JMJ Fintech Ltd
JMJ Fintech Ltd (JMJFIN) last reported results for the quarter ended Jun 2026, with sales of ₹5.35 crore and net profit of ₹1.97 crore. The stock last traded at ₹9.6, a market capitalisation of ₹36.1 crore, on a P/E of 4.28. Over the past 52 weeks the stock has ranged between ₹8.27 and ₹19. Figures are as of 6 Oct 2026 and are not real time.
JMJ Fintech Ltd share price and key metrics
- Current price
- ₹9.6
- Market cap
- ₹36.1 cr
- Stock P/E
- 4.28
- Book value
- ₹15.8
- ROE
- 19.1%
- ROCE
- 20.2%
- Dividend yield
- 1.56%
- 52w high / low
- 19.0/8.27
Metrics as of 6 Oct 2026. Not real time.
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JMJ Fintech Ltd growth and returns
- 10 Years
- 27%
- 5 Years
- 67%
- 3 Years
- 79%
- TTM
- 19%
- 10 Years
- 29%
- 5 Years
- 99%
- 3 Years
- 310%
- TTM
- 88%
- 10 Years
- -25%
- 5 Years
- 16%
- 3 Years
- -3%
- 1 Year
- -39%
- 10 Years
- 9%
- 5 Years
- 15%
- 3 Years
- 20%
- Last Year
- 19%
JMJ Fintech Ltd quarterly results
In the quarter ended Jun 2026, sales were ₹5.35 cr, up 5.5% from ₹5.07 cr a year earlier. Net profit was ₹1.97 cr, up 72.8% year on year.
| ₹ crore | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | Jun 2026 |
|---|---|---|---|---|---|---|---|---|
| Sales | 3.75 | 3.6 | 6.11 | 5.07 | 6.32 | 5.13 | 5.34 | 5.35 |
| Expenses | 1.11 | 1.71 | 2.2 | 2.73 | 1.58 | 1.94 | 2.09 | 1.71 |
| Operating profit | 2.28 | 1.53 | 3.4 | 1.65 | 3.96 | 2.35 | 2.33 | 2.68 |
| OPM % | 60.80% | 42.50% | 55.65% | 32.54% | 62.66% | 45.81% | 43.63% | 50.09% |
| Other income | 0 | 0 | 0 | 0.01 | 0 | 0.07 | 0.06 | 0.01 |
| Interest | 0.36 | 0.36 | 0.51 | 0.69 | 0.78 | 0.84 | 0.92 | 0.96 |
| Depreciation | 0.05 | 0.07 | 0.07 | 0.06 | 0.07 | 0.07 | 0.07 | 0.06 |
| Profit before tax | 2.23 | 1.46 | 3.33 | 1.6 | 3.89 | 2.35 | 2.32 | 2.63 |
| Tax % | 25.11% | 30.14% | 80.18% | 28.12% | 23.65% | 26.38% | 24.57% | 25.10% |
| Net profit | 1.67 | 1.02 | 0.66 | 1.14 | 2.97 | 1.74 | 1.75 | 1.97 |
| EPS (₹) | 0.45 | 0.27 | 0.17 | 0.30 | 0.77 | 0.45 | 0.48 | 0.54 |
Consolidated figures as reported by the company. Percentages are as published; totals may not sum exactly.
JMJ Fintech Ltd annual results
| ₹ crore | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | TTM |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Sales | 2.77 | 3.41 | 3.64 | 2.28 | 1.71 | 0.64 | 3.82 | 7.46 | 17.15 | 21.99 | 22.14 |
| Operating profit | 0.24 | 0 | -0.22 | -0.39 | -0.21 | 0.05 | 0.27 | 4.04 | 9.69 | 10.51 | 11.32 |
| OPM % | 8.66% | 0.00% | -6.04% | -17.11% | -12.28% | 7.81% | 7.07% | 54.16% | 56.50% | 47.79% | 51.13% |
| Net profit | 0.16 | 0.03 | -0.22 | -0.39 | -0.26 | 0.05 | 0.83 | 2.14 | 5.17 | 7.6 | 8.43 |
| EPS (₹) | 0.04 | 0.01 | -0.06 | -0.10 | -0.07 | 0.01 | 0.22 | 0.58 | 1.35 | 2.07 | 2.24 |
TTM is the trailing twelve months to the most recent quarter.
