Niva Bupa Health Insurance Company Ltd
Niva Bupa Health Insurance Company Ltd (NIVABUPA) last reported results for the quarter ended Jun 2026, with sales of ₹2,471 crore and net profit of ₹138 crore. The stock last traded at ₹76, a market capitalisation of ₹14,049 crore, on a P/E of 80.6. Over the past 52 weeks the stock has ranged between ₹67.5 and ₹91.4. Figures are as of 6 Oct 2026 and are not real time.
Niva Bupa Health Insurance Company Ltd share price and key metrics
- Current price
- ₹76
- Market cap
- ₹14,049 cr
- Stock P/E
- 80.6
- Book value
- ₹20.5
- ROE
- 3.46%
- ROCE
- 3.15%
- Dividend yield
- 0.00%
- 52w high / low
- 91.4/67.5
Metrics as of 6 Oct 2026. Not real time.
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Niva Bupa Health Insurance Company Ltd growth and returns
- 10 Years
- %
- 5 Years
- 36%
- 3 Years
- 33%
- TTM
- 28%
- 10 Years
- %
- 5 Years
- 36%
- 3 Years
- 127%
- TTM
- -43%
- 10 Years
- %
- 5 Years
- %
- 3 Years
- %
- 1 Year
- -5%
- 10 Years
- %
- 5 Years
- 3%
- 3 Years
- 5%
- Last Year
- 3%
Niva Bupa Health Insurance Company Ltd quarterly results
In the quarter ended Jun 2026, sales were ₹2,471 cr, up 27.9% from ₹1,932 cr a year earlier. Net profit was ₹138 cr, up 94.4% year on year.
| ₹ crore | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | Jun 2026 |
|---|---|---|---|---|---|---|---|---|
| Sales | 1,321 | 1,258 | 1,671 | 1,932 | 1,574 | 1,611 | 2,251 | 2,471 |
| Expenses | 1,387 | 1,282 | 1,420 | 1,834 | 1,627 | 1,705 | 2,069 | 2,287 |
| Operating profit | -66 | -24 | 251 | 98 | -53 | -94 | 182 | 184 |
| OPM % | -5.0% | -1.9% | 15% | 5% | -3.4% | -6% | 8% | 7% |
| Other income | 79 | 37 | -45 | -0 | 18 | 7 | -1 | -0 |
| Interest | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Depreciation | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Profit before tax | 13 | 13 | 206 | 98 | -35 | -88 | 181 | 184 |
| Tax % | 0% | 0% | 0% | 27% | 0% | 0% | 12% | 25% |
| Net profit | 13 | 13 | 206 | 71 | -35 | -88 | 159 | 138 |
| EPS (₹) | — | 0.07 | 1.13 | 0.39 | -0.19 | -0.47 | 0.86 | 0.75 |
Consolidated figures as reported by the company. Percentages are as published; totals may not sum exactly.
Niva Bupa Health Insurance Company Ltd annual results
| ₹ crore | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | TTM |
|---|---|---|---|---|---|---|---|---|---|
| Sales | 851 | 1,057 | 1,413 | 1,877 | 2,853 | 4,115 | 5,374 | 6,695 | 7,907 |
| Operating profit | -29 | -37 | -22 | -451 | -330 | -113 | 83 | 160 | 218 |
| OPM % | -3.4% | -3.5% | -1.5% | -24% | -12% | -2.7% | 1.5% | 2.4% | 2.8% |
| Net profit | -48 | -62 | -50 | -197 | 13 | 82 | 214 | 131 | 174 |
| EPS (₹) | — | — | — | — | — | — | 1.17 | 0.71 | 0.95 |
TTM is the trailing twelve months to the most recent quarter.
Niva Bupa Health Insurance Company Ltd balance sheet
| ₹ crore | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|---|---|---|
| Equity capital | 981 | 1,126 | 1,350 | 1,409 | 1,511 | 1,700 | 1,827 | 1,847 |
| Reserves | -719 | -780 | -773 | -903 | -683 | 351 | 1,949 | 1,939 |
| Borrowings | 0 | 0 | 0 | 250 | 250 | 250 | 250 | 250 |
| Other liabilities | 737 | 891 | 1,322 | 1,983 | 2,799 | 3,891 | 5,735 | 7,240 |
| Total liabilities | 1,000 | 1,237 | 1,899 | 2,738 | 3,877 | 6,192 | 9,760 | 11,276 |
| Fixed assets | 30 | 39 | 46 | 49 | 52 | 58 | 66 | 85 |
| CWIP | 2 | 2 | 2 | 1 | 4 | 1 | 9 | 3 |
| Investments | 816 | 1,067 | 1,622 | 2,401 | 3,366 | 5,458 | 8,175 | 9,670 |
| Other assets | 152 | 129 | 230 | 287 | 455 | 675 | 1,510 | 1,518 |
| Total assets | 1,000 | 1,237 | 1,899 | 2,738 | 3,877 | 6,192 | 9,760 | 11,276 |
As reported by the company. Total assets equal total liabilities by construction.
