PB Fintech Ltd
PB Fintech Ltd (POLICYBZR) last reported results for the quarter ended Jun 2026, with sales of ₹1,888 crore and net profit of ₹163 crore. The stock last traded at ₹1,005, a market capitalisation of ₹46,509 crore, on a P/E of 62.1. Over the past 52 weeks the stock has ranged between ₹945 and ₹1,964. Figures are as of 6 Oct 2026 and are not real time.
PB Fintech Ltd share price and key metrics
- Current price
- ₹1,005
- Market cap
- ₹46,509 cr
- Stock P/E
- 62.1
- Book value
- ₹158
- ROE
- 9.75%
- ROCE
- 10.3%
- Dividend yield
- 0.00%
- 52w high / low
- 1964/945
Metrics as of 6 Oct 2026. Not real time.
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PB Fintech Ltd growth and returns
- 10 Years
- 54%
- 5 Years
- 50%
- 3 Years
- 38%
- TTM
- 38%
- 10 Years
- 22%
- 5 Years
- 42%
- 3 Years
- 50%
- TTM
- 99%
- 10 Years
- %
- 5 Years
- %
- 3 Years
- 9%
- 1 Year
- -43%
- 10 Years
- %
- 5 Years
- -1%
- 3 Years
- 6%
- Last Year
- 10%
PB Fintech Ltd quarterly results
In the quarter ended Jun 2026, sales were ₹1,888 cr, up 40.1% from ₹1,348 cr a year earlier. Net profit was ₹163 cr, up 91.8% year on year.
| ₹ crore | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | Jun 2026 |
|---|---|---|---|---|---|---|---|---|
| Sales | 1,167 | 1,292 | 1,508 | 1,348 | 1,614 | 1,771 | 2,061 | 1,888 |
| Expenses | 1,175 | 1,264 | 1,396 | 1,314 | 1,516 | 1,612 | 1,849 | 1,751 |
| Operating profit | -8 | 28 | 112 | 34 | 98 | 159 | 212 | 137 |
| OPM % | -0.7% | 2.1% | 7% | 2.5% | 6% | 9% | 10% | 7% |
| Other income | 106 | 100 | 101 | 100 | 87 | 85 | 104 | 93 |
| Interest | 9 | 9 | 9 | 9 | 9 | 9 | 10 | 11 |
| Depreciation | 29 | 34 | 33 | 33 | 34 | 34 | 35 | 40 |
| Profit before tax | 60 | 85 | 171 | 92 | 142 | 201 | 272 | 179 |
| Tax % | 15% | 16% | 0% | 8% | 5% | 6% | 4% | 9% |
| Net profit | 51 | 72 | 170 | 85 | 135 | 189 | 261 | 163 |
| EPS (₹) | 1.11 | 1.56 | 3.70 | 1.84 | 2.94 | 4.09 | 5.64 | 3.52 |
Consolidated figures as reported by the company. Percentages are as published; totals may not sum exactly.
PB Fintech Ltd annual results
| ₹ crore | Mar 2016 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | TTM |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Sales | 90 | 334 | 492 | 771 | 887 | 1,425 | 2,558 | 3,438 | 4,977 | 6,794 | 7,334 |
| Operating profit | -142 | -52 | -336 | -320 | -160 | -901 | -662 | -188 | 93 | 508 | 606 |
| OPM % | -157% | -16% | -68% | -41% | -18% | -63% | -26% | -5% | 1.9% | 7% | 8% |
| Net profit | -110 | -59 | -347 | -304 | -150 | -833 | -488 | 64 | 352 | 670 | 748 |
| EPS (₹) | -30,600.00 | -16,396.12 | -91,265.79 | -80,007.89 | -6,583.70 | -18.53 | -10.82 | 1.48 | 7.67 | 14.48 | 16.19 |
TTM is the trailing twelve months to the most recent quarter.
