Suryoday Small Finance Bank Ltd
Suryoday Small Finance Bank Ltd (SURYODAY) is scheduled to report results on 29 Oct 2026. Suryoday Small Finance Bank Ltd last reported results for the quarter ended Jun 2026, with sales of ₹622 crore and net profit of ₹75 crore. The stock last traded at ₹147, a market capitalisation of ₹1,563 crore, on a P/E of 8.18. Over the past 52 weeks the stock has ranged between ₹115 and ₹218. Figures are as of 6 Oct 2026 and are not real time.
Suryoday Small Finance Bank Ltd share price and key metrics
- Current price
- ₹147
- Market cap
- ₹1,563 cr
- Stock P/E
- 8.18
- Book value
- ₹196
- ROE
- 7.58%
- ROCE
- 7.33%
- Dividend yield
- 1.03%
- 52w high / low
- 218/115
Metrics as of 6 Oct 2026. Not real time.
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Suryoday Small Finance Bank Ltd growth and returns
- 10 Years
- 27%
- 5 Years
- 23%
- 3 Years
- 22%
- TTM
- 17%
- 10 Years
- 19%
- 5 Years
- 66%
- 3 Years
- 25%
- TTM
- 139%
- 10 Years
- %
- 5 Years
- -5%
- 3 Years
- -5%
- 1 Year
- -1%
- 10 Years
- 6%
- 5 Years
- 5%
- 3 Years
- 9%
- Last Year
- 8%
Suryoday Small Finance Bank Ltd quarterly results
In the quarter ended Jun 2026, sales were ₹622 cr, up 25.7% from ₹495 cr a year earlier. Net profit was ₹75 cr, up 114.3% year on year.
| ₹ crore | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | Jun 2026 |
|---|---|---|---|---|---|---|---|---|
| Sales | 507 | 488 | 471 | 495 | 520 | 544 | 602 | 622 |
| Expenses | 287 | 270 | 352 | 309 | 299 | 310 | 341 | 362 |
| Operating profit | 13 | -2 | -107 | -62 | -41 | -33 | -25 | -46 |
| OPM % | 2% | -0% | -23% | -12% | -8% | -6% | -4% | -7% |
| Other income | 47 | 40 | 60 | 109 | 80 | 81 | 90 | 148 |
| Interest | 207 | 220 | 226 | 248 | 261 | 267 | 285 | 307 |
| Depreciation | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Profit before tax | 60 | 38 | -47 | 47 | 39 | 48 | 66 | 102 |
| Tax % | 25% | 12% | -28% | 25% | 23% | 24% | 24% | 26% |
| Net profit | 45 | 33 | -34 | 35 | 30 | 37 | 50 | 75 |
| EPS (₹) | 4.27 | 3.13 | -3.18 | 3.32 | 2.86 | 3.44 | 4.68 | 7.07 |
Consolidated figures as reported by the company. Percentages are as published; totals may not sum exactly.
Suryoday Small Finance Bank Ltd annual results
| ₹ crore | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | TTM |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Sales | 244 | 287 | 530 | 767 | 776 | 942 | 1,184 | 1,589 | 1,954 | 2,160 | 2,287 |
| Operating profit | 15 | -18 | 81 | 77 | -49 | -201 | 47 | 120 | -18 | -93 | -144 |
| OPM % | 6% | -6% | 15% | 10% | -6% | -21% | 4% | 8% | -1% | -4% | -6% |
| Net profit | 15 | 10 | 90 | 111 | 12 | -93 | 78 | 216 | 115 | 152 | 192 |
| EPS (₹) | 2.36 | 1.50 | 11.08 | 12.84 | 1.12 | -8.76 | 7.32 | 20.34 | 10.82 | 14.30 | 18.05 |
TTM is the trailing twelve months to the most recent quarter.
