Mangal Credit and Fincorp Ltd
Mangal Credit and Fincorp Ltd (MANCREDIT) last reported results for the quarter ended Dec 2019, with sales of ₹8.84 crore and net profit of ₹1.96 crore. The stock last traded at ₹227, a market capitalisation of ₹480 crore, on a P/E of 68.7. Over the past 52 weeks the stock has ranged between ₹152 and ₹287. Figures are as of 9 Oct 2026 and are not real time.
Mangal Credit and Fincorp Ltd share price and key metrics
- Current price
- ₹227
- Market cap
- ₹480 cr
- Stock P/E
- 68.7
- Book value
- ₹49.2
- ROE
- 7.68%
- ROCE
- 11.4%
- Dividend yield
- 0.33%
- 52w high / low
- 287/152
Metrics as of 9 Oct 2026. Not real time.
Track Mangal Credit and Fincorp Ltd
Cruxal reads every Mangal Credit and Fincorp Ltd filing as it lands, scores what it means for the stock, and emails you the ones that matter. Free to start.
Mangal Credit and Fincorp Ltd growth and returns
- 10 Years
- %
- 5 Years
- -13%
- 3 Years
- -11%
- TTM
- -9%
- 10 Years
- %
- 5 Years
- 20%
- 3 Years
- 133%
- TTM
- -16%
- 10 Years
- 13%
- 5 Years
- 24%
- 3 Years
- 32%
- 1 Year
- 25%
- 10 Years
- %
- 5 Years
- 7%
- 3 Years
- 8%
- Last Year
- 8%
Mangal Credit and Fincorp Ltd quarterly results
In the quarter ended Dec 2019, sales were ₹8.84 cr, down 38.0% from ₹14.25 cr a year earlier. Net profit was ₹1.96 cr, down 75.3% year on year.
| ₹ crore | Jun 2013 | Jun 2018 | Sep 2018 | Dec 2018 | Mar 2019 | Jun 2019 | Sep 2019 | Dec 2019 |
|---|---|---|---|---|---|---|---|---|
| Sales | 1.48 | 24.22 | 7.35 | 14.25 | 81.01 | 12.34 | 5.55 | 8.84 |
| Expenses | 0.34 | 19.11 | 15.43 | 3.8 | 67.28 | 8.45 | 4.7 | 4 |
| Operating profit | 0.31 | 2.94 | -10.5 | 8.57 | 9.91 | 2.15 | -0.8 | 3.31 |
| OPM % | 20.95% | 12.14% | -142.86% | 60.14% | 12.23% | 17.42% | -14.41% | 37.44% |
| Other income | 0.01 | 1.39 | 2.31 | 1.62 | 1.25 | 1.1 | 1.27 | 0.93 |
| Interest | 0.83 | 2.17 | 2.42 | 1.88 | 3.82 | 1.74 | 1.65 | 1.53 |
| Depreciation | 0.03 | 0.33 | 1.8 | 1.86 | 2.83 | 1.71 | 1.79 | 1.91 |
| Profit before tax | 0.29 | 4 | -9.99 | 8.33 | 8.33 | 1.54 | -1.32 | 2.33 |
| Tax % | 0.00% | 30.50% | 3.90% | 4.80% | 13.45% | 33.77% | 45.45% | 15.88% |
| Net profit | 0.29 | 2.78 | -10.39 | 7.93 | 7.22 | 1.03 | -1.92 | 1.96 |
| EPS (₹) | 0.48 | 1.31 | -2.56 | 2.65 | 2.32 | 0.68 | -0.14 | 0.76 |
Consolidated figures as reported by the company. Percentages are as published; totals may not sum exactly.
Mangal Credit and Fincorp Ltd annual results
| ₹ crore | Mar 2012 | Mar 2013 | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | TTM |
|---|---|---|---|---|---|---|---|---|---|
| Sales | 3 | 4 | 215 | 240 | 148 | 81 | 114 | 104 | 108 |
| Operating profit | 1 | -0 | 2 | 9 | 10 | 14 | 16 | 16 | 15 |
| OPM % | 43% | -3% | 1% | 4% | 6% | 18% | 14% | 15% | 14% |
| Net profit | 1 | 1 | 3 | 3 | 2 | 5 | 9 | 8 | 8 |
| EPS (₹) | — | — | 4.82 | 3.27 | 0.88 | 2.51 | 4.35 | 3.71 | 3.62 |
TTM is the trailing twelve months to the most recent quarter.
