Karnataka Bank Ltd
Karnataka Bank Ltd (KTKBANK) last reported results for the quarter ended Jun 2026, with sales of ₹2,383 crore and net profit of ₹419 crore. The stock last traded at ₹325, a market capitalisation of ₹12,284 crore, on a P/E of 8.57. Over the past 52 weeks the stock has ranged between ₹170 and ₹346. Figures are as of 6 Oct 2026 and are not real time.
Karnataka Bank Ltd share price and key metrics
- Current price
- ₹325
- Market cap
- ₹12,284 cr
- Stock P/E
- 8.57
- Book value
- ₹350
- ROE
- 10.4%
- ROCE
- 6.06%
- Dividend yield
- 1.56%
- 52w high / low
- 346/170
Metrics as of 6 Oct 2026. Not real time.
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Karnataka Bank Ltd growth and returns
- 10 Years
- %
- 5 Years
- 7%
- 3 Years
- 7%
- TTM
- 0%
- 10 Years
- %
- 5 Years
- 22%
- 3 Years
- 4%
- TTM
- 23%
- 10 Years
- 11%
- 5 Years
- 37%
- 3 Years
- 10%
- 1 Year
- 87%
- 10 Years
- %
- 5 Years
- 12%
- 3 Years
- 12%
- Last Year
- 10%
Karnataka Bank Ltd quarterly results
In the quarter ended Jun 2026, sales were ₹2,383 cr, up 5.4% from ₹2,261 cr a year earlier. Net profit was ₹419 cr, up 43.5% year on year.
| ₹ crore | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | Jun 2026 |
|---|---|---|---|---|---|---|---|---|
| Sales | 2,234 | 2,243 | 2,258 | 2,261 | 2,179 | 2,220 | 2,257 | 2,383 |
| Expenses | 674 | 743 | 865 | 757 | 651 | 737 | 717 | 742 |
| Operating profit | 159 | 50 | -84 | -2 | 77 | 55 | 126 | 196 |
| OPM % | 7% | 2% | -4% | -0% | 4% | 2% | 6% | 8% |
| Other income | 270 | 299 | 428 | 358 | 343 | 302 | 399 | 355 |
| Interest | 1,401 | 1,450 | 1,478 | 1,506 | 1,451 | 1,428 | 1,414 | 1,444 |
| Depreciation | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Profit before tax | 429 | 349 | 344 | 357 | 420 | 357 | 525 | 552 |
| Tax % | 22% | 19% | 27% | 18% | 24% | 19% | 22% | 24% |
| Net profit | 336 | 284 | 253 | 292 | 319 | 291 | 408 | 419 |
| EPS (₹) | 8.90 | 7.50 | 6.68 | 7.74 | 8.44 | 7.69 | 10.80 | 11.08 |
Consolidated figures as reported by the company. Percentages are as published; totals may not sum exactly.
Karnataka Bank Ltd annual results
| ₹ crore | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | TTM |
|---|---|---|---|---|---|---|---|---|
| Sales | 6,475 | 6,232 | 6,222 | 7,220 | 8,299 | 9,014 | 8,918 | 9,039 |
| Operating profit | -676 | -719 | -186 | 534 | 316 | 457 | 362 | 454 |
| OPM % | -10% | -12% | -3% | 7% | 4% | 5% | 4% | 5% |
| Net profit | 432 | 482 | 508 | 1,180 | 1,307 | 1,273 | 1,311 | 1,437 |
| EPS (₹) | 13.89 | 15.52 | 16.33 | 37.77 | 34.64 | 33.68 | 34.66 | 38.01 |
TTM is the trailing twelve months to the most recent quarter.