Suryoday Small Finance Bank Ltd balance sheet
| ₹ crore | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|---|---|---|---|---|
| Equity capital | 64 | 68 | 82 | 87 | 106 | 106 | 106 | 106 | 106 | 106 |
| Reserves | 437 | 472 | 799 | 980 | 1,491 | 1,399 | 1,479 | 1,699 | 1,821 | 1,972 |
| Borrowings | 1,022 | 523 | 1,124 | 1,265 | 1,667 | 2,551 | 2,765 | 2,443 | 2,710 | 3,122 |
| Deposits | 22 | 945 | 1,593 | 2,849 | 3,256 | 3,854 | 5,167 | 7,777 | 10,580 | 13,994 |
| Other liabilities | 60 | 156 | 163 | 185 | 193 | 270 | 344 | 352 | 397 | 689 |
| Total liabilities | 1,604 | 2,164 | 3,761 | 5,365 | 6,712 | 8,180 | 9,861 | 12,378 | 15,614 | 19,884 |
| Fixed assets | 6 | 13 | 18 | 30 | 35 | 66 | 163 | 152 | 156 | 293 |
| CWIP | 2 | 1 | 1 | 8 | 8 | 49 | 1 | 17 | 135 | 5 |
| Investments | 594 | 311 | 664 | 808 | 1,874 | 2,058 | 2,570 | 2,599 | 3,137 | 3,693 |
| Other assets | 1,002 | 1,839 | 3,078 | 4,518 | 4,795 | 6,007 | 7,127 | 9,610 | 12,187 | 15,893 |
| Total assets | 1,604 | 2,164 | 3,761 | 5,365 | 6,712 | 8,180 | 9,861 | 12,378 | 15,614 | 19,884 |
As reported by the company. Total assets equal total liabilities by construction.
Suryoday Small Finance Bank Ltd cash flow
| ₹ crore | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|---|---|---|
| Cash from operations | -545 | 526 | -876 | -347 | -98 | 935 | 1,320 | 652 |
| Cash from investing | -14 | -167 | -280 | -158 | -266 | -263 | -1,059 | -792 |
| Cash from financing | 655 | 210 | 915 | 885 | 213 | -322 | 268 | 412 |
| Net cash flow | 97 | 569 | -241 | 381 | -150 | 349 | 529 | 273 |
| Free cash flow | -556 | 496 | -896 | -438 | -190 | 879 | 1,143 | 577 |
| CFO / operating profit | -177% | 169% | -267% | -212% | -20% | 127% | 166% | 73% |
Negative figures are outflows. CFO / operating profit is a ratio, not an amount.
Suryoday Small Finance Bank Ltd operating ratios
| Per year | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|---|---|---|---|---|
| ROE % | 4% | 2% | 13% | 11% | 1% | -6% | 5% | 13% | 6% | 8% |
Ratios as computed by the source from the reported statements. Rows a company does not report are omitted.
Suryoday Small Finance Bank Ltd shareholding pattern
Promoters held 22.48% at Jun 2026, broadly unchanged since Jun 2025. FIIs 5.35% and DIIs 5.47%.
| % held | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | Jun 2026 |
|---|---|---|---|---|---|---|---|---|
| Promoters | 22.30% | 22.29% | 22.43% | 22.43% | 22.43% | 22.43% | 22.48% | 22.48% |
| FIIs | 3.50% | 4.80% | 4.67% | 4.68% | 4.67% | 4.97% | 5.23% | 5.35% |
| DIIs | 8.01% | 5.89% | 5.66% | 5.93% | 6.62% | 6.11% | 5.72% | 5.47% |
| Public | 66.19% | 67.01% | 67.22% | 66.95% | 66.28% | 66.48% | 66.58% | 66.70% |
| No. of shareholders | 1,08,301 | 1,10,197 | 1,08,734 | 1,04,927 | 1,02,098 | 99,138 | 95,026 | 89,688 |
As disclosed by the company to the exchanges. The last row is a count of shareholders, not a percentage.
When is Suryoday Small Finance Bank Ltd’s next results date?
Suryoday Small Finance Bank Ltd’s next results are scheduled for 29 Oct 2026.
- Board meetingApproval of unaudited financial results for Q2 and half-year ended September 30, 2026
See the full results calendar for every Indian company reporting in the next 30 days.
