Smart Finsec Ltd
Smart Finsec Ltd (SMARTFIN) last reported results for the quarter ended Jun 2026, with sales of ₹0.69 crore and net profit of ₹0.43 crore. The stock last traded at ₹8.09, a market capitalisation of ₹24.3 crore, on a P/E of 21.5. Over the past 52 weeks the stock has ranged between ₹6.3 and ₹12. Figures are as of 6 Oct 2026 and are not real time.
Smart Finsec Ltd share price and key metrics
- Current price
- ₹8.09
- Market cap
- ₹24.3 cr
- Stock P/E
- 21.5
- Book value
- ₹5.56
- ROE
- 6.06%
- ROCE
- 8.41%
- Dividend yield
- 0.00%
- 52w high / low
- 12.0/6.30
Metrics as of 6 Oct 2026. Not real time.
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Smart Finsec Ltd growth and returns
- 10 Years
- %
- 5 Years
- -39%
- 3 Years
- -60%
- TTM
- -8%
- 10 Years
- 30%
- 5 Years
- 17%
- 3 Years
- -11%
- TTM
- -2%
- 10 Years
- 14%
- 5 Years
- 1%
- 3 Years
- 1%
- 1 Year
- -29%
- 10 Years
- 14%
- 5 Years
- 14%
- 3 Years
- 10%
- Last Year
- 6%
Smart Finsec Ltd quarterly results
In the quarter ended Jun 2026, sales were ₹0.69 cr, up 25.5% from ₹0.55 cr a year earlier. Net profit was ₹0.43 cr, up 53.6% year on year.
| ₹ crore | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | Jun 2026 |
|---|---|---|---|---|---|---|---|---|
| Sales | 0.73 | 0.58 | 0.44 | 0.55 | 0.41 | 0.51 | 0.5 | 0.69 |
| Expenses | 0.23 | 0.17 | 0.18 | 0.19 | 0.14 | 0.12 | 0.17 | 0.13 |
| Operating profit | 0.49 | 0.41 | 0.26 | 0.36 | 0.27 | 0.38 | 0.32 | 0.55 |
| OPM % | 67.12% | 70.69% | 59.09% | 65.45% | 65.85% | 74.51% | 64.00% | 79.71% |
| Other income | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Interest | 0.01 | 0 | 0 | 0 | 0 | 0.01 | 0.01 | 0.01 |
| Depreciation | 0.01 | 0.01 | 0.01 | 0.01 | 0 | -0.02 | 0 | 0 |
| Profit before tax | 0.48 | 0.4 | 0.25 | 0.35 | 0.27 | 0.4 | 0.32 | 0.55 |
| Tax % | 22.92% | 22.50% | 16.00% | 20.00% | 22.22% | 20.00% | 46.88% | 21.82% |
| Net profit | 0.37 | 0.3 | 0.2 | 0.28 | 0.21 | 0.32 | 0.17 | 0.43 |
| EPS (₹) | 0.12 | 0.10 | 0.07 | 0.09 | 0.07 | 0.11 | 0.06 | 0.14 |
Consolidated figures as reported by the company. Percentages are as published; totals may not sum exactly.
Smart Finsec Ltd annual results
| ₹ crore | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | TTM |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Sales | 1.3 | 15.54 | 4.69 | 9.64 | 23.22 | 50.82 | 30.75 | 25.07 | 2.37 | 1.97 | 2.11 |
| Operating profit | 1.16 | 1.04 | 0.82 | 0.44 | 0.5 | 4.6 | 1.97 | 3.14 | 1.56 | 1.34 | 1.52 |
| OPM % | 89.23% | 6.69% | 17.48% | 4.56% | 2.15% | 9.05% | 6.41% | 12.52% | 65.82% | 68.02% | 72.04% |
| Net profit | 1.11 | 0.86 | 0.61 | 0.34 | 0.45 | 3.46 | 1.41 | 2.37 | 1.17 | 0.98 | 1.13 |
| EPS (₹) | 0.37 | 0.29 | 0.20 | 0.11 | 0.15 | 1.15 | 0.47 | 0.79 | 0.39 | 0.33 | 0.38 |
TTM is the trailing twelve months to the most recent quarter.
Smart Finsec Ltd balance sheet
| ₹ crore | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|---|---|---|---|---|
| Equity capital | 3.00 | 3.00 | 3.00 | 3.00 | 3.00 | 3.00 | 3.00 | 3.00 | 3.00 | 3.00 |
| Reserves | 1.94 | 2.80 | 3.41 | 3.83 | 4.24 | 7.73 | 9.14 | 11.51 | 12.68 | 13.67 |
| Borrowings | 4.80 | 4.80 | 4.80 | 4.80 | 9.05 | 2.60 | 1.40 | 0.00 | 0.00 | 0.00 |
| Other liabilities | 0.32 | 0.23 | 1.40 | 0.30 | 0.14 | 0.05 | 0.05 | 0.09 | 0.10 | 0.14 |
| Total liabilities | 10.06 | 10.83 | 12.61 | 11.93 | 16.43 | 13.38 | 13.59 | 14.60 | 15.78 | 16.81 |
| Fixed assets | 1.74 | 1.68 | 1.62 | 1.57 | 1.51 | 1.46 | 1.40 | 1.35 | 1.30 | 1.30 |
| CWIP | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Investments | 5.33 | 5.81 | 5.65 | 4.30 | 4.54 | 2.71 | 1.06 | 1.77 | 1.90 | 2.00 |
| Other assets | 2.99 | 3.34 | 5.34 | 6.06 | 10.38 | 9.21 | 11.13 | 11.48 | 12.58 | 13.51 |
| Total assets | 10.06 | 10.83 | 12.61 | 11.93 | 16.43 | 13.38 | 13.59 | 14.60 | 15.78 | 16.81 |
As reported by the company. Total assets equal total liabilities by construction.