Karnataka Bank Ltd balance sheet
| ₹ crore | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|---|---|
| Equity capital | 311 | 311 | 311 | 312 | 377 | 378 | 378 |
| Reserves | 5,660 | 6,331 | 6,783 | 7,900 | 10,470 | 11,707 | 12,846 |
| Borrowings | 4,065 | 1,765 | 2,314 | 1,563 | 4,400 | 1,941 | 5,329 |
| Deposits | 71,785 | 75,654 | 80,387 | 87,368 | 97,988 | 104,806 | 108,777 |
| Other liabilities | 1,493 | 1,553 | 2,245 | 1,914 | 2,849 | 2,129 | 2,025 |
| Total liabilities | 83,313 | 85,615 | 92,040 | 99,057 | 116,083 | 120,960 | 129,355 |
| Fixed assets | 826 | 838 | 805 | 846 | 915 | 976 | 1,052 |
| CWIP | 0 | 1 | 13 | 29 | 13 | 14 | 9 |
| Investments | 17,545 | 21,635 | 22,040 | 23,325 | 24,300 | 24,535 | 26,737 |
| Other assets | 64,942 | 63,142 | 69,182 | 74,857 | 90,855 | 95,435 | 101,558 |
| Total assets | 83,313 | 85,615 | 92,040 | 99,057 | 116,083 | 120,960 | 129,355 |
As reported by the company. Total assets equal total liabilities by construction.
Karnataka Bank Ltd cash flow
| ₹ crore | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|---|---|
| Cash from operations | -90 | 3,368 | -467 | 1,830 | 681 | 210 | 1,100 |
| Cash from investing | -56 | -87 | -56 | -88 | -369 | -691 | -88 |
| Cash from financing | -545 | -885 | -355 | -19 | 1,582 | 412 | -1,260 |
| Net cash flow | -690 | 2,396 | -879 | 1,723 | 1,894 | -69 | -248 |
| Free cash flow | -146 | 3,281 | -523 | 1,743 | 570 | 48 | 1,012 |
| CFO / operating profit | 3% | 111% | -6% | 47% | 20% | 9% | 25% |
Negative figures are outflows. CFO / operating profit is a ratio, not an amount.
Karnataka Bank Ltd operating ratios
| Per year | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|---|---|
| ROE % | 7% | 8% | 7% | 15% | 14% | 11% | 10% |
Ratios as computed by the source from the reported statements. Rows a company does not report are omitted.
Karnataka Bank Ltd shareholding pattern
| % held | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | Jun 2026 |
|---|---|---|---|---|---|---|---|---|
| FIIs | 10.29% | 11.22% | 12.88% | 15.66% | 14.60% | 11.69% | 11.78% | 13.10% |
| DIIs | 22.05% | 20.23% | 18.16% | 17.01% | 16.11% | 15.84% | 16.16% | 15.75% |
| Public | 67.67% | 68.55% | 68.97% | 67.33% | 69.27% | 72.46% | 72.04% | 71.15% |
| No. of shareholders | 3,56,774 | 3,74,588 | 3,99,569 | 4,04,405 | 4,10,790 | 4,10,590 | 3,93,841 | 3,74,587 |
As disclosed by the company to the exchanges. The last row is a count of shareholders, not a percentage.
