General Insurance Corporation of India
General Insurance Corporation of India (GICRE) last reported results for the quarter ended Jun 2026, with sales of ₹14,401 crore and net profit of ₹1,744 crore. The stock last traded at ₹317, a market capitalisation of ₹55,650 crore, on a P/E of 6.27. Over the past 52 weeks the stock has ranged between ₹315 and ₹418. Figures are as of 6 Oct 2026 and are not real time.
General Insurance Corporation of India share price and key metrics
- Current price
- ₹317
- Market cap
- ₹55,650 cr
- Stock P/E
- 6.27
- Book value
- ₹422
- ROE
- 14.6%
- ROCE
- 17.4%
- Dividend yield
- 4.17%
- 52w high / low
- 418/315
Metrics as of 6 Oct 2026. Not real time.
Track General Insurance Corporation of India
Cruxal reads every General Insurance Corporation of India filing as it lands, scores what it means for the stock, and emails you the ones that matter. Free to start.
General Insurance Corporation of India growth and returns
- 10 Years
- 13%
- 5 Years
- 2%
- 3 Years
- 4%
- TTM
- 3%
- 10 Years
- 20%
- 5 Years
- 37%
- 3 Years
- 12%
- TTM
- 4%
- 10 Years
- %
- 5 Years
- 17%
- 3 Years
- 12%
- 1 Year
- -16%
- 10 Years
- 11%
- 5 Years
- 13%
- 3 Years
- 13%
- Last Year
- 15%
General Insurance Corporation of India quarterly results
In the quarter ended Jun 2026, sales were ₹14,401 cr, down 1.5% from ₹14,623 cr a year earlier. Net profit was ₹1,744 cr, down 31.1% year on year.
| ₹ crore | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | Jun 2026 |
|---|---|---|---|---|---|---|---|---|
| Sales | 12,378 | 11,144 | 13,209 | 14,623 | 12,755 | 12,589 | 13,018 | 14,401 |
| Expenses | 9,998 | 9,215 | 10,210 | 12,018 | 9,993 | 10,223 | 10,556 | 12,380 |
| Operating profit | 2,380 | 1,929 | 2,998 | 2,605 | 2,762 | 2,366 | 2,463 | 2,021 |
| OPM % | 19% | 17% | 23% | 18% | 22% | 19% | 19% | 14% |
| Other income | -93 | 255 | 146 | 59 | 553 | 135 | 645 | 171 |
| Interest | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Depreciation | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Profit before tax | 2,287 | 2,184 | 3,144 | 2,664 | 3,315 | 2,501 | 3,108 | 2,192 |
| Tax % | 18% | 26% | 25% | 18% | 19% | 24% | 23% | 26% |
| Net profit | 1,856 | 1,677 | 2,499 | 2,531 | 2,874 | 1,726 | 2,533 | 1,744 |
| EPS (₹) | 10.58 | 9.56 | 14.24 | 14.42 | 16.38 | 9.84 | 14.44 | 9.94 |
Consolidated figures as reported by the company. Percentages are as published; totals may not sum exactly.
General Insurance Corporation of India annual results
| ₹ crore | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | TTM |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Sales | 26,776 | 38,198 | 44,928 | 50,345 | 48,583 | 48,967 | 46,638 | 45,978 | 49,617 | 52,986 | 52,763 |
| Operating profit | -786 | -1,702 | 3,724 | -2,100 | 3,073 | 3,151 | 6,929 | 7,472 | 8,795 | 10,062 | 9,611 |
| OPM % | -2.9% | -4.5% | 8% | -4.2% | 6% | 6% | 15% | 16% | 18% | 19% | 18% |
| Net profit | 3,672 | 3,146 | 2,758 | -186 | 1,992 | 2,386 | 6,907 | 6,686 | 7,432 | 9,662 | 8,875 |
| EPS (₹) | 4.27 | 17.93 | 15.72 | -1.06 | 11.35 | 13.60 | 39.37 | 38.11 | 42.36 | 55.08 | 50.60 |
TTM is the trailing twelve months to the most recent quarter.