PB Fintech Ltd balance sheet
| ₹ crore | Mar 2016 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|---|---|---|---|---|
| Equity capital | 0.04 | 0.04 | 0.04 | 0.04 | 0.05 | 90 | 90 | 90 | 92 | 93 |
| Reserves | 301 | 787 | 489 | 1,265 | 1,990 | 5,322 | 5,386 | 5,781 | 6,341 | 7,219 |
| Borrowings | 1 | 1 | 90 | 110 | 110 | 159 | 227 | 253 | 322 | 360 |
| Other liabilities | 43 | 92 | 172 | 202 | 230 | 344 | 551 | 604 | 776 | 1,035 |
| Total liabilities | 345 | 880 | 751 | 1,576 | 2,331 | 5,915 | 6,254 | 6,729 | 7,531 | 8,707 |
| Fixed assets | 6 | 11 | 119 | 147 | 125 | 205 | 313 | 359 | 418 | 441 |
| CWIP | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Investments | 237 | 650 | 125 | 2 | 138 | 373 | 622 | 1,358 | 2,173 | 3,211 |
| Other assets | 102 | 219 | 507 | 1,427 | 2,068 | 5,338 | 5,319 | 5,011 | 4,940 | 5,054 |
| Total assets | 345 | 880 | 751 | 1,576 | 2,331 | 5,915 | 6,254 | 6,729 | 7,531 | 8,707 |
As reported by the company. Total assets equal total liabilities by construction.
PB Fintech Ltd cash flow
| ₹ crore | Mar 2016 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|---|---|---|---|---|
| Cash from operations | -97 | -83 | -282 | -364 | 29 | -1,568 | -299 | 9 | -183 | 41 |
| Cash from investing | -244 | -434 | 375 | 79 | -1,202 | -2,125 | 46 | 301 | 492 | 225 |
| Cash from financing | 315 | 513 | -23 | 1,031 | 759 | 3,621 | -42 | -57 | -73 | -81 |
| Net cash flow | -27 | -5 | 69 | 746 | -415 | -71 | -295 | 253 | 236 | 186 |
| Free cash flow | -305 | -97 | -317 | -396 | 24 | -1,599 | -363 | -55 | -280 | -36 |
| CFO / operating profit | 68% | 107% | 73% | 102% | 12% | 171% | 38% | -110% | -71% | 15% |
Negative figures are outflows. CFO / operating profit is a ratio, not an amount.
PB Fintech Ltd operating ratios
| Per year | Mar 2016 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|---|---|---|---|---|
| ROCE % | -63% | — | -53% | -36% | -9% | -21% | -8% | 2% | 6% | 10% |
| Debtor days | 156 | 105 | 97 | 85 | 71 | 92 | 97 | 67 | 73 | 93 |
| Cash conversion cycle | 156 | 105 | 97 | 85 | 71 | 92 | 97 | 67 | 73 | 93 |
| Working capital days | 93 | 29 | -12 | 0 | -12 | 309 | 321 | 323 | 122 | 68 |
Ratios as computed by the source from the reported statements. Rows a company does not report are omitted.
PB Fintech Ltd shareholding pattern
| % held | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | Jun 2026 |
|---|---|---|---|---|---|---|---|---|
| FIIs | 49.70% | 47.78% | 45.93% | 46.78% | 43.64% | 40.77% | 39.94% | 37.29% |
| DIIs | 18.31% | 20.57% | 22.95% | 23.27% | 26.63% | 29.54% | 36.72% | 40.42% |
| Public | 31.44% | 31.35% | 30.85% | 29.65% | 29.47% | 29.55% | 23.19% | 22.14% |
| No. of shareholders | 1,52,948 | 1,48,275 | 1,51,205 | 1,64,551 | 1,65,600 | 1,59,243 | 1,53,261 | 1,50,458 |
As disclosed by the company to the exchanges. The last row is a count of shareholders, not a percentage.
