Central Bank of India
Central Bank of India (CENTRALBK) last reported results for the quarter ended Jun 2026, with sales of ₹9,726 crore and net profit of ₹1,325 crore. The next scheduled event is a bond outstanding statement on 30 Oct 2026. The stock last traded at ₹30.4, a market capitalisation of ₹27,498 crore, on a P/E of 6.02. Over the past 52 weeks the stock has ranged between ₹29.3 and ₹40.9. Figures are as of 6 Oct 2026 and are not real time.
Central Bank of India share price and key metrics
- Current price
- ₹30.4
- Market cap
- ₹27,498 cr
- Stock P/E
- 6.02
- Book value
- ₹45.2
- ROE
- 11.9%
- ROCE
- 5.64%
- Dividend yield
- 3.98%
- 52w high / low
- 40.9/29.3
Metrics as of 6 Oct 2026. Not real time.
Track Central Bank of India
Cruxal reads every Central Bank of India filing as it lands, scores what it means for the stock, and emails you the ones that matter. Free to start.
Central Bank of India growth and returns
- 10 Years
- 3%
- 5 Years
- 10%
- 3 Years
- 12%
- TTM
- 9%
- 10 Years
- 18%
- 5 Years
- 46%
- 3 Years
- 39%
- TTM
- 8%
- 10 Years
- -11%
- 5 Years
- 6%
- 3 Years
- -15%
- 1 Year
- -20%
- 10 Years
- -1%
- 5 Years
- 9%
- 3 Years
- 11%
- Last Year
- 12%
Central Bank of India quarterly results
In the quarter ended Jun 2026, sales were ₹9,726 cr, up 12.8% from ₹8,623 cr a year earlier. Net profit was ₹1,325 cr, up 3.2% year on year.
| ₹ crore | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | Jun 2026 |
|---|---|---|---|---|---|---|---|---|
| Sales | 8,235 | 8,542 | 8,653 | 8,623 | 8,777 | 9,070 | 9,698 | 9,726 |
| Expenses | 3,500 | 3,373 | 3,968 | 3,381 | 3,328 | 3,853 | 3,573 | 3,129 |
| Operating profit | -71 | 185 | -553 | 21 | -28 | -335 | 448 | 803 |
| OPM % | -1% | 2% | -6% | 0% | -0% | -4% | 5% | 8% |
| Other income | 1,649 | 1,232 | 1,723 | 1,857 | 1,507 | 1,927 | 1,161 | 988 |
| Interest | 4,807 | 4,984 | 5,238 | 5,222 | 5,476 | 5,552 | 5,677 | 5,794 |
| Depreciation | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Profit before tax | 1,578 | 1,418 | 1,171 | 1,878 | 1,479 | 1,592 | 1,609 | 1,791 |
| Tax % | 42% | 32% | 11% | 33% | 18% | 21% | 54% | 26% |
| Net profit | 926 | 966 | 1,106 | 1,284 | 1,234 | 1,265 | 748 | 1,325 |
| EPS (₹) | 1.06 | 1.11 | 1.22 | 1.42 | 1.36 | 1.40 | 0.82 | 1.46 |
Consolidated figures as reported by the company. Percentages are as published; totals may not sum exactly.
Central Bank of India annual results
| ₹ crore | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | TTM |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Sales | 24,775 | 24,163 | 22,749 | 23,676 | 22,830 | 22,903 | 25,657 | 30,849 | 33,797 | 36,168 | 37,270 |
| Operating profit | -6,136 | -7,455 | -7,766 | -4,464 | -4,133 | -934 | -1,026 | -133 | -134 | 664 | 888 |
| OPM % | -25% | -31% | -34% | -19% | -18% | -4% | -4% | -0% | -0% | 2% | 2% |
| Net profit | -2,457 | -5,134 | -5,611 | -1,252 | -995 | 1,083 | 1,688 | 2,677 | 3,943 | 4,531 | 4,571 |
| EPS (₹) | -12.93 | -19.63 | -13.88 | -2.20 | -1.70 | 1.24 | 1.93 | 3.07 | 4.35 | 5.00 | 5.04 |
TTM is the trailing twelve months to the most recent quarter.