Niva Bupa Health Insurance Company Ltd cash flow
| ₹ crore | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|---|
| Cash from operations | 257 | 338 | 593 | 813 | 1,654 | 905 |
| Cash from investing | -374 | -723 | -829 | -1,882 | -2,348 | -961 |
| Cash from financing | 280 | 374 | 280 | 1,110 | 771 | -5 |
| Net cash flow | 164 | -12 | 43 | 41 | 78 | -62 |
| Free cash flow | 229 | 309 | 555 | 780 | 1,614 | 857 |
| CFO / operating profit | -1,180% | -75% | -180% | -720% | 2,000% | 577% |
Negative figures are outflows. CFO / operating profit is a ratio, not an amount.
Niva Bupa Health Insurance Company Ltd operating ratios
| Per year | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|---|---|---|
| ROCE % | — | -19% | -10% | -30% | 1% | 5% | 7% | 3% |
| Debtor days | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Cash conversion cycle | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Working capital days | -264 | -270 | -290 | -341 | -313 | -298 | -351 | -354 |
Ratios as computed by the source from the reported statements. Rows a company does not report are omitted.
Niva Bupa Health Insurance Company Ltd shareholding pattern
Promoters held 55.30% at Jun 2026, broadly unchanged since Jun 2025. FIIs 12.09% and DIIs 16.17%.
| % held | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | Jun 2026 |
|---|---|---|---|---|---|---|---|
| Promoters | 55.98% | 55.98% | 55.43% | 55.41% | 55.36% | 55.36% | 55.30% |
| FIIs | 8.85% | 8.90% | 10.76% | 10.72% | 10.31% | 10.60% | 12.09% |
| DIIs | 9.82% | 9.71% | 15.06% | 15.31% | 16.04% | 16.49% | 16.17% |
| Public | 25.36% | 25.42% | 18.74% | 18.57% | 18.27% | 17.56% | 16.44% |
| No. of shareholders | 1,46,255 | 1,36,017 | 1,54,883 | 1,58,550 | 1,47,718 | 1,35,343 | 1,26,567 |
As disclosed by the company to the exchanges. The last row is a count of shareholders, not a percentage.
Niva Bupa Health Insurance Company Ltd corporate filings
- Niva Bupa Health Insurance approves call option exercise for ₹150 crore of 10.70% NCDs due 2031, indicating potential debt redemption and capital management moveBoard Meetingmedium impact
Cruxal's analysis: Niva Bupa Health Insurance has approved the exercise of the call option for ₹150 crore of…
Read the full analysis - Certificate under Regulation 74(5) of SEBI (DP) Regulations, 2018Company Updatelow impact
- Niva Bupa to raise ₹150 crore via redemption of existing unsecured, rated, non-convertible debentures on October 9, 2026Board Meetinglow impact
Cruxal's analysis: Niva Bupa Health Insurance is scheduled to hold a Debt Raising Committee meeting on…
Read the full analysis - Closure of Trading WindowInsider Trading / SASTlow impact
- Niva Bupa Health Insurance schedules institutional investor meetingCompany Updatelow impact
Cruxal's analysis: Niva Bupa Health Insurance Company Ltd has issued an intimation regarding a scheduled…
Read the full analysis - Niva Bupa Health Insurance Receives 'A-' Financial Strength Rating from AM Best with Stable OutlookCompany Updatemedium impact
Cruxal's analysis: Niva Bupa Health Insurance Company Limited has been assigned a Financial Strength Rating…
Read the full analysis - Niva Bupa Health Insurance Announces Senior Management Reshuffle in Investment FunctionCompany Updatelow impact
Cruxal's analysis: Niva Bupa Health Insurance Company Limited has announced a change in its senior…
Read the full analysis - Niva Bupa Health Insurance Company Limited discloses ESG rating updateCompany Updatelow impact
Cruxal's analysis: Niva Bupa Health Insurance Company Limited has formally informed the exchange regarding…
Read the full analysis - Niva Bupa Health Insurance allots 4,11,000 equity shares under ESOP schemeCompany Updatelow impact
Cruxal's analysis: Niva Bupa Health Insurance Company Ltd has announced the allotment of 4,11,000 equity…
Read the full analysis - Niva Bupa Health Insurance receives [ICRA]AAA rating reaffirmation and [ICRA]AA+ rating for 500 crore proposed subordinated debtCompany Updatemedium impact
Cruxal's analysis: Niva Bupa Health Insurance Company Limited has received credit rating updates from ICRA…
Read the full analysis - Niva Bupa Health Insurance faces six-month regulatory restriction on opening new places of business due to FY 2024-25 EoM non-complianceCompany Updatemedium impact
Cruxal's analysis: Niva Bupa Health Insurance Company Limited has received an order from the IRDAI imposing…
Read the full analysis - Niva Bupa Health Insurance Concludes 18th AGM; Shareholders Approve Financial Statements and Key Management Remuneration RevisionsAGM/EGMlow impact
Cruxal's analysis: Niva Bupa Health Insurance Company Limited has successfully concluded its 18th Annual…
Read the full analysis - Niva Bupa Health Insurance Concludes 18th AGM; Shareholders Approve Key Board Appointments and Executive Remuneration RevisionsAGM/EGMlow impact
Cruxal's analysis: Niva Bupa Health Insurance Company Limited has successfully concluded its 18th Annual…
Read the full analysis - Niva Bupa Health Insurance receives IRDAI approval for appointment of Mr. Ashwani Bhatia as ChairpersonCompany Updatelow impact
Cruxal's analysis: Niva Bupa Health Insurance Company Limited has received formal regulatory approval from…
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