JMJ Fintech Ltd balance sheet
| ₹ crore | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|---|---|---|---|---|
| Equity capital | 12.40 | 12.40 | 12.40 | 12.40 | 12.40 | 12.40 | 12.40 | 12.40 | 12.80 | 37.27 |
| Reserves | 0.02 | 0.05 | -0.17 | -0.56 | -0.82 | -0.77 | 0.26 | 3.17 | 10.83 | 18.76 |
| Borrowings | 0.00 | 0.00 | 1.15 | 2.16 | 0.71 | 0.00 | 2.99 | 10.36 | 21.49 | 32.27 |
| Other liabilities | 0.13 | 0.04 | 0.04 | 0.03 | 0.09 | 0.17 | 0.16 | 1.51 | 0.89 | 1.28 |
| Total liabilities | 12.55 | 12.49 | 13.42 | 14.03 | 12.38 | 11.80 | 15.81 | 27.44 | 46.01 | 89.58 |
| Fixed assets | 0.01 | 0.00 | 0.00 | 0.00 | 0.00 | 0.03 | 0.35 | 0.58 | 0.85 | 5.00 |
| CWIP | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Investments | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Other assets | 12.54 | 12.49 | 13.42 | 14.03 | 12.38 | 11.77 | 15.46 | 26.86 | 45.16 | 84.58 |
| Total assets | 12.55 | 12.49 | 13.42 | 14.03 | 12.38 | 11.80 | 15.81 | 27.44 | 46.01 | 89.58 |
As reported by the company. Total assets equal total liabilities by construction.
JMJ Fintech Ltd cash flow
| ₹ crore | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|---|---|---|---|---|
| Cash from operations | 0.07 | 1.07 | -2.33 | -0.13 | 1.56 | 2.27 | -2.63 | -8.36 | -7.76 | -17.94 |
| Cash from investing | 0.00 | 0.02 | 0.00 | -1.00 | 0.00 | -0.03 | -0.79 | -0.19 | -0.52 | -4.43 |
| Cash from financing | -0.02 | 0.00 | 1.15 | 1.01 | -1.46 | -0.71 | 2.99 | 7.37 | 10.14 | 32.36 |
| Net cash flow | 0.05 | 1.09 | -1.18 | -0.12 | 0.11 | 1.54 | -0.42 | -1.18 | 1.86 | 10.00 |
| Free cash flow | 0.07 | 1.09 | -2.33 | -1.13 | 1.56 | 2.24 | -2.97 | -8.77 | -8.28 | -22.37 |
| CFO / operating profit | 28% | 10,800% | 1,664% | 34% | -1,950% | 4,540% | -797% | -171% | -53% | -111% |
Negative figures are outflows. CFO / operating profit is a ratio, not an amount.
JMJ Fintech Ltd operating ratios
| Per year | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|---|---|---|---|---|
| ROE % | 1.30% | 0.24% | -1.78% | -3.24% | -2.22% | 0.43% | 0.91% | 15.16% | 26.38% | 19.08% |
Ratios as computed by the source from the reported statements. Rows a company does not report are omitted.
JMJ Fintech Ltd shareholding pattern
Promoters held 23.27% at Jun 2026, up from 14.50% at Jun 2025.
| % held | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | Jun 2026 |
|---|---|---|---|---|---|---|---|---|
| Promoters | 23.56% | 14.50% | 14.50% | 14.50% | 23.27% | 23.27% | 23.27% | 23.27% |
| Public | 76.44% | 85.49% | 85.50% | 85.51% | 76.72% | 76.73% | 76.72% | 76.72% |
| No. of shareholders | 5,769 | 5,793 | 5,696 | 6,124 | 7,721 | 8,162 | 8,316 | 8,389 |
As disclosed by the company to the exchanges. The last row is a count of shareholders, not a percentage.
