,292 | 25,538 | 31,462 | 37,630 | 45,668 |
| Other liabilities | 298 | 201 | 377 | 490 | 779 | 754 | 929 | 1,176 | 1,130 | 1,321 |
| Total liabilities | 8,436 | 9,473 | 13,742 | 18,411 | 20,380 | 23,612 | 33,317 | 40,422 | 47,689 | 57,541 |
| Fixed assets | 137 | 194 | 282 | 280 | 276 | 244 | 265 | 395 | 444 | 457 |
| CWIP | 3 | 4 | 2 | 21 | 5 | 6 | 18 | 32 | 13 | 36 |
| Investments | 1,447 | 1,232 | 1,527 | 2,396 | 2,516 | 4,153 | 8,510 | 9,766 | 11,730 | 12,724 |
| Other assets | 6,849 | 8,042 | 11,931 | 15,715 | 17,583 | 19,210 | 24,524 | 30,230 | 35,502 | 44,324 |
| Total assets | 8,436 | 9,473 | 13,742 | 18,411 | 20,380 | 23,612 | 33,317 | 40,422 | 47,689 | 57,541 |
As reported by the company. Total assets equal total liabilities by construction.
Ujjivan Small Finance Bank Ltd cash flow
| ₹ crore | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|---|---|---|---|---|
| Cash from operations | -7,084 | 2,314 | 478 | 242 | 2,657 | 2,554 | 1,060 | 1,593 | 2,028 | 1,843 |
| Cash from investing | -161 | -101 | -148 | -757 | -1,356 | -841 | -2,096 | -865 | -1,793 | -2,481 |
| Cash from financing | 7,931 | -2,439 | 287 | 776 | -706 | -1,484 | 1,186 | -519 | 398 | 911 |
| Net cash flow | 687 | -225 | 617 | 261 | 595 | 230 | 150 | 210 | 633 | 274 |
| Free cash flow | -7,245 | 2,213 | 330 | 153 | 2,599 | 2,503 | 935 | 1,349 | 1,863 | 1,661 |
| CFO / operating profit | -6,672% | 430% | 66% | 27% | 332% | 1,230% | 55% | 50% | 78% | 72% |
Negative figures are outflows. CFO / operating profit is a ratio, not an amount.
Ujjivan Small Finance Bank Ltd operating ratios
| Per year | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|---|---|---|---|---|
| ROE % | 0% | 0% | 13% | 15% | -0% | -15% | 33% | 27% | 12% | 11% |
Ratios as computed by the source from the reported statements. Rows a company does not report are omitted.
Ujjivan Small Finance Bank Ltd shareholding pattern
Promoters held 0.00% at Jun 2026, broadly unchanged since Jun 2025. FIIs 16.81% and DIIs 33.45%.
| % held | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | Jun 2026 |
|---|---|---|---|---|---|---|---|---|
| Promoters | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
| FIIs | 20.62% | 17.87% | 19.51% | 19.55% | 17.05% | 15.45% | 17.23% | 16.81% |
| DIIs | 6.50% | 6.58% | 8.47% | 16.82% | 20.13% | 28.67% | 31.12% | 33.45% |
| Public | 72.87% | 75.54% | 72.03% | 63.61% | 62.83% | 55.88% | 51.65% | 49.73% |
| No. of shareholders | 10,68,325 | 11,38,626 | 11,24,090 | 9,84,265 | 9,37,143 | 8,40,960 | 7,87,997 | 7,67,649 |
As disclosed by the company to the exchanges. The last row is a count of shareholders, not a percentage.
When is Ujjivan Small Finance Bank Ltd’s next results date?
Ujjivan Small Finance Bank Ltd’s next results are scheduled for 16 Oct 2026.
- Board meetingConsideration and approval of unaudited financial results for quarter and half year ended September 30, 2026
- Conference call|earnings resultsQ2 & H1FY27 results conference call
See the full results calendar for every Indian company reporting in the next 30 days.