Mangal Credit and Fincorp Ltd balance sheet
| ₹ crore | Mar 2012 | Mar 2013 | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Sep 2019 |
|---|---|---|---|---|---|---|---|---|---|
| Equity capital | 0.71 | 0.70 | 1 | 1 | 16 | 16 | 19 | 19 | 19 |
| Reserves | 14 | 15 | 31 | 32 | 51 | 56 | 72 | 74 | 76 |
| Borrowings | 0 | 20 | 189 | 164 | 67 | 78 | 67 | 73 | 59 |
| Other liabilities | 2 | 4 | 81 | 70 | 64 | 71 | 71 | 39 | 24 |
| Total liabilities | 16 | 40 | 303 | 267 | 199 | 221 | 229 | 205 | 178 |
| Fixed assets | 0 | 1 | 24 | 21 | 22 | 29 | 28 | 23 | 24 |
| CWIP | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 7 | 0 |
| Investments | 2 | 3 | 1 | 2 | 2 | 0 | 15 | 15 | 16 |
| Other assets | 14 | 37 | 277 | 244 | 174 | 192 | 186 | 160 | 138 |
| Total assets | 16 | 40 | 303 | 267 | 199 | 221 | 229 | 205 | 178 |
As reported by the company. Total assets equal total liabilities by construction.
Mangal Credit and Fincorp Ltd cash flow
| ₹ crore | Mar 2012 | Mar 2013 | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 |
|---|---|---|---|---|---|---|---|---|
| Cash from operations | 0 | 3 | -125 | 7 | 44 | -7 | 31 | 1 |
| Cash from investing | 0 | -0 | -36 | 26 | -30 | -12 | -30 | -1 |
| Cash from financing | 0 | -0 | 180 | -27 | -17 | 19 | 1 | 12 |
| Net cash flow | 0 | 2 | 18 | 5 | -4 | 0 | 2 | 12 |
| Free cash flow | -0 | 2 | -125 | 0 | 35 | -21 | 22 | -8 |
| CFO / operating profit | 0% | 220% | -876% | 33% | 197% | -28% | 142% | 16% |
Negative figures are outflows. CFO / operating profit is a ratio, not an amount.
Mangal Credit and Fincorp Ltd operating ratios
| Per year | Mar 2012 | Mar 2013 | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 |
|---|---|---|---|---|---|---|---|---|
| ROE % | 7% | 3% | 12% | 5% | 1% | 6% | 10% | 8% |
Ratios as computed by the source from the reported statements. Rows a company does not report are omitted.
Mangal Credit and Fincorp Ltd shareholding pattern
Promoters held 55.25% at Jun 2026, up from 51.70% at Jun 2025. FIIs 0.12% and DIIs 0.01%.
| % held | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | Jun 2026 |
|---|---|---|---|---|---|---|---|---|
| Promoters | 51.70% | 51.70% | 51.70% | 51.70% | 55.25% | 55.25% | 55.25% | 55.25% |
| FIIs | 0.00% | 0.08% | 0.00% | 0.15% | 0.01% | 0.05% | 0.00% | 0.12% |
| DIIs | 0.01% | 0.01% | 0.01% | 0.01% | 0.01% | 0.11% | 0.10% | 0.01% |
| Public | 48.28% | 48.19% | 48.28% | 48.13% | 44.73% | 44.59% | 44.65% | 44.62% |
| No. of shareholders | 4,676 | 3,491 | 3,472 | 3,423 | 3,402 | 3,329 | 3,226 | 3,331 |
As disclosed by the company to the exchanges. The last row is a count of shareholders, not a percentage.