Central Bank of India balance sheet
| ₹ crore | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|---|---|---|---|---|
| Equity capital | 1,902 | 2,618 | 4,047 | 5,710 | 5,876 | 8,681 | 8,681 | 8,681 | 9,051 | 9,051 |
| Reserves | 16,309 | 15,592 | 15,349 | 15,827 | 20,621 | 18,868 | 20,536 | 23,693 | 27,830 | 29,950 |
| Borrowings | 9,623 | 6,026 | 5,640 | 6,076 | 5,760 | 7,663 | 8,334 | 20,013 | 21,820 | 31,854 |
| Deposits | 297,309 | 295,354 | 300,311 | 314,201 | 330,328 | 343,165 | 359,775 | 385,541 | 413,271 | 468,444 |
| Other liabilities | 9,551 | 7,759 | 6,538 | 15,337 | 7,390 | 8,915 | 9,754 | 9,844 | 8,485 | 11,780 |
| Total liabilities | 334,695 | 327,349 | 331,885 | 357,151 | 369,974 | 387,292 | 407,080 | 447,772 | 480,457 | 551,079 |
| Fixed assets | 4,300 | 4,353 | 4,320 | 4,346 | 5,142 | 4,964 | 4,786 | 5,345 | 5,214 | 5,202 |
| CWIP | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Investments | 92,277 | 102,769 | 125,453 | 142,526 | 148,518 | 140,775 | 136,569 | 144,010 | 141,652 | 157,607 |
| Other assets | 238,118 | 220,227 | 202,112 | 210,279 | 216,315 | 241,553 | 265,725 | 298,416 | 333,591 | 388,270 |
| Total assets | 334,695 | 327,349 | 331,885 | 357,151 | 369,974 | 387,292 | 407,080 | 447,772 | 480,457 | 551,079 |
As reported by the company. Total assets equal total liabilities by construction.
Central Bank of India cash flow
| ₹ crore | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|---|---|---|---|---|
| Cash from operations | 61,871 | -44,376 | -14,510 | 1,726 | -2,003 | 14,277 | -8,786 | -5,910 | -2,460 | 2,804 |
| Cash from investing | -189 | -310 | -251 | -315 | -202 | -133 | -209 | -584 | -451 | -454 |
| Cash from financing | 1,543 | 5,154 | 6,796 | 3,396 | 5,055 | 0 | 0 | 0 | 1,500 | -713 |
| Net cash flow | 63,225 | -39,533 | -7,965 | 4,807 | 2,849 | 14,143 | -8,995 | -6,494 | -1,410 | 1,637 |
| Free cash flow | 61,682 | -44,687 | -14,761 | 1,411 | -2,206 | 14,143 | -8,995 | -6,494 | -2,910 | 2,350 |
| CFO / operating profit | 514% | -434% | -180% | 16% | -19% | 115% | -68% | -32% | -17% | 14% |
Negative figures are outflows. CFO / operating profit is a ratio, not an amount.
Central Bank of India operating ratios
| Per year | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|---|---|---|---|---|
| ROE % | -13% | -28% | -30% | -6% | -4% | 4% | 6% | 9% | 11% | 12% |
Ratios as computed by the source from the reported statements. Rows a company does not report are omitted.
Central Bank of India shareholding pattern
Promoters held 81.19% at Jun 2026, down from 89.27% at Jun 2025. FIIs 0.93% and DIIs 10.95%.
| % held | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | Jun 2026 |
|---|---|---|---|---|---|---|---|---|
| Promoters | 93.08% | 93.08% | 89.27% | 89.27% | 89.27% | 89.27% | 89.27% | 81.19% |
| FIIs | 0.33% | 0.44% | 1.27% | 0.97% | 0.88% | 0.85% | 0.75% | 0.93% |
| DIIs | 2.81% | 2.82% | 5.87% | 5.06% | 4.86% | 4.82% | 4.82% | 10.95% |
| Public | 3.75% | 3.65% | 3.59% | 4.70% | 4.98% | 5.06% | 5.16% | 6.93% |
| No. of shareholders | 6,67,435 | 6,71,006 | 6,79,105 | 7,18,928 | 7,21,272 | 7,19,939 | 7,14,547 | 7,44,225 |
As disclosed by the company to the exchanges. The last row is a count of shareholders, not a percentage.
Upcoming Central Bank of India events
The next scheduled event is a bond outstanding statement on 30 Oct 2026.
- Bond outstanding statementStatement of Outstanding Bonds for Half Year ended 30.09.2026
See the full results calendar for every Indian company reporting in the next 30 days.