Ujjivan Small Finance Bank Ltd corporate filings
- Ujjivan Small Finance Bank Allots Equity Shares Under ESOP SchemeCompany Updatelow impact
Cruxal's analysis: Ujjivan Small Finance Bank announced the allotment of equity shares under its ESOP scheme…
Read the full analysis - Ujjivan Small Finance Bank schedules Q2 & H1FY27 results conference call for October 16, 2026Company Updatelow impact
Cruxal's analysis: Ujjivan Small Finance Bank has announced its upcoming quarterly and half-yearly financial…
Read the full analysis - Ujjivan Small Finance Bank to Announce Unaudited Financial Results for Q2 FY2027 on October 16, 2026Board Meetingmedium impact
Cruxal's analysis: Ujjivan Small Finance Bank is scheduled to release its Q2 FY2027 unaudited financial…
Read the full analysis - Certificate under Regulation 74(5) of SEBI (DP) Regulations, 2018Company Updatelow impact
- Ujjivan Small Finance Bank's Credit Rating Withdrawn by CRISIL, No Immediate Financial ImpactCompany Updatelow impact
Cruxal's analysis: Ujjivan Small Finance Bank has had its credit rating on the Certificate of Deposits (Rs…
Read the full analysis - Ujjivan Small Finance Bank Q2 FY2026-27 Business Update: Revenue Rs 1,878 cr, Net Profit Rs 282 cr, EPS Rs 1.45, NPA 0.43%Company Updatelow impact
Cruxal's analysis: Ujjivan Small Finance Bank released its Q2 FY2026-27 business update, reporting revenue…
Read the full analysis - Ujjivan Small Finance Bank announces grant of stock options under ESOP schemeCompany Updatelow impact
Cruxal's analysis: Ujjivan Small Finance Bank has announced the grant of stock options to eligible employees…
Read the full analysis - Intimation of Trading Window Closure effective from October 01, 2026Insider Trading / SASTlow impact
- Ujjivan Small Finance Bank announces upcoming investor meetCompany Updatelow impact
Cruxal's analysis: Ujjivan Small Finance Bank has issued an intimation regarding an upcoming…
Read the full analysis - Ujjivan Small Finance Bank announces upcoming investor meetCompany Updatelow impact
Cruxal's analysis: Ujjivan Small Finance Bank has issued an intimation regarding a scheduled…
Read the full analysis - Ujjivan Small Finance Bank issues routine press release intimationCompany Updatelow impact
Cruxal's analysis: Ujjivan Small Finance Bank has filed a standard intimation regarding the issuance of a…
Read the full analysis - Ujjivan Small Finance Bank announces non-deal roadshow for investor engagementCompany Updatelow impact
Cruxal's analysis: Ujjivan Small Finance Bank has issued an intimation regarding a non-deal roadshow to…
Read the full analysis - Ujjivan Small Finance Bank receives reaffirmation of [ICRA]A1+ credit rating for 2,500 crore Certificate of Deposit programCompany Updatelow impact
Cruxal's analysis: Ujjivan Small Finance Bank Limited has announced that ICRA Limited has reaffirmed the…
Read the full analysis - Ujjivan Small Finance Bank announces upcoming investor meetingsCompany Updatelow impact
Cruxal's analysis: Ujjivan Small Finance Bank has issued an intimation regarding scheduled meetings with…
Read the full analysis - Ujjivan Small Finance Bank announces upcoming investor meetingsCompany Updatelow impact
Cruxal's analysis: Ujjivan Small Finance Bank has issued an intimation regarding scheduled meetings with…
Read the full analysis - Ujjivan Small Finance Bank announces upcoming investor meetingsCompany Updatelow impact
Cruxal's analysis: Ujjivan Small Finance Bank has issued an intimation regarding scheduled investor…
Read the full analysis - Ujjivan Small Finance Bank allots equity shares under ESOP schemeCompany Updatelow impact
Cruxal's analysis: Ujjivan Small Finance Bank has announced the allotment of equity shares pursuant to the…
Read the full analysis - Ujjivan Small Finance Bank announces upcoming investor meetingsCompany Updatelow impact
Cruxal's analysis: Ujjivan Small Finance Bank has issued an intimation regarding scheduled investor…
Read the full analysis - Ujjivan Small Finance Bank releases transcript of conference call held on September 01, 2026Company Updatelow impact
Cruxal's analysis: Ujjivan Small Finance Bank has filed the official transcript of its conference call…
Read the full analysis - Ujjivan Small Finance Bank receives ESG rating from NSE Sustainability Ratings and Analytics LimitedCompany Updatelow impact
Cruxal's analysis: Ujjivan Small Finance Bank has formally intimated the receipt of an ESG rating from NSE…
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