General Insurance Corporation of India balance sheet
| ₹ crore | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|---|---|---|---|---|
| Equity capital | 430 | 439 | 877 | 877 | 877 | 877 | 877 | 877 | 877 | 877 |
| Reserves | 19,753 | 23,716 | 24,615 | 23,067 | 31,586 | 35,131 | 44,308 | 54,379 | 60,622 | 69,604 |
| Borrowings | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Other liabilities | 77,131 | 88,329 | 96,716 | 96,637 | 107,801 | 115,833 | 117,546 | 129,196 | 133,268 | 135,247 |
| Total liabilities | 97,314 | 112,484 | 122,209 | 120,581 | 140,265 | 151,841 | 162,731 | 184,452 | 194,768 | 205,728 |
| Fixed assets | 192 | 200 | 225 | 209 | 200 | 200 | 324 | 318 | 327 | 332 |
| CWIP | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 8 | 12 |
| Investments | 66,481 | 73,791 | 82,045 | 70,918 | 93,990 | 104,677 | 114,738 | 135,763 | 143,280 | 148,373 |
| Other assets | 30,641 | 38,493 | 39,938 | 49,455 | 46,075 | 46,963 | 47,669 | 48,372 | 51,153 | 57,011 |
| Total assets | 97,314 | 112,484 | 122,209 | 120,581 | 140,265 | 151,841 | 162,731 | 184,452 | 194,768 | 205,728 |
As reported by the company. Total assets equal total liabilities by construction.
General Insurance Corporation of India cash flow
| ₹ crore | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|---|---|---|---|---|
| Cash from operations | 7,901 | 8,837 | 7,604 | 8,617 | 13,284 | 9,051 | 11,722 | -212 | 1,976 | 466 |
| Cash from investing | -4,414 | -5,605 | -7,501 | -4,016 | -10,802 | -6,188 | -9,076 | 1,749 | -275 | 1,281 |
| Cash from financing | -1,035 | -1,206 | -1,428 | -1,428 | 0 | 0 | -395 | -1,263 | -1,754 | -1,754 |
| Net cash flow | 2,452 | 2,026 | -1,324 | 3,174 | 2,482 | 2,863 | 2,251 | 274 | -53 | -7 |
| Free cash flow | 7,898 | 8,821 | 7,564 | 8,614 | 13,278 | 9,036 | 11,589 | -217 | 1,952 | 453 |
| CFO / operating profit | -1,046% | -543% | 240% | -440% | 467% | 334% | 195% | 22% | 48% | 30% |
Negative figures are outflows. CFO / operating profit is a ratio, not an amount.
General Insurance Corporation of India operating ratios
| Per year | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|---|---|---|---|---|
| ROCE % | 7% | 7% | 13% | -1% | 11% | 11% | 20% | 13% | 16% | 17% |
| Debtor days | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Cash conversion cycle | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Working capital days | -396 | -336 | -321 | -353 | -447 | -496 | -564 | -604 | -595 | -595 |
Ratios as computed by the source from the reported statements. Rows a company does not report are omitted.
General Insurance Corporation of India shareholding pattern
Promoters held 77.40% at Jun 2026, down from 82.40% at Jun 2025. FIIs 2.43% and DIIs 17.73%.
| % held | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | Jun 2026 |
|---|---|---|---|---|---|---|---|---|
| Promoters | 82.40% | 82.40% | 82.40% | 82.40% | 82.40% | 82.40% | 82.40% | 77.40% |
| FIIs | 1.34% | 1.80% | 1.93% | 2.12% | 2.12% | 2.12% | 2.05% | 2.43% |
| DIIs | 13.72% | 13.70% | 13.68% | 13.29% | 13.10% | 13.32% | 13.55% | 17.73% |
| Public | 2.56% | 2.10% | 2.00% | 2.19% | 2.40% | 2.16% | 2.00% | 2.45% |
| No. of shareholders | 2,52,302 | 2,32,057 | 2,26,162 | 2,26,765 | 2,30,683 | 2,24,559 | 2,17,494 | 2,24,351 |
As disclosed by the company to the exchanges. The last row is a count of shareholders, not a percentage.