PB Fintech Ltd corporate filings
- Compliances-Certificate under Reg. 74 (5) of SEBI (DP) Regulations, 2018Company Updatelow impact
Cruxal's analysis: Please find enclosed the Certificate under Regulation 74(5) of SEBI (Depositories and…
Read the full analysis - PB Fintech Ltd discloses regulatory filing under SEBI LODR Regulations 2015Company Updatelow impact
Cruxal's analysis: PB Fintech Ltd has submitted a disclosure under Regulation 30 of the SEBI (Listing…
Read the full analysis - Corporate Voting Results Confirm Approval of Financial Statements and Reappointment of Director at PB Fintech LimitedAGM/EGMlow impact
Cruxal's analysis: PB Fintech Limited announced the successful passing of two ordinary resolutions at its…
Read the full analysis - Closure of Trading WindowInsider Trading / SASTlow impact
Cruxal's analysis: Please find enclosed the intimation for Closure of Trading Window pursuant to the…
Read the full analysis - PB Fintech Limited Concludes 18th Annual General Meeting; Adopts FY2026 Financial StatementsAGM/EGMlow impact
Cruxal's analysis: PB Fintech Limited has successfully concluded its 18th Annual General Meeting held on…
Read the full analysis - PB Fintech Ltd issues clarification regarding recent stock price movementCompany Updatelow impact
Cruxal's analysis: PB Fintech Ltd has submitted a formal clarification to the stock exchanges in response to…
Read the full analysis - PB Fintech Ltd releases transcript of analyst and investor call held on September 24, 2026Company Updatelow impact
Cruxal's analysis: PB Fintech Ltd has filed the official transcript of its analyst and investor call…
Read the full analysis - PB Fintech Ltd announces analyst and investor meetingCompany Updatelow impact
Cruxal's analysis: PB Fintech Ltd has issued an intimation regarding an upcoming analyst and investor…
Read the full analysis - PB Fintech Ltd issues clarification on market rumours under SEBI Regulation 30(11)Otherslow impact
Cruxal's analysis: PB Fintech Ltd has submitted a formal clarification regarding market rumours in…
Read the full analysis - PB Fintech Ltd files routine disclosure under SEBI LODR Regulation 30Company Updatelow impact
Cruxal's analysis: PB Fintech Ltd has submitted a routine disclosure under Regulation 30 of the SEBI…
Read the full analysis - PB Fintech Ltd schedules analyst and investor meeting for September 24, 2026Company Updatelow impact
Cruxal's analysis: PB Fintech Ltd has issued a formal intimation regarding a scheduled analyst and investor…
Read the full analysis - PB Fintech Ltd schedules analyst and investor meeting for September 23, 2026Company Updatelow impact
Cruxal's analysis: PB Fintech Ltd has issued an intimation regarding a scheduled analyst and investor…
Read the full analysis - PB Fintech Ltd announces allotment of equity shares under ESOP 2021Company Updatelow impact
Cruxal's analysis: PB Fintech has announced the allotment of equity shares to employees under the PB Fintech…
Read the full analysis - PB Fintech schedules analyst and investor meeting for September 16, 2026Company Updatelow impact
Cruxal's analysis: PB Fintech Ltd has announced a scheduled analyst and investor meeting to be held on…
Read the full analysis - PB Fintech schedules analyst meet for September 14, 2026Company Updatelow impact
Cruxal's analysis: PB Fintech Ltd has issued an intimation regarding a scheduled analyst and investor…
Read the full analysis - PB Fintech Limited announces 18th Annual General Meeting and e-voting scheduleCompany Updatelow impact
Cruxal's analysis: PB Fintech Limited has issued a formal intimation regarding the publication of newspaper…
Read the full analysis - PB Fintech Ltd: Dispatch of physical Annual Report and Notice for FY 2025-26Company Updatelow impact
Cruxal's analysis: PB Fintech Ltd has initiated the dispatch of physical copies of the Notice and Annual…
Read the full analysis - PB Fintech Ltd files Business Responsibility and Sustainability Report (BRSR) for FY 2025-26Otherslow impact
Cruxal's analysis: PB Fintech Ltd has submitted its Business Responsibility and Sustainability Report (BRSR)…
Read the full analysis - PB Fintech Ltd releases Integrated Annual Report for FY 2025-26Otherslow impact
Cruxal's analysis: PB Fintech Ltd has filed its Integrated Annual Report for the financial year 2025-26…
Read the full analysis - PB Fintech Limited Announces 18th Annual General Meeting for September 28, 2026AGM/EGMlow impact
Cruxal's analysis: PB Fintech Limited has issued a formal notice for its 18th Annual General Meeting (AGM)…
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