LIC Housing Finance Ltd
LIC Housing Finance Ltd (LICHSGFIN) last reported results for the quarter ended Jun 2026, with sales of ₹7,083 crore and net profit of ₹1,499 crore. The next scheduled event is a corporate event on 26 Oct 2026. The stock last traded at ₹552, a market capitalisation of ₹30,344 crore, on a P/E of 5.29. Over the past 52 weeks the stock has ranged between ₹459 and ₹598. Figures are as of 9 Oct 2026 and are not real time.
LIC Housing Finance Ltd share price and key metrics
- Current price
- ₹552
- Market cap
- ₹30,344 cr
- Stock P/E
- 5.29
- Book value
- ₹753
- ROE
- 14.4%
- ROCE
- 8.59%
- Dividend yield
- 1.81%
- 52w high / low
- 598/459
Metrics as of 9 Oct 2026. Not real time.
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LIC Housing Finance Ltd growth and returns
- 10 Years
- 9%
- 5 Years
- 8%
- 3 Years
- 8%
- TTM
- 0%
- 10 Years
- 13%
- 5 Years
- 15%
- 3 Years
- 25%
- TTM
- 4%
- 10 Years
- -1%
- 5 Years
- 5%
- 3 Years
- 6%
- 1 Year
- -2%
- 10 Years
- 14%
- 5 Years
- 14%
- 3 Years
- 15%
- Last Year
- 14%
LIC Housing Finance Ltd quarterly results
In the quarter ended Jun 2026, sales were ₹7,083 cr, down 1.4% from ₹7,186 cr a year earlier. Net profit was ₹1,499 cr, up 9.9% year on year.
| ₹ crore | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | Jun 2026 |
|---|---|---|---|---|---|---|---|---|
| Sales | 6,938 | 7,070 | 7,303 | 7,186 | 7,179 | 7,206 | 7,094 | 7,083 |
| Expenses | 372 | 297 | 546 | 410 | 450 | 474 | 346 | 210 |
| Operating profit | 1,687 | 1,823 | 1,806 | 1,729 | 1,735 | 1,790 | 1,962 | 1,926 |
| OPM % | 24% | 26% | 25% | 24% | 24% | 25% | 28% | 27% |
| Other income | 2 | 1 | 0 | 0 | 1 | 6 | 2 | 5 |
| Interest | 4,879 | 4,950 | 4,951 | 5,047 | 4,994 | 4,942 | 4,786 | 4,946 |
| Depreciation | 24 | 25 | 26 | 25 | 32 | 34 | 31 | 30 |
| Profit before tax | 1,665 | 1,798 | 1,780 | 1,705 | 1,703 | 1,762 | 1,933 | 1,901 |
| Tax % | 20% | 20% | 23% | 20% | 21% | 21% | 23% | 21% |
| Net profit | 1,328 | 1,435 | 1,374 | 1,364 | 1,349 | 1,398 | 1,493 | 1,499 |
| EPS (₹) | 24.14 | 26.09 | 24.97 | 24.80 | 24.53 | 25.42 | 27.13 | 27.25 |
Consolidated figures as reported by the company. Percentages are as published; totals may not sum exactly.
LIC Housing Finance Ltd annual results
| ₹ crore | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | TTM |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Sales | 14,092 | 14,876 | 17,398 | 19,740 | 19,886 | 19,978 | 22,717 | 27,277 | 28,098 | 28,838 | 28,562 |
| Operating profit | 2,974 | 2,792 | 3,404 | 3,367 | 3,423 | 2,815 | 3,618 | 6,133 | 6,971 | 7,216 | 7,413 |
| OPM % | 21% | 19% | 20% | 17% | 17% | 14% | 16% | 22% | 25% | 25% | 26% |
| Net profit | 1,942 | 2,008 | 2,434 | 2,404 | 2,741 | 2,286 | 2,891 | 4,763 | 5,443 | 5,604 | 5,739 |
| EPS (₹) | 38.49 | 39.79 | 48.23 | 47.62 | 54.31 | 41.55 | 52.55 | 86.59 | 98.94 | 101.87 | 104.33 |
TTM is the trailing twelve months to the most recent quarter.