Karnataka Bank Ltd corporate filings
- Karnataka Bank Ltd. issues Rs. 300 crore non-convertible debt securities with a 10.70% coupon, maturing in March 2032, under private placementCompany Updatemedium impact
Cruxal's analysis: Karnataka Bank Ltd. has announced the issuance of Rs. 300 crore of non-convertible debt…
Read the full analysis - Certificate under Regulation 74(5) of the SEBI (DP) RegulationsCompany Updatelow impact
- Karnataka Bank Discloses Regulatory Filings as per SEBI LODR Regulations 2015Company Updatelow impact
Cruxal's analysis: Karnataka Bank Ltd filed disclosures under Regulations 6(1) and 7(1) of SEBI (LODR)…
Read the full analysis - Karnataka Bank releases provisional key business parameters as of 30.09.2026Company Updatelow impact
Cruxal's analysis: The announcement provides provisional data for the quarter ending September 30, 2026…
Read the full analysis - Closure of Trading WindowInsider Trading / SASTlow impact
- Karnataka Bank Ltd receives strike notice from employee unionCompany Updatelow impact
Cruxal's analysis: Karnataka Bank has disclosed the receipt of a strike notice from an employee union. The…
Read the full analysis - Karnataka Bank Shareholders Approve All Seven Resolutions at 102nd AGM, Including Final Dividend of INR 5.00 Per ShareCompany Updatelow impact
Cruxal's analysis: Karnataka Bank Limited has successfully concluded its 102nd Annual General Meeting, where…
Read the full analysis - Karnataka Bank Limited announces successful conclusion of 102nd Annual General Meeting and shareholder approval of all resolutionsCompany Updatelow impact
Cruxal's analysis: Karnataka Bank Limited has successfully concluded its 102nd Annual General Meeting held…
Read the full analysis - Karnataka Bank Ltd. concludes 102nd Annual General Meeting with approval of financial statements and board appointmentsAGM/EGMlow impact
Cruxal's analysis: Karnataka Bank Ltd. has successfully concluded its 102nd Annual General Meeting held on…
Read the full analysis - Karnataka Bank Ltd. Announces Board Appointments and Re-appointments Following 102nd Annual General MeetingCompany Updatelow impact
Cruxal's analysis: Karnataka Bank Ltd. has formalized the appointment and re-appointment of four directors…
Read the full analysis - Karnataka Bank Ltd. Appoints M/s. Batliboi & Purohit as Joint Statutory AuditorCompany Updatelow impact
Cruxal's analysis: Karnataka Bank Ltd. has announced the appointment of M/s. Batliboi & Purohit, Chartered…
Read the full analysis - Karnataka Bank Ltd. Announces Successful Conclusion of 102nd Annual General Meeting and Shareholder Approval of Key ResolutionsAGM/EGMlow impact
Cruxal's analysis: Karnataka Bank Ltd. has successfully concluded its 102nd Annual General Meeting held on…
Read the full analysis - Karnataka Bank announces internal promotion of six senior management personnel to Deputy General Manager cadreCompany Updatelow impact
Cruxal's analysis: Karnataka Bank has formally disclosed the promotion of six officials from the Assistant…
Read the full analysis - Karnataka Bank Ltd: Outcome of Analysts and Institutional Investors MeetCompany Updatelow impact
Cruxal's analysis: Karnataka Bank Ltd held a meeting with analysts and institutional investors on September…
Read the full analysis - Karnataka Bank receives strike notice from employee unionCompany Updatelow impact
Cruxal's analysis: Karnataka Bank Ltd has informed the exchange regarding the receipt of a strike notice…
Read the full analysis - Karnataka Bank Ltd allots equity shares under Employees Stock Options Scheme 2023Company Updatelow impact
Cruxal's analysis: Karnataka Bank has announced the allotment of equity shares following the exercise of…
Read the full analysis - Karnataka Bank Announces Internal Promotion of Three Senior Management Personnel to General Manager CadreCompany Updatelow impact
Cruxal's analysis: Karnataka Bank Ltd. has announced the elevation of three senior executives—Mr. Basavaraj…
Read the full analysis - Karnataka Bank schedules meeting with analysts and institutional investorsCompany Updatelow impact
Cruxal's analysis: Karnataka Bank has announced a scheduled meeting with analysts and institutional…
Read the full analysis - Karnataka Bank schedules meeting with analysts and institutional investorsCompany Updatelow impact
Cruxal's analysis: Karnataka Bank has announced a scheduled meeting with analysts and institutional…
Read the full analysis - Karnataka Bank Ltd announces newspaper publication for 102nd Annual General MeetingCompany Updatelow impact
Cruxal's analysis: Karnataka Bank has published the mandatory newspaper advertisement regarding its 102nd…
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