Equitas Small Finance Bank Ltd
Equitas Small Finance Bank Ltd (EQUITASBNK) last reported results for the quarter ended Jun 2026, with sales of ₹1,960 crore and net profit of ₹184 crore. The next scheduled event is a fundraising on 15 Oct 2026. The stock last traded at ₹68.8, a market capitalisation of ₹7,876 crore, on a P/E of 15.4. Over the past 52 weeks the stock has ranged between ₹51.2 and ₹83.9. Figures are as of 6 Oct 2026 and are not real time.
Equitas Small Finance Bank Ltd share price and key metrics
- Current price
- ₹68.8
- Market cap
- ₹7,876 cr
- Stock P/E
- 15.4
- Book value
- ₹53.7
- ROE
- 1.68%
- ROCE
- 6.43%
- Dividend yield
- 0.00%
- 52w high / low
- 83.9/51.2
Metrics as of 6 Oct 2026. Not real time.
Track Equitas Small Finance Bank Ltd
Cruxal reads every Equitas Small Finance Bank Ltd filing as it lands, scores what it means for the stock, and emails you the ones that matter. Free to start.
Equitas Small Finance Bank Ltd growth and returns
- 10 Years
- 32%
- 5 Years
- 16%
- 3 Years
- 18%
- TTM
- 10%
- 10 Years
- 2%
- 5 Years
- -23%
- 3 Years
- -44%
- TTM
- 598%
- 10 Years
- %
- 5 Years
- 1%
- 3 Years
- -10%
- 1 Year
- 18%
- 10 Years
- 8%
- 5 Years
- 7%
- 3 Years
- 6%
- Last Year
- 2%
Equitas Small Finance Bank Ltd quarterly results
In the quarter ended Jun 2026, sales were ₹1,960 cr, up 18.9% from ₹1,649 cr a year earlier. Net profit turned positive at ₹184 cr.
| ₹ crore | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | Jun 2026 |
|---|---|---|---|---|---|---|---|---|
| Sales | 1,555 | 1,612 | 1,644 | 1,649 | 1,617 | 1,692 | 1,836 | 1,960 |
| Expenses | 1,021 | 967 | 1,002 | 1,375 | 969 | 1,027 | 965 | 1,041 |
| Operating profit | -219 | -149 | -172 | -589 | -195 | -176 | 15 | -11 |
| OPM % | -14% | -9% | -10% | -36% | -12% | -10% | 1% | -1% |
| Other income | 239 | 238 | 225 | 292 | 229 | 289 | 263 | 255 |
| Interest | 753 | 794 | 815 | 863 | 844 | 840 | 856 | 931 |
| Depreciation | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Profit before tax | 20 | 90 | 53 | -297 | 34 | 114 | 278 | 244 |
| Tax % | 36% | 26% | 21% | -25% | 28% | 21% | 24% | 25% |
| Net profit | 13 | 66 | 42 | -224 | 24 | 90 | 213 | 184 |
| EPS (₹) | 0.11 | 0.58 | 0.37 | -1.96 | 0.21 | 0.79 | 1.86 | 1.61 |
Consolidated figures as reported by the company. Percentages are as published; totals may not sum exactly.
Equitas Small Finance Bank Ltd annual results
| ₹ crore | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | TTM |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Sales | 981 | 1,543 | 2,112 | 2,645 | 3,194 | 3,460 | 4,162 | 5,486 | 6,312 | 6,794 | 7,106 |
| Operating profit | -40 | -105 | 133 | 191 | 170 | -84 | 184 | 399 | -564 | -779 | -367 |
| OPM % | -4% | -7% | 6% | 7% | 5% | -2% | 4% | 7% | -9% | -11% | -5% |
| Net profit | 104 | 32 | 211 | 244 | 384 | 281 | 574 | 799 | 147 | 103 | 510 |
| EPS (₹) | 1.04 | 0.32 | 2.09 | 2.31 | 3.37 | 2.24 | 5.16 | 7.04 | 1.29 | 0.90 | 4.47 |
TTM is the trailing twelve months to the most recent quarter.
Equitas Small Finance Bank Ltd balance sheet
| ₹ crore | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|---|---|---|---|---|
| Equity capital | 1,006 | 1,006 | 1,006 | 1,053 | 1,139 | 1,252 | 1,111 | 1,135 | 1,140 | 1,141 |
| Reserves | 1,006 | 1,038 | 1,248 | 1,691 | 2,257 | 2,994 | 4,047 | 4,834 | 4,933 | 4,984 |
| Borrowings | 4,779 | 5,177 | 3,973 | 5,135 | 4,165 | 2,616 | 2,974 | 1,788 | 2,137 | 5,773 |
| Deposits | 1,921 | 5,604 | 9,007 | 10,788 | 16,392 | 18,951 | 25,348 | 36,129 | 43,102 | 46,533 |
| Other liabilities | 533 | 485 | 529 | 628 | 755 | 1,134 | 1,478 | 1,418 | 1,524 | 2,180 |
| Total liabilities | 9,245 | 13,310 | 15,763 | 19,296 | 24,708 | 26,948 | 34,958 | 45,304 | 52,836 | 60,610 |
| Fixed assets | 274 | 280 | 236 | 210 | 184 | 189 | 338 | 537 | 531 | 527 |
| CWIP | 15 | 1 | 2 | 2 | 1 | 11 | 41 | 68 | 165 | 189 |
| Investments | 1,890 | 3,857 | 2,344 | 2,343 | 3,705 | 4,450 | 6,665 | 9,065 | 9,289 | 10,149 |
| Other assets | 7,066 | 9,172 | 13,181 | 16,740 | 20,818 | 22,297 | 27,914 | 35,634 | 42,851 | 49,746 |
| Total assets | 9,245 | 13,310 | 15,763 | 19,296 | 24,708 | 26,948 | 34,958 | 45,304 | 52,836 | 60,610 |
As reported by the company. Total assets equal total liabilities by construction.
Equitas Small Finance Bank Ltd cash flow
| ₹ crore | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|---|---|---|---|---|
| Cash from operations | 1,334 | 213 | 1,799 | 440 | 2,044 | 159 | -998 | 3,834 | 1,937 | -3,316 |
| Cash from investing | -405 | -11 | -7 | -72 | -43 | -89 | 49 | -360 | -239 | -185 |
| Cash from financing | -563 | -28 | -1,706 | 908 | -1,154 | -1,317 | 60 | -1,210 | 259 | 3,641 |
| Net cash flow | 366 | 173 | 86 | 1,276 | 847 | -1,246 | -888 | 2,264 | 1,957 | 140 |
| Free cash flow | 1,041 | 133 | 1,751 | 367 | 1,995 | 68 | -1,261 | 3,474 | 1,698 | -3,501 |
| CFO / operating profit | 341% | 42% | 177% | 43% | 140% | 24% | -45% | 147% | 84% | -123% |
Negative figures are outflows. CFO / operating profit is a ratio, not an amount.
Equitas Small Finance Bank Ltd operating ratios
| Per year | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|---|---|---|---|---|
| ROE % | 8% | 2% | 10% | 10% | 13% | 7% | 12% | 14% | 2% | 2% |
Ratios as computed by the source from the reported statements. Rows a company does not report are omitted.
Equitas Small Finance Bank Ltd shareholding pattern
| % held | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | Jun 2026 |
|---|---|---|---|---|---|---|---|---|
| FIIs | 16.91% | 15.42% | 16.47% | 16.30% | 15.67% | 14.62% | 14.74% | 15.70% |
| DIIs | 43.66% | 42.62% | 42.70% | 47.13% | 48.20% | 49.96% | 50.87% | 51.25% |
| Public | 39.42% | 41.96% | 40.82% | 36.57% | 36.13% | 35.42% | 34.38% | 33.04% |
| No. of shareholders | 4,44,544 | 4,57,362 | 4,48,261 | 4,33,820 | 4,18,050 | 4,05,850 | 3,85,971 | 3,69,493 |
As disclosed by the company to the exchanges. The last row is a count of shareholders, not a percentage.
Upcoming Equitas Small Finance Bank Ltd events
The next scheduled event is a fundraising on 15 Oct 2026.
- FundraisingIssue and allotment of Rs. 500 crore Lower Tier II Bonds via private placement
See the full results calendar for every Indian company reporting in the next 30 days.
Equitas Small Finance Bank Ltd corporate filings
- SEBI Regulatory Filing Indicates Ongoing Rating Surveillance for Equitas Small Finance Bank, No Immediate Financial ImpactCompany Updatelow impact
Cruxal's analysis: Equitas Small Finance Bank received rating surveillance letters from CARE Ratings on…
Read the full analysis - Equitas Small Finance Bank Allots Shares Under ESOP, No Financial Impact ReportedCompany Updatelow impact
Cruxal's analysis: Equitas Small Finance Bank announced the allotment of shares pursuant to the exercise of…
Read the full analysis - Equitas Small Finance Bank Limited has informed the Exchanges regarding the certificate under Regulation 74(5) of the SEBI (DP) Regulations,2018 for the quarter ended September 30,2026Company Updatelow impact
- Equitas Small Finance Bank announces social media communication on special window for physical share transfer re-lodgementCompany Updatelow impact
Cruxal's analysis: Equitas Small Finance Bank Ltd has informed the exchanges about a social media…
Read the full analysis - Equitas Small Finance Bank reports business update for quarter ending September 30, 2026Company Updatelow impact
Cruxal's analysis: The company has released a quarterly business update with no specific financial figures…
Read the full analysis - Equitas Small Finance Bank updates on phased shifting and operational start at new corporate officeCompany Updatelow impact
Cruxal's analysis: The company announced an operational update regarding the phased shifting and…
Read the full analysis - Equitas Small Finance Bank receives SEBI approval for Rs. 500 crore Lower Tier II Bonds issuanceCompany Updatemedium impact
Cruxal's analysis: Equitas Small Finance Bank has secured listing approval on September 29, 2026, for a…
Read the full analysis - Equitas Small Finance Bank provides update on pending Show Cause NoticeCompany Updatelow impact
Cruxal's analysis: Equitas Small Finance Bank Limited has formally updated the stock exchanges regarding the…
Read the full analysis - Equitas Small Finance Bank Limited has informed the Exchanges regarding the closure of trading windowInsider Trading / SASTlow impact
- Equitas Small Finance Bank announces allotment of non-convertible debenturesCompany Updatelow impact
Cruxal's analysis: Equitas Small Finance Bank Limited has formally notified the stock exchanges regarding…
Read the full analysis - Equitas Small Finance Bank announces cessation of Independent Director Prof. SamirKumar Barua due to completion of tenureCompany Updatelow impact
Cruxal's analysis: Equitas Small Finance Bank Limited has formally disclosed that Prof. SamirKumar Barua has…
Read the full analysis - Equitas Small Finance Bank receives Show Cause Notice from regulatory authoritiesCompany Updatemedium impact
Cruxal's analysis: Equitas Small Finance Bank Limited has formally notified the stock exchanges regarding…
Read the full analysis - Equitas Small Finance Bank announces participation in non-deal roadshowCompany Updatelow impact
Cruxal's analysis: Equitas Small Finance Bank has informed the stock exchanges that its representatives will…
Read the full analysis - Equitas Small Finance Bank Board Approves Raising 500 Crore INR via Tier II Non-Convertible DebenturesBoard Meetinglow impact
Cruxal's analysis: Equitas Small Finance Bank Limited has received board approval to raise up to 500 crore…
Read the full analysis - Equitas Small Finance Bank shareholders approve capital raising of 1,250 crore and 500 crore debt issuanceAGM/EGMhigh impact
Cruxal's analysis: Equitas Small Finance Bank Limited has received shareholder approval at its Tenth Annual…
Read the full analysis - Equitas Small Finance Bank Limited discloses ESG rating updateCompany Updatelow impact
Cruxal's analysis: Equitas Small Finance Bank Limited has formally notified the stock exchanges regarding…
Read the full analysis - Equitas Small Finance Bank concludes 10th AGM; shareholders to consider enabling resolution for INR 1,250 crore capital raiseAGM/EGMhigh impact
Cruxal's analysis: Equitas Small Finance Bank held its 10th Annual General Meeting, confirming a turnaround…
Read the full analysis - Equitas Small Finance Bank Limited has informed the exchange regarding intimation on closure of trading window.Insider Trading / SASTlow impact
- Equitas Small Finance Bank to consider Tier II capital raise via non-convertible debentures on September 16, 2026Board Meetinglow impact
Cruxal's analysis: Equitas Small Finance Bank has announced a board meeting scheduled for September 16…
Read the full analysis - Equitas Small Finance Bank receives credit rating affirmation from India Ratings for debt instrumentsCompany Updatelow impact
Cruxal's analysis: Equitas Small Finance Bank Limited has received an affirmation of its 'IND AA-/Stable'…
Read the full analysis
This page shows filings on a one-hour delay. Sign in to see them as they land, with Cruxal's analysis of what each one means.
Cruxal publishes market data and coverage for information only. Nothing here is investment advice.