JMJ Fintech Ltd corporate filings
- JMJ Fintech Limited rectifies Board approval details for NCD issuance, confirming issuance of 1,900 secured, unlisted, unrated, redeemable NCDs aggregating Rs. 1.90 crore at face value of Rs. 10,000 each, with maturity dates ranging from 2029 to 2031.Company Updatemedium impact
Cruxal's analysis: JMJ Fintech Limited has issued a corrigendum clarifying that it allotted 1,900…
Read the full analysis - Submission of Certificate under Reg. 74(5) of SEBI (DP) Regulations,2018.Company Updatelow impact
- JMJ Fintech Limited announces issuance of 2,000 secured, unrated, non-listed NCDs worth Rs. 2 crore and authorizes up to Rs. 5 crore loan from Shriram Finance, signaling strategic debt and liquidity management.Board Meetingmedium impact
Cruxal's analysis: JMJ Fintech Limited has approved the private placement of 2,000 secured non-convertible…
Read the full analysis - JMJ Fintech Limited's recent AGM results and resolutions indicate strong shareholder support with over 99.99% approval for key resolutions, including final dividend declaration and director appointments, reflecting investor confidence.AGM/EGMmedium impact
Cruxal's analysis: JMJ Fintech Limited reported robust voting outcomes across multiple resolutions, with…
Read the full analysis - Submission of Proceedings of 43rd Annual General Meeting held on 29.09.2026AGM/EGMmedium impact
- Submission of Intimation for Closure of Trading Window.Insider Trading / SASTlow impact
- JMJ Fintech Limited schedules board meeting to consider NCD issuance and credit facility authorizationBoard Meetingmedium impact
Cruxal's analysis: JMJ Fintech Limited has announced a board meeting scheduled for October 1, 2026, to…
Read the full analysis - JMJ Fintech Ltd: Disclosure of share transaction under SEBI (PIT) Regulations by Joju Madathumpady JohnyCompany Updatelow impact
Cruxal's analysis: JMJ Fintech Ltd has filed an intimation under Regulation 7(2) of the SEBI (PIT)…
Read the full analysis - JMJ Fintech Limited Announces Cessation of Independent Director Due to Completion of TenureCompany Updatelow impact
Cruxal's analysis: JMJ Fintech Limited has formally notified the BSE regarding the cessation of Mr…
Read the full analysis - JMJ Fintech Limited Retains Original Record Date of September 10, 2026, for Final Dividend Following Regulatory AdviceCorp Actionlow impact
Cruxal's analysis: JMJ Fintech Limited has issued a clarification regarding the record date for its final…
Read the full analysis - JMJ Fintech Limited Reschedules AGM and Revises Record Date for Final DividendCorp Actionlow impact
Cruxal's analysis: JMJ Fintech Limited has announced a rescheduling of its 43rd Annual General Meeting (AGM)…
Read the full analysis - JMJ Fintech Limited schedules 43rd Annual General Meeting for September 29, 2026Company Updatelow impact
Cruxal's analysis: JMJ Fintech Limited has issued a formal notice for its 43rd Annual General Meeting (AGM)…
Read the full analysis - JMJ Fintech Limited Announces 43rd Annual General Meeting (AGM) for September 29, 2026Company Updatelow impact
Cruxal's analysis: JMJ Fintech Limited has issued a formal notice for its 43rd Annual General Meeting (AGM)…
Read the full analysis - JMJ Fintech Limited announces 43rd AGM for FY 2025-26, proposes final dividend of INR 0.15 per shareAGM/EGMlow impact
Cruxal's analysis: JMJ Fintech Limited has scheduled its 43rd Annual General Meeting for September 29, 2026…
Read the full analysis - JMJ Fintech Ltd announces book closure dates from September 23 to September 29, 2026Corp. Actionlow impact
Cruxal's analysis: JMJ Fintech Ltd has notified the exchange that its Register of Members and Share Transfer…
Read the full analysis - JMJ Fintech Ltd submits 43rd Annual General Meeting details for FY 2025-26Otherslow impact
Cruxal's analysis: JMJ Fintech Ltd has submitted the formal documentation for its 43rd Annual General…
Read the full analysis - JMJ Fintech Limited Postpones Proposed Preferential Issue of 7.90 Lakh Equity SharesBoard Meetinglow impact
Cruxal's analysis: JMJ Fintech Limited has announced the postponement and withdrawal of its previously…
Read the full analysis - JMJ Fintech Ltd schedules Annual General Meeting for September 29, 2026Company Updatelow impact
Cruxal's analysis: JMJ Fintech Ltd has submitted an intimation regarding its upcoming Annual General Meeting…
Read the full analysis - JMJ Fintech Limited Reschedules Annual General Meeting to 29th September 2026AGM/EGMlow impact
Cruxal's analysis: JMJ Fintech Limited has formally announced the rescheduling of its Annual General Meeting…
Read the full analysis - JMJ Fintech Limited announces board meeting to postpone proposed preferential issue of equity sharesBoard Meetingmedium impact
Cruxal's analysis: JMJ Fintech Limited has scheduled a board meeting for August 31, 2026, to formally…
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