Suryoday Small Finance Bank Ltd corporate filings
- Allotment of Non-Convertible Debentures by Suryoday Small Finance Bank on October 9, 2026Company Updatelow impact
Cruxal's analysis: Suryoday Small Finance Bank announced the allotment of non-convertible debentures on…
Read the full analysis - Compliances-Certificate under Reg. 74 (5) of SEBI (DP) Regulations, 2018Company Updatelow impact
Cruxal's analysis: Please find attached herewith Certificate under Regulation 74(5) of SEBI (Depositories…
Read the full analysis - Suryoday Small Finance Bank schedules Board meeting to consider Q2 FY2027 results; no financial figures disclosed in this noticeBoard Meetinglow impact
Cruxal's analysis: Suryoday Small Finance Bank has announced its Board meeting scheduled for October 29…
Read the full analysis - Suryoday Small Finance Bank Discloses Regulatory Filing Under SEBI RegulationsCompany Updatelow impact
Cruxal's analysis: The company has filed a disclosure under Regulation 30 and Schedule III of SEBI (LODR)…
Read the full analysis - Suryoday Small Finance Bank appoints Mr. Alok Pathak as Chief Risk Officer for a 3-year term, and redesignates Mr. Yogesh Dixit as Head – Governance Projects, effective October 1, 2026Company Updatelow impact
Cruxal's analysis: Suryoday Small Finance Bank has announced a key management change, appointing Mr. Alok…
Read the full analysis - Schedule Of Analysts / Institutional Investors MeetCompany Updatelow impact
- Suryoday Small Finance Bank Announces Senior Management Reshuffle and Resignation of CIOCompany Updatelow impact
Cruxal's analysis: Suryoday Small Finance Bank Limited has announced a restructuring of its senior…
Read the full analysis - Closure of Trading WindowInsider Trading / SASTlow impact
Cruxal's analysis: Please find attached herewith Intimation of Closure of Trading window for dealing in…
Read the full analysis - Suryoday Small Finance Bank schedules analyst/institutional investor meetingCompany Updatelow impact
Cruxal's analysis: Suryoday Small Finance Bank has issued an intimation regarding a scheduled meeting with…
Read the full analysis - Suryoday Small Finance Bank approves INR 200 crore Tier II capital raise and appoints interim compliance officerBoard Meetingmedium impact
Cruxal's analysis: Suryoday Small Finance Bank has received board approval to raise up to INR 200 crore…
Read the full analysis - Suryoday Small Finance Bank announces grant of stock options under ESOP Scheme 2019Company Updatelow impact
Cruxal's analysis: Suryoday Small Finance Bank has formally intimated the grant of stock options to its…
Read the full analysis - Suryoday Small Finance Bank to consider Tier II capital raise via Non-Convertible DebenturesBoard Meetingmedium impact
Cruxal's analysis: Suryoday Small Finance Bank Limited has announced a board meeting scheduled for September…
Read the full analysis - Suryoday Small Finance Bank announces grant of stock options under ESOP Scheme 2019Company Updatelow impact
Cruxal's analysis: Suryoday Small Finance Bank has formally intimated the grant of stock options to its…
Read the full analysis - Suryoday Small Finance Bank allots equity shares under ESOP Scheme 2019Company Updatelow impact
Cruxal's analysis: Suryoday Small Finance Bank has announced the allotment of equity shares following the…
Read the full analysis - Suryoday Small Finance Bank announces retirement of Independent Director and resignation of Company SecretaryCompany Updatelow impact
Cruxal's analysis: Suryoday Small Finance Bank Limited has disclosed the retirement of Mr. John Arunkumar…
Read the full analysis - Suryoday Small Finance Bank shareholders approve capital raising of up to 500 crore and final dividendAGM/EGMhigh impact
Cruxal's analysis: Suryoday Small Finance Bank Limited has successfully concluded its 18th Annual General…
Read the full analysis - Suryoday Small Finance Bank AGM Approves 300 Crore Tier-1 Capital Raise and 200 Crore Tier-2 Debt IssuanceAGM/EGMhigh impact
Cruxal's analysis: Suryoday Small Finance Bank Limited has concluded its 18th Annual General Meeting, where…
Read the full analysis - Suryoday Small Finance Bank shareholders approve capital raising of 500 crore and dividend payoutAGM/EGMmedium impact
Cruxal's analysis: Suryoday Small Finance Bank Limited has received shareholder approval at its 18th AGM for…
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