General Insurance Corporation of India corporate filings
- GIC Re Board Approves Strategic Initiatives Including Office Relocation and Leadership ChangeCompany Updatelow impact
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Read the full analysis - GIC Re's credit ratings affirmed at 'A-' (Excellent) with a stable outlook by AM Best, reflecting very strong balance sheet strength and adequate operating performanceCompany Updatemedium impact
Cruxal's analysis: GIC Re has received an affirmation of its credit ratings from AM Best, with a Financial…
Read the full analysis - GIC Re appoints joint statutory auditors for FY 2026-27, signaling routine regulatory complianceCompany Updatelow impact
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Read the full analysis - Intimation is enclosed.Insider Trading / SASTlow impact
- General Insurance Corporation of India (GIC Re) Concludes 54th AGM; Shareholders Approve Dividend of INR 13.25 Per ShareAGM/EGMlow impact
Cruxal's analysis: General Insurance Corporation of India has successfully concluded its 54th Annual General…
Read the full analysis - General Insurance Corporation of India (GIC Re) Concludes 54th AGM; Declares Dividend of INR 13.25 Per ShareAGM/EGMlow impact
Cruxal's analysis: General Insurance Corporation of India has successfully concluded its 54th Annual General…
Read the full analysis - General Insurance Corporation of India appoints Shri Divesh Sehara as Government Nominee DirectorCompany Updatelow impact
Cruxal's analysis: General Insurance Corporation of India (GIC Re) has announced the appointment of Shri…
Read the full analysis - General Insurance Corporation of India: Routine Newspaper Publication IntimationCompany Updatelow impact
Cruxal's analysis: General Insurance Corporation of India has issued a routine intimation regarding the…
Read the full analysis - General Insurance Corporation of India files Business Responsibility and Sustainability Report (BRSR)Otherslow impact
Cruxal's analysis: General Insurance Corporation of India has submitted its Business Responsibility and…
Read the full analysis - General Insurance Corporation of India files Annual Report for FY 2025-26Otherslow impact
Cruxal's analysis: General Insurance Corporation of India has submitted its Annual Report as per Regulation…
Read the full analysis - General Insurance Corporation of India Announces 54th AGM and Final Dividend of INR 13.25 per ShareAGM/EGMmedium impact
Cruxal's analysis: General Insurance Corporation of India (GIC Re) has scheduled its 54th Annual General…
Read the full analysis - General Insurance Corporation of India announces newspaper publication regarding upcoming Annual Report dispatchCompany Updatelow impact
Cruxal's analysis: General Insurance Corporation of India has issued a formal intimation regarding the…
Read the full analysis - General Insurance Corporation of India (GIC Re) Q1 FY27 Earnings Call: Focus on Profitability, Portfolio Pruning, and Catastrophe ProvisioningCompany Updatemedium impact
Cruxal's analysis: General Insurance Corporation of India reported Q1 FY27 gross premium income of INR…
Read the full analysis - General Insurance Corporation of India (GIC Re) Issues Corrigendum to Q1 FY 2027 Investor PresentationCompany Updatelow impact
Cruxal's analysis: General Insurance Corporation of India has issued a corrigendum to its Q1 FY 2027…
Read the full analysis - General Insurance Corporation of India announces outcome of analyst/investor meetCompany Updatelow impact
Cruxal's analysis: General Insurance Corporation of India has filed an intimation regarding the outcome of…
Read the full analysis - General Insurance Corporation of India (GIC Re) Announces Record Date for Final Dividend of INR 13.25 per ShareCompany Updatelow impact
Cruxal's analysis: General Insurance Corporation of India has formally notified shareholders of the record…
Read the full analysis - General Insurance Corporation of India (GIC Re) Reports Q1 FY2027 Investor Presentation Highlighting Operational Resilience and Financial PerformanceCompany Updatemedium impact
Cruxal's analysis: General Insurance Corporation of India (GIC Re) has released its Q1 FY2027 investor…
Read the full analysis - General Insurance Corporation of India announces appointment of Shri Hiteshkumar Kismatbhai Bhandari as Part-time Non-Official DirectorCompany Updatelow impact
Cruxal's analysis: General Insurance Corporation of India has formally notified the stock exchanges…
Read the full analysis - GIC Re releases financial performance for the quarter ended June 30, 2026Company Updatelow impact
Cruxal's analysis: General Insurance Corporation of India has filed its financial performance results for…
Read the full analysis - General Insurance Corporation of India announces continuity of Company Secretary and Compliance OfficerCompany Updatelow impact
Cruxal's analysis: General Insurance Corporation of India has informed the exchanges that Mr. Sanjeeb…
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