Smart Finsec Ltd cash flow
| ₹ crore | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|---|---|---|---|---|
| Cash from operations | -0.74 | -0.16 | 0.02 | -0.79 | -4.87 | 4.68 | -0.50 | 2.66 | 2.67 | -0.54 |
| Cash from investing | -3.49 | 0.00 | 0.00 | 0.00 | 0.00 | 1.83 | 1.62 | -0.60 | -2.50 | -0.12 |
| Cash from financing | 3.30 | 0.00 | 0.00 | 0.00 | 4.25 | -6.45 | -1.20 | -1.40 | 0.00 | 0.00 |
| Net cash flow | -0.93 | -0.16 | 0.02 | -0.79 | -0.61 | 0.06 | -0.09 | 0.66 | 0.17 | -0.66 |
| Free cash flow | -0.74 | -0.16 | 0.02 | -0.79 | -4.87 | 4.68 | -0.50 | 2.65 | 2.67 | -0.53 |
| CFO / operating profit | -64% | -15% | 2% | -141% | -812% | 102% | -25% | 85% | 170% | -40% |
Negative figures are outflows. CFO / operating profit is a ratio, not an amount.
Smart Finsec Ltd operating ratios
| Per year | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|---|---|---|---|---|
| ROE % | 25.31% | 16.01% | 9.99% | 5.14% | 6.40% | 38.51% | 12.33% | 17.79% | 7.75% | 6.06% |
Ratios as computed by the source from the reported statements. Rows a company does not report are omitted.
Smart Finsec Ltd shareholding pattern
Promoters held 74.99% at Jun 2026, broadly unchanged since Jun 2025.
| % held | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | Jun 2026 |
|---|---|---|---|---|---|---|---|---|
| Promoters | 74.99% | 74.99% | 74.99% | 74.99% | 74.99% | 74.99% | 74.99% | 74.99% |
| Public | 25.02% | 25.02% | 25.02% | 25.01% | 25.02% | 25.02% | 25.01% | 25.01% |
| No. of shareholders | 15,450 | 18,973 | 19,014 | 18,128 | 17,432 | 17,035 | 16,620 | 16,465 |
As disclosed by the company to the exchanges. The last row is a count of shareholders, not a percentage.
Smart Finsec Ltd corporate filings
- Revised Certificate under Reg. 74(5) of SEBI (DP) Regulations, 2018Company Updatelow impact
- SEBI Regulation 30 and 30A Disclosure by Smart Finsec Ltd (539494) on October 6, 2026Company Updatelow impact
Cruxal's analysis: Smart Finsec Ltd, a small-cap company with a market cap of approximately 24.33 crore, has…
Read the full analysis - Intimation under Regulation 30 and 30A of SEBI (LODR) Regulations, 2015 by Smart Finsec LtdOtherslow impact
Cruxal's analysis: Smart Finsec Ltd, a small-cap company with a market cap of approximately 24.33 crore, has…
Read the full analysis - Certificate under Reg 74(5) of SEBI (DP) Regulations, 2018 for the quarter ended September 30, 2026Company Updatelow impact
- Intimation regarding Closure of Trading Window.Insider Trading / SASTlow impact
- Smart Finsec Limited concludes 31st AGM; shareholders approve increased borrowing limits and asset chargingAGM/EGMlow impact
Cruxal's analysis: Smart Finsec Limited has successfully concluded its 31st Annual General Meeting held on…
Read the full analysis - Smart Finsec Limited concludes 31st AGM; shareholders consider increase in borrowing limitsAGM/EGMlow impact
Cruxal's analysis: Smart Finsec Limited has concluded its 31st Annual General Meeting held on September 21…
Read the full analysis - Smart Finsec Limited announces 31st Annual General Meeting scheduled for September 21, 2026Company Updatelow impact
Cruxal's analysis: Smart Finsec Limited has issued a formal notice for its 31st Annual General Meeting (AGM)…
Read the full analysis - Smart Finsec Limited Announces 31st Annual General Meeting and Book Closure DatesCorp. Actionlow impact
Cruxal's analysis: Smart Finsec Limited has scheduled its 31st Annual General Meeting for September 21…
Read the full analysis - Smart Finsec Ltd files Annual Report for FY 2025-26Otherslow impact
Cruxal's analysis: Smart Finsec Ltd has submitted its Annual Report for the financial year 2025-26 in…
Read the full analysis - Smart Finsec Limited seeks shareholder approval to increase borrowing limits to INR 100 croreAGM/EGMmedium impact
Cruxal's analysis: Smart Finsec Limited has issued a notice for its 31st Annual General Meeting scheduled…
Read the full analysis - Smart Finsec Limited Announces Board Approval for Increased Borrowing Limits and 31st AGM ScheduleOtherslow impact
Cruxal's analysis: Smart Finsec Limited has announced board approval to increase borrowing limits under…
Read the full analysis - Smart Finsec Limited Reports Q1 FY27 Financial Results with Revenue of 0.69 Crore and PAT of 0.43 CroreCompany Updatelow impact
Cruxal's analysis: Smart Finsec Limited has released its unaudited financial results for the quarter ended…
Read the full analysis - Smart Finsec Limited reports strong Q1 FY2027 performance with net profit rising to 0.43 croreBoard Meetinghigh impact
Cruxal's analysis: Smart Finsec Limited reported robust financial results for the quarter ended 30 June…
Read the full analysis - Smart Finsec Limited to Convene Board Meeting on August 12, 2026, to Approve Q1 FY27 Unaudited Financial ResultsBoard Meetinglow impact
Cruxal's analysis: Smart Finsec Limited has announced that its Board of Directors will convene a meeting on…
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