Central Bank of India corporate filings
- Central Bank of India announces withdrawal of its Basel III Tier-II bonds and issuer rating by India Ratings, indicating a strategic shift or potential liquidity considerationsCompany Updatemedium impact
Cruxal's analysis: Central Bank of India has formally withdrawn its INR 1,000 crore Basel III Tier-II bonds…
Read the full analysis - Central Bank of India reaffirms its credit rating at CARE A1+ for ₹20,000 crore of Certificates of Deposit, reflecting stable support from the Government of India and improved capital adequacy.Company Updatemedium impact
Cruxal's analysis: Central Bank of India (CBI) has received reaffirmation of its short-term credit rating at…
Read the full analysis - Central Bank of India issues INR 1,500 crore Basel III Compliant Tier 2 Bonds with 8.80% Coupon maturing on 30-08-2033Company Updatemedium impact
Cruxal's analysis: Central Bank of India has announced the issuance of INR 1,500 crore Tier 2 Basel III…
Read the full analysis - Certificate Under Regulation 74(5) of SEBI (Depositories and Participants) Regulation, 2018Company Updatelow impact
- Central Bank of India reports provisional Q2 FY 2026-27 business figures, with revenue of ₹9,726 crore and net profit of ₹1,325 crore; gross NPA at 2.61%, net NPA at 0.51%Company Updatelow impact
Cruxal's analysis: The bank's provisional data for Q2 FY 2026-27 indicates revenue of ₹9,726 crore, interest…
Read the full analysis - Central Bank of India announces change in senior management portfolio on 2026-10-03Company Updatelow impact
Cruxal's analysis: The announcement details a change in the portfolio of senior management at Central Bank…
Read the full analysis - Central Bank of India holds analyst/investor meet on 30.09.2026, no immediate financial disclosuresCompany Updatelow impact
Cruxal's analysis: The company conducted an analyst/investor meet on September 30, 2026. No new financial…
Read the full analysis - Central Bank of India Exits RBI's PCA Framework, Demonstrating Strong Capital and Asset QualityCompany Updatehigh impact
Cruxal's analysis: Central Bank of India has successfully exited the RBI's Prompt Corrective Action (PCA)…
Read the full analysis - Central Bank of India reports outcome of analyst/investor meeting held on September 28, 2026Company Updatelow impact
Cruxal's analysis: Central Bank of India conducted an analyst/investor meeting on September 28, 2026. The…
Read the full analysis - Central Bank of India announces deferment of proposed bank strikeCompany Updatelow impact
Cruxal's analysis: Central Bank of India has formally notified the exchange regarding the deferment of a…
Read the full analysis - Central Bank of India announces three-year tenure extension for Executive Director Shri Mahendra DohareCompany Updatelow impact
Cruxal's analysis: Central Bank of India has formally notified the stock exchanges regarding the extension…
Read the full analysis - Closure of Trading WindowInsider Trading / SASTlow impact
- Central Bank of India to participate in Bharat Connect Conference: Rising StarsCompany Updatelow impact
Cruxal's analysis: Central Bank of India has issued an intimation regarding its participation in the 'Bharat…
Read the full analysis - Central Bank of India schedules analyst and investor meeting for September 28, 2026Company Updatelow impact
Cruxal's analysis: Central Bank of India has issued an intimation regarding an analyst and investor meeting…
Read the full analysis - Central Bank of India launches 'Bharat Connect for Business' in partnership with NBBLCompany Updatelow impact
Cruxal's analysis: Central Bank of India has announced the launch of 'Bharat Connect for Business' in…
Read the full analysis - Central Bank of India announces proposed bank strikeCompany Updatelow impact
Cruxal's analysis: Central Bank of India has issued a regulatory disclosure regarding a proposed bank…
Read the full analysis - Central Bank of India announces internal promotion of Shri Jai Shankar Prasad to General Manager, Customer Care DepartmentCompany Updatelow impact
Cruxal's analysis: Central Bank of India has formally notified the stock exchanges regarding the internal…
Read the full analysis - Central Bank of India confirms timely annual interest payment of 132 crore on Basel III Tier II BondsOtherslow impact
Cruxal's analysis: Central Bank of India has successfully fulfilled its debt obligation by making an annual…
Read the full analysis - Central Bank of India announces voluntary retirement of General Manager Umesh Kumar SinghCompany Updatelow impact
Cruxal's analysis: Central Bank of India has formally notified the stock exchanges regarding the cessation…
Read the full analysis - Central Bank of India confirms completion of analyst and investor meeting held on August 27, 2026Company Updatelow impact
Cruxal's analysis: Central Bank of India held an analyst and investor meeting on August 27, 2026. This is a…
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