Mangal Credit and Fincorp Ltd corporate filings
- Enclosed herewith the intimation for closure of trading window.Insider Trading / SASTlow impact
- Mangal Credit and Fincorp Limited shareholders approve major capital expansion, borrowing limit increase, and preferential warrant issuance at 64th AGMAGM/EGMhigh impact
Cruxal's analysis: Mangal Credit and Fincorp Limited has successfully passed all resolutions at its 64th…
Read the full analysis - Mangal Credit and Fincorp Limited Announces AGM Outcomes: Significant Capital Raising, Borrowing Limit Expansion, and Related Party Loan ApprovalsAGM/EGMhigh impact
Cruxal's analysis: Mangal Credit and Fincorp Limited has concluded its 64th AGM, where shareholders…
Read the full analysis - Mangal Credit and Fincorp Limited Issues Clarifications Regarding Proposed Preferential Issue of 25 Lakh Convertible Equity WarrantsCompany Updatelow impact
Cruxal's analysis: Mangal Credit and Fincorp Limited has issued a formal clarification regarding its…
Read the full analysis - Mangal Credit and Fincorp Ltd allots 3,500 non-convertible debentures via private placementCompany Updatelow impact
Cruxal's analysis: Mangal Credit and Fincorp Ltd has announced the allotment of 3,500 non-convertible…
Read the full analysis - Mangal Credit and Fincorp Ltd announces 64th Annual General Meeting and record dateCompany Updatelow impact
Cruxal's analysis: Mangal Credit and Fincorp Ltd has released newspaper clippings regarding the notice of…
Read the full analysis - Mangal Credit and Fincorp Ltd files 64th Annual Report for FY 2025-26Otherslow impact
Cruxal's analysis: Mangal Credit and Fincorp Ltd has submitted its 64th Annual Report in compliance with…
Read the full analysis - Mangal Credit and Fincorp Limited Announces 64th AGM and Proposes Dividend of INR 0.75 per ShareAGM/EGMmedium impact
Cruxal's analysis: Mangal Credit and Fincorp Limited has issued a notice for its 64th Annual General Meeting…
Read the full analysis - Mangal Credit and Fincorp Limited Announces 64th Annual General Meeting for September 22, 2026Company Updatelow impact
Cruxal's analysis: Mangal Credit and Fincorp Limited has issued a formal notice regarding its 64th Annual…
Read the full analysis - Mangal Credit and Fincorp Limited to raise 35 crore via secured NCDs after withdrawing previous 20 crore offerBoard Meetingmedium impact
Cruxal's analysis: Mangal Credit and Fincorp Limited has announced the withdrawal of a previously approved…
Read the full analysis - Mangal Credit and Fincorp Ltd publishes IEPF notice to shareholdersCompany Updatelow impact
Cruxal's analysis: Mangal Credit and Fincorp Ltd has released newspaper clippings regarding a notice to…
Read the full analysis - Mangal Credit and Fincorp Limited schedules board meeting to consider NCD issuance for fundraisingBoard Meetingmedium impact
Cruxal's analysis: Mangal Credit and Fincorp Limited has announced a board meeting scheduled for August 14…
Read the full analysis - Mangal Credit and Fincorp Limited Announces Unaudited Financial Results for Quarter Ended June 30, 2026Company Updatelow impact
Cruxal's analysis: Mangal Credit and Fincorp Limited has submitted its unaudited financial results for the…
Read the full analysis - Mangal Credit and Fincorp Ltd announces book closure for 64th Annual General MeetingCorp. Actionlow impact
Cruxal's analysis: Mangal Credit and Fincorp Ltd has issued an intimation regarding the book closure for its…
Read the full analysis - Mangal Credit and Fincorp Ltd announces disclosure regarding issuance of securitiesCompany Updatemedium impact
Cruxal's analysis: Mangal Credit and Fincorp Ltd has filed a disclosure under Regulation 30 of the SEBI…
Read the full analysis - Mangal Credit and Fincorp Ltd announces amendment to Capital Clause of Memorandum of AssociationCompany Updatelow impact
Cruxal's analysis: Mangal Credit and Fincorp Ltd has disclosed an amendment to the Capital Clause of its…
Read the full analysis - Mangal Credit and Fincorp Reports Q1 FY27 Profit of 5.69 crore; Announces Capital Raise and Borrowing Limit ExpansionBoard Meetinghigh impact
Cruxal's analysis: Mangal Credit and Fincorp Limited reported a net profit of 5.69 crore for the quarter…
Read the full analysis
This page shows filings on a one-hour delay. Sign in to see them as they land, with Cruxal's analysis of what each one means.
Cruxal publishes market data and coverage for information only. Nothing here is investment advice.