LIC Housing Finance Ltd balance sheet
| ₹ crore | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|---|---|---|---|---|
| Equity capital | 101 | 101 | 101 | 101 | 101 | 110 | 110 | 110 | 110 | 110 |
| Reserves | 11,055 | 14,210 | 16,230 | 18,164 | 20,500 | 24,641 | 27,075 | 31,367 | 36,242 | 41,319 |
| Borrowings | 126,337 | 150,913 | 170,657 | 191,428 | 207,925 | 223,757 | 244,913 | 252,618 | 270,726 | 277,539 |
| Other liabilities | 13,504 | 6,004 | 13,719 | 7,227 | 7,195 | 6,179 | 6,461 | 7,198 | 6,940 | 6,245 |
| Total liabilities | 150,997 | 171,228 | 200,707 | 216,920 | 235,721 | 254,687 | 278,559 | 291,293 | 314,018 | 325,213 |
| Fixed assets | 102 | 129 | 168 | 294 | 282 | 315 | 388 | 389 | 377 | 416 |
| CWIP | 5 | 3 | 2 | 3 | 6 | 4 | 1 | 0 | 52 | 0 |
| Investments | 537 | 2,008 | 3,617 | 5,485 | 4,644 | 6,279 | 7,050 | 6,337 | 6,941 | 5,132 |
| Other assets | 150,352 | 169,088 | 196,920 | 211,138 | 230,789 | 248,088 | 271,120 | 284,567 | 306,647 | 319,664 |
| Total assets | 150,997 | 171,228 | 200,707 | 216,920 | 235,721 | 254,687 | 278,559 | 291,293 | 314,018 | 325,213 |
As reported by the company. Total assets equal total liabilities by construction.
LIC Housing Finance Ltd cash flow
| ₹ crore | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|---|---|---|---|---|
| Cash from operations | -14,273 | -18,977 | -21,538 | -14,738 | -11,324 | -16,729 | -19,632 | -7,151 | -16,978 | -8,504 |
| Cash from investing | -278 | 1,368 | -1,642 | -1,851 | 858 | -1,629 | -800 | 587 | -679 | 1,752 |
| Cash from financing | 15,072 | 18,074 | 24,068 | 15,156 | 10,428 | 17,850 | 20,249 | 7,346 | 17,534 | 6,192 |
| Net cash flow | 521 | 465 | 887 | -1,434 | -37 | -508 | -183 | 781 | -123 | -560 |
| Free cash flow | -14,288 | -19,012 | -21,588 | -14,752 | -11,334 | -16,765 | -19,673 | -7,188 | -17,051 | -8,556 |
| CFO / operating profit | -100% | -129% | -126% | -76% | -60% | -92% | -94% | -23% | -60% | -27% |
Negative figures are outflows. CFO / operating profit is a ratio, not an amount.
LIC Housing Finance Ltd operating ratios
| Per year | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|---|---|---|---|---|
| ROE % | 19% | 16% | 16% | 14% | 14% | 10% | 11% | 16% | 16% | 14% |
Ratios as computed by the source from the reported statements. Rows a company does not report are omitted.
LIC Housing Finance Ltd shareholding pattern
Promoters held 45.24% at Jun 2026, broadly unchanged since Jun 2025. FIIs 21.47% and DIIs 21.02%.
| % held | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | Jun 2026 |
|---|---|---|---|---|---|---|---|---|
| Promoters | 45.24% | 45.24% | 45.24% | 45.24% | 45.24% | 45.24% | 45.24% | 45.24% |
| FIIs | 21.95% | 21.24% | 21.55% | 20.25% | 20.17% | 20.36% | 21.39% | 21.47% |
| DIIs | 20.53% | 21.44% | 21.34% | 22.20% | 22.14% | 21.81% | 20.89% | 21.02% |
| Public | 12.29% | 12.08% | 11.87% | 12.31% | 12.45% | 12.60% | 12.49% | 12.27% |
| No. of shareholders | 3,61,857 | 3,66,899 | 3,64,182 | 3,64,388 | 3,58,982 | 3,52,873 | 3,47,941 | 3,37,873 |
As disclosed by the company to the exchanges. The last row is a count of shareholders, not a percentage.
