Arman Financial Services Ltd
Arman Financial Services Ltd (ARMANFIN) last reported results for the quarter ended Jun 2026, with sales of ₹202 crore and net profit of ₹45 crore. The stock last traded at ₹1,747, a market capitalisation of ₹1,842 crore, on a P/E of 15.8. Over the past 52 weeks the stock has ranged between ₹1,301 and ₹2,159. Figures are as of 6 Oct 2026 and are not real time.
Arman Financial Services Ltd share price and key metrics
- Current price
- ₹1,747
- Market cap
- ₹1,842 cr
- Stock P/E
- 15.8
- Book value
- ₹888
- ROE
- 6.26%
- ROCE
- 11.8%
- Dividend yield
- 0.00%
- 52w high / low
- 2159/1301
Metrics as of 6 Oct 2026. Not real time.
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Arman Financial Services Ltd growth and returns
- 10 Years
- 32%
- 5 Years
- 27%
- 3 Years
- 15%
- TTM
- 0%
- 10 Years
- 22%
- 5 Years
- 40%
- 3 Years
- -16%
- TTM
- 1780%
- 10 Years
- 21%
- 5 Years
- 12%
- 3 Years
- -9%
- 1 Year
- 16%
- 10 Years
- 15%
- 5 Years
- 14%
- 3 Years
- 12%
- Last Year
- 6%
Arman Financial Services Ltd quarterly results
In the quarter ended Jun 2026, sales were ₹202 cr, up 33.8% from ₹151 cr a year earlier. Net profit turned positive at ₹45 cr.
| ₹ crore | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | Jun 2026 |
|---|---|---|---|---|---|---|---|---|
| Sales | 181 | 165 | 199 | 151 | 159 | 160 | 176 | 202 |
| Expenses | 93 | 114 | 134 | 110 | 91 | 80 | 80 | 80 |
| Operating profit | 23 | -6 | 13 | -11 | 18 | 29 | 42 | 58 |
| OPM % | 13% | -4% | 7% | -7% | 12% | 18% | 24% | 29% |
| Other income | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Interest | 65 | 57 | 52 | 52 | 50 | 51 | 53 | 64 |
| Depreciation | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Profit before tax | 22 | -7 | 13 | -11 | 18 | 29 | 42 | 57 |
| Tax % | 32% | 5% | -1% | 31% | 55% | 22% | 3% | 21% |
| Net profit | 15 | -7 | 13 | -15 | 8 | 22 | 41 | 45 |
| EPS (₹) | 14.56 | -6.92 | 12.16 | -13.90 | 7.60 | 21.10 | 39.01 | 42.96 |
Consolidated figures as reported by the company. Percentages are as published; totals may not sum exactly.
Arman Financial Services Ltd annual results
| ₹ crore | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | TTM |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Sales | 54 | 78 | 139 | 214 | 195 | 235 | 424 | 661 | 730 | 646 | 697 |
| Operating profit | 10 | 10 | 37 | 53 | 13 | 46 | 126 | 229 | 71 | 79 | 147 |
| OPM % | 19% | 13% | 26% | 25% | 6% | 20% | 30% | 35% | 10% | 12% | 21% |
| Net profit | 6 | 7 | 26 | 42 | 11 | 32 | 94 | 174 | 52 | 57 | 116 |
| EPS (₹) | 11.05 | 12.76 | 45.98 | 49.13 | 12.51 | 37.35 | 110.46 | 165.67 | 49.64 | 53.85 | 110.67 |
TTM is the trailing twelve months to the most recent quarter.
Arman Financial Services Ltd balance sheet
| ₹ crore | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|---|---|---|---|---|
| Equity capital | 7 | 7 | 7 | 8 | 8 | 8 | 8 | 10 | 10 | 11 |
| Reserves | 44 | 50 | 116 | 164 | 178 | 204 | 355 | 802 | 864 | 923 |
| Borrowings | 157 | 395 | 612 | 698 | 721 | 990 | 1,607 | 1,725 | 1,232 | 1,776 |
| Other liabilities | 7 | 12 | 18 | 26 | 32 | 39 | 68 | 97 | 121 | 89 |
| Total liabilities | 215 | 465 | 753 | 896 | 940 | 1,241 | 2,038 | 2,635 | 2,227 | 2,798 |
| Fixed assets | 3 | 3 | 4 | 4 | 4 | 5 | 6 | 8 | 31 | 32 |
| CWIP | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 3 |
| Investments | 2 | 3 | 3 | 3 | 3 | 6 | 19 | 7 | 39 | 92 |
| Other assets | 210 | 459 | 746 | 888 | 933 | 1,231 | 2,013 | 2,620 | 2,157 | 2,671 |
| Total assets | 215 | 465 | 753 | 896 | 940 | 1,241 | 2,038 | 2,635 | 2,227 | 2,798 |
As reported by the company. Total assets equal total liabilities by construction.
Arman Financial Services Ltd cash flow
| ₹ crore | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|---|---|---|---|---|
| Cash from operations | 21 | -203 | -221 | -76 | 6 | -281 | -718 | -302 | 493 | -476 |
| Cash from investing | -2 | -12 | -1 | 2 | 2 | -2 | -13 | 18 | -49 | -50 |
| Cash from financing | -9 | 205 | 252 | 94 | 22 | 270 | 681 | 376 | -495 | 546 |
| Net cash flow | 10 | -9 | 30 | 20 | 30 | -12 | -49 | 92 | -51 | 20 |
| Free cash flow | 21 | -203 | -222 | -77 | 5 | -282 | -720 | -305 | 467 | -480 |
| CFO / operating profit | 74% | -447% | -223% | -41% | 13% | -194% | -232% | -49% | 168% | -159% |
Negative figures are outflows. CFO / operating profit is a ratio, not an amount.
Arman Financial Services Ltd operating ratios
| Per year | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|---|---|---|---|---|
| ROE % | 13% | 14% | 29% | 28% | 6% | 16% | 33% | 30% | 6% | 6% |
Ratios as computed by the source from the reported statements. Rows a company does not report are omitted.
Arman Financial Services Ltd shareholding pattern
Promoters held 22.00% at Jun 2026, broadly unchanged since Jun 2025. FIIs 3.08% and DIIs 4.85%.
| % held | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | Jun 2026 |
|---|---|---|---|---|---|---|---|---|
| Promoters | 22.07% | 22.07% | 22.06% | 22.05% | 22.00% | 22.00% | 22.00% | 22.00% |
| FIIs | 4.90% | 1.97% | 1.19% | 1.42% | 1.80% | 1.69% | 2.61% | 3.08% |
| DIIs | 5.03% | 4.51% | 4.91% | 5.08% | 4.83% | 5.03% | 4.18% | 4.85% |
| Public | 68.01% | 71.44% | 71.82% | 71.45% | 71.37% | 71.29% | 71.20% | 70.07% |
| No. of shareholders | 36,339 | 42,629 | 41,400 | 37,608 | 36,531 | 34,930 | 33,752 | 32,079 |
As disclosed by the company to the exchanges. The last row is a count of shareholders, not a percentage.
Arman Financial Services Ltd corporate filings
- Certificate under Regulation 74(5) of SEBI (DP) Regulations, 2018Company Updatelow impact
- Arman Financial Services Limited makes interest payment of ₹2.23 lakh on its ₹40 crore debentures due October 5, 2026Otherslow impact
Cruxal's analysis: Arman Financial Services Limited has completed its scheduled