Cholamandalam Investment and Finance Company Ltd
Cholamandalam Investment and Finance Company Ltd (CHOLAFIN) is scheduled to report results on 28 Oct 2026. Cholamandalam Investment and Finance Company Ltd last reported results for the quarter ended Jun 2026, with sales of ₹8,856 crore and net profit of ₹1,656 crore. The stock last traded at ₹1,588, a market capitalisation of ₹1,35,556 crore, on a P/E of 23.6. Over the past 52 weeks the stock has ranged between ₹1,299 and ₹1,952. Figures are as of 9 Oct 2026 and are not real time.
Cholamandalam Investment and Finance Company Ltd share price and key metrics
- Current price
- ₹1,588
- Market cap
- ₹1,35,556 cr
- Stock P/E
- 23.6
- Book value
- ₹357
- ROE
- 19.4%
- ROCE
- 9.71%
- Dividend yield
- 0.13%
- 52w high / low
- 1952/1299
Metrics as of 9 Oct 2026. Not real time.
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Cholamandalam Investment and Finance Company Ltd growth and returns
- 10 Years
- 22%
- 5 Years
- 27%
- 3 Years
- 34%
- TTM
- 20%
- 10 Years
- 25%
- 5 Years
- 28%
- 3 Years
- 25%
- TTM
- 29%
- 10 Years
- 21%
- 5 Years
- 23%
- 3 Years
- 8%
- 1 Year
- -2%
- 10 Years
- 19%
- 5 Years
- 20%
- 3 Years
- 20%
- Last Year
- 19%
Cholamandalam Investment and Finance Company Ltd quarterly results
In the quarter ended Jun 2026, sales were ₹8,856 cr, up 21.9% from ₹7,267 cr a year earlier. Net profit was ₹1,656 cr, up 45.5% year on year.
| ₹ crore | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | Jun 2026 |
|---|---|---|---|---|---|---|---|---|
| Sales | 6,255 | 6,733 | 7,046 | 7,267 | 7,491 | 7,898 | 8,417 | 8,856 |
| Expenses | 1,897 | 2,038 | 2,010 | 2,286 | 2,460 | 2,554 | 2,597 | 2,652 |
| Operating profit | 1,300 | 1,420 | 1,671 | 1,512 | 1,514 | 1,698 | 2,067 | 2,197 |
| OPM % | 21% | 21% | 24% | 21% | 20% | 22% | 25% | 25% |
| Other income | 68 | 105 | 92 | 87 | 123 | 111 | 148 | 102 |
| Interest | 3,059 | 3,275 | 3,365 | 3,468 | 3,517 | 3,646 | 3,753 | 4,007 |
| Depreciation | 63 | 59 | 64 | 67 | 71 | 74 | 72 | 75 |
| Profit before tax | 1,305 | 1,466 | 1,699 | 1,532 | 1,566 | 1,736 | 2,143 | 2,224 |
| Tax % | 26% | 26% | 26% | 26% | 26% | 26% | 23% | 26% |
| Net profit | 968 | 1,088 | 1,260 | 1,138 | 1,160 | 1,290 | 1,645 | 1,656 |
| EPS (₹) | 11.52 | 12.94 | 14.98 | 13.53 | 13.78 | 15.28 | 19.31 | 19.43 |
Consolidated figures as reported by the company. Percentages are as published; totals may not sum exactly.
Cholamandalam Investment and Finance Company Ltd annual results
| ₹ crore | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | TTM |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Sales | 4,694 | 5,559 | 7,108 | 8,712 | 9,583 | 10,148 | 12,884 | 19,163 | 25,890 | 31,120 | 32,663 |
| Operating profit | 1,143 | 1,451 | 1,888 | 1,699 | 2,150 | 2,924 | 3,515 | 4,548 | 5,726 | 6,845 | 7,476 |
| OPM % | 24% | 26% | 27% | 20% | 22% | 29% | 27% | 24% | 22% | 22% | 23% |
| Net profit | 718 | 918 | 1,197 | 1,054 | 1,521 | 2,154 | 2,665 | 3,420 | 4,263 | 5,233 | 5,751 |
| EPS (₹) | 9.21 | 11.76 | 15.32 | 12.86 | 18.55 | 26.23 | 32.42 | 40.72 | 50.69 | 61.41 | 67.80 |
TTM is the trailing twelve months to the most recent quarter.
Cholamandalam Investment and Finance Company Ltd balance sheet
| ₹ crore | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|---|---|---|---|---|
| Equity capital | 156 | 156 | 156 | 164 | 164 | 164 | 164 | 168 | 168 | 170 |
| Reserves | 4,142 | 4,969 | 6,052 | 8,036 | 9,436 | 11,605 | 14,182 | 19,425 | 23,500 | 30,288 |
| Borrowings | 24,071 | 38,330 | 50,567 | 55,005 | 63,730 | 69,174 | 97,358 | 134,475 | 175,036 | 211,070 |
| Other liabilities | 2,230 | 711 | 715 | 853 | 1,314 | 1,536 | 1,923 | 2,618 | 3,182 | 3,920 |
| Total liabilities | 30,598 | 44,167 | 57,490 | 64,058 | 74,644 | 82,478 | 113,627 | 156,686 | 201,887 | 245,448 |
| Fixed assets | 150 | 170 | 167 | 283 | 228 | 259 | 403 | 1,563 | 1,780 | 1,869 |
| CWIP | 0 | 4 | 14 | 11 | 10 | 37 | 60 | 13 | 11 | 42 |
| Investments | 182 | 23 | 42 | 33 | 1,583 | 2,055 | 3,562 | 4,036 | 6,367 | 6,646 |
| Other assets | 30,266 | 43,970 | 57,267 | 63,732 | 72,823 | 80,127 | 109,602 | 151,075 | 193,729 | 236,892 |
| Total assets | 30,598 | 44,167 | 57,490 | 64,058 | 74,644 | 82,478 | 113,627 | 156,686 | 201,887 | 245,448 |
As reported by the company. Total assets equal total liabilities by construction.
Cholamandalam Investment and Finance Company Ltd cash flow
| ₹ crore | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|---|---|---|---|---|
| Cash from operations | -1,468 | -7,926 | -9,317 | -2,075 | -8,842 | -5,571 | -27,105 | -35,683 | -32,413 | -30,021 |
| Cash from investing | -222 | -60 | -11 | -54 | -1,572 | 1,640 | -2,148 | -2,855 | -2,948 | -2,554 |
| Cash from financing | 1,692 | 8,009 | 12,191 | 2,452 | 8,516 | 5,150 | 27,466 | 38,471 | 39,795 | 35,610 |
| Net cash flow | 2 | 22 | 2,862 | 323 | -1,898 | 1,218 | -1,787 | -66 | 4,434 | 3,035 |
| Free cash flow | -1,525 | -7,994 | -9,391 | -2,145 | -8,873 | -5,665 | -27,293 | -36,754 | -32,600 | -30,263 |
| CFO / operating profit | -29% | -179% | -157% | -24% | -121% | -65% | -283% | -249% | -169% | -133% |
Negative figures are outflows. CFO / operating profit is a ratio, not an amount.
Cholamandalam Investment and Finance Company Ltd operating ratios
| Per year | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|---|---|---|---|---|
| ROE % | 18% | 20% | 21% | 15% | 17% | 20% | 20% | 20% | 20% | 19% |
Ratios as computed by the source from the reported statements. Rows a company does not report are omitted.
Cholamandalam Investment and Finance Company Ltd shareholding pattern
Promoters held 49.23% at Jun 2026, down from 49.90% at Jun 2025. FIIs 24.46% and DIIs 20.62%.
| % held | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | Jun 2026 |
|---|---|---|---|---|---|---|---|---|
| Promoters | 50.24% | 49.93% | 49.92% | 49.90% | 49.88% | 49.72% | 49.25% | 49.23% |
| FIIs | 27.17% | 27.43% | 28.23% | 27.96% | 26.85% | 26.56% | 24.87% | 24.46% |
| DIIs | 16.58% | 16.10% | 15.49% | 16.05% | 17.27% | 17.54% | 19.91% | 20.62% |
| Public | 6.02% | 6.56% | 6.36% | 6.07% | 6.00% | 6.16% | 5.95% | 5.70% |
| No. of shareholders | 1,46,889 | 1,76,231 | 1,78,471 | 1,83,933 | 1,65,068 | 1,70,050 | 1,60,428 | 1,51,219 |
As disclosed by the company to the exchanges. The last row is a count of shareholders, not a percentage.
When is Cholamandalam Investment and Finance Company Ltd’s next results date?
Cholamandalam Investment and Finance Company Ltd’s next results are scheduled for 28 Oct 2026.
- Board meetingConsideration and approval of financial statements for quarter and half-year ended 30 September 2026
See the full results calendar for every Indian company reporting in the next 30 days.
Cholamandalam Investment and Finance Company Ltd corporate filings
- Intimation of Trading Window ClosureInsider Trading / SASTlow impact
- Cholamandalam Investment and Finance to consider Q2 FY2027 financials on October 28, 2026, with a focus on audited standalone and consolidated resultsBoard Meetinglow impact
Cruxal's analysis: Cholamandalam Investment and Finance has scheduled a Board meeting on October 28, 2026…
Read the full analysis - Cholamandalam Investment converts compulsorily convertible debentures into equity shares Corp Actionlow impact
Cruxal's analysis: The company announced the conversion of certain CCDEs into equity shares, with the date…
Read the full analysis - Allotment of 91,063 equity shares on exercise of ESOPs by Cholamandalam Investment and FinanceCompany Updatelow impact
Cruxal's analysis: Cholamandalam Investment and Finance announced the allotment of 91,063 equity shares due…
Read the full analysis - Cholamandalam Investment and Finance Company Ltd allots 54,302 equity shares under ESOPCompany Updatelow impact
Cruxal's analysis: Cholamandalam Investment and Finance Company has announced the allotment of 54,302 equity…
Read the full analysis - Cholamandalam Investment and Finance Company Ltd responds to exchange clarificationCompany Updatelow impact
Cruxal's analysis: The company has provided a response to a clarification sought by the stock exchange…
Read the full analysis - Cholamandalam Investment and Finance Company Ltd allots 244,596 equity shares under ESOPCompany Updatelow impact
Cruxal's analysis: Cholamandalam Investment and Finance Company has allotted 244,596 equity shares to…
Read the full analysis - Cholamandalam Investment and Finance Company Ltd allots 2,000 unsecured listed rated redeemable perpetual NCDsCompany Updatelow impact
Cruxal's analysis: Cholamandalam Investment and Finance Company Ltd has confirmed the allotment of 2,000…
Read the full analysis - Cholamandalam Investment and Finance Company Ltd receives NOC for reclassification of promoter groupCompany Updatelow impact
Cruxal's analysis: Cholamandalam Investment and Finance Company Ltd has received a No Objection Certificate…
Read the full analysis - Cholamandalam Investment and Finance Company Ltd allots 35,000 secured NCDsCompany Updatelow impact
Cruxal's analysis: Cholamandalam Investment and Finance Company Ltd has confirmed the allotment of 35,000…
Read the full analysis - Cholamandalam Investment and Finance Company Ltd allots 43,050 equity shares under ESOPCompany Updatelow impact
Cruxal's analysis: Cholamandalam Investment and Finance Company Ltd has announced the allotment of 43,050…
Read the full analysis - Cholamandalam Investment and Finance reports strong Q1 FY27 growth with 23% AUM expansion and improved profitabilityCompany Updatehigh impact
Cruxal's analysis: Cholamandalam Investment and Finance Company Limited reported a robust Q1 FY27…
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