Upcoming LIC Housing Finance Ltd events
The next scheduled event is a corporate event on 26 Oct 2026.
- Corporate eventApproval of appointment of Shri Sandeep Kumar as MD & CEO
See the full results calendar for every Indian company reporting in the next 30 days.
LIC Housing Finance Ltd corporate filings
- Compliance Certificate under Regulation 74(5) for September 2026.Company Updatelow impact
- Intimation of closure of Trading Window for quarter ended September 30, 2026.Insider Trading / SASTlow impact
- LIC Housing Finance initiates postal ballot for appointment of Shri Sandeep Kumar as MD & CEOAGM/EGMlow impact
Cruxal's analysis: LIC Housing Finance Limited has issued a notice for a postal ballot to seek shareholder…
Read the full analysis - LIC Housing Finance 37th AGM Transcript: Management Targets Double-Digit Growth and Margin Protection Amidst Intense CompetitionAGM/EGMmedium impact
Cruxal's analysis: LIC Housing Finance Limited's 37th Annual General Meeting transcript highlights a focus…
Read the full analysis - LIC Housing Finance Limited announces superannuation of Joint General Manager I SreedharCompany Updatelow impact
Cruxal's analysis: LIC Housing Finance Limited has formally notified the stock exchanges regarding the…
Read the full analysis - LIC Housing Finance appoints Shri Sandeep Kumar as Managing Director & CEOCompany Updatelow impact
Cruxal's analysis: LIC Housing Finance Limited has announced the appointment of Shri Sandeep Kumar as the…
Read the full analysis - LIC Housing Finance announces cessation of Managing Director and CEO Shri T. Adhikari due to superannuationCompany Updatelow impact
Cruxal's analysis: LIC Housing Finance Limited has formally disclosed the cessation of Shri T. Adhikari as…
Read the full analysis - LIC Housing Finance Announces Leadership Transition: Sandeep Kumar Appointed as New MD & CEOOtherslow impact
Cruxal's analysis: LIC Housing Finance Limited has announced the appointment of Shri Sandeep Kumar as the…
Read the full analysis - LIC Housing Finance shareholders approve INR 55,000 crore debt issuance and final dividend at 37th AGMAGM/EGMmedium impact
Cruxal's analysis: LIC Housing Finance Limited has successfully concluded its 37th Annual General Meeting…
Read the full analysis - LIC Housing Finance shareholders approve INR 55,000 crore debt issuance and final dividendAGM/EGMmedium impact
Cruxal's analysis: LIC Housing Finance Limited has successfully concluded its 37th Annual General Meeting…
Read the full analysis - LIC Housing Finance Limited Announces 37th AGM Proceedings and Approval for INR 55,000 Crore Debt IssuanceAGM/EGMmedium impact
Cruxal's analysis: LIC Housing Finance Limited has concluded its 37th Annual General Meeting, where…
Read the full analysis - LIC Housing Finance clarifies NCLT order regarding personal insolvency of Dr. Subhash ChandraCompany Updatemedium impact
Cruxal's analysis: LIC Housing Finance Limited (LICHFL) has issued a clarification regarding media reports…
Read the full analysis - LIC Housing Finance Limited issues clarification on TDS document submission deadline for FY 2025-26 final dividendCompany Updatelow impact
Cruxal's analysis: LIC Housing Finance Limited has issued a formal clarification regarding the…
Read the full analysis - LIC Housing Finance releases transcript of Q1 FY26-27 analyst and investor callCompany Updatelow impact
Cruxal's analysis: LIC Housing Finance has filed the official transcript of its analyst and investor…
Read the full analysis - LIC Housing Finance Ltd files 37th Annual Report as per Regulation 34(1)Otherslow impact
Cruxal's analysis: LIC Housing Finance Ltd has submitted its 37th Annual General Report to the exchanges on…
Read the full analysis - LIC Housing Finance to Seek Shareholder Approval for INR 55,000 Crore NCD Issuance, Declares INR 10 Final Dividend for FY26AGM/EGMhigh impact
Cruxal's analysis: LIC Housing Finance Limited has announced its 37th Annual General Meeting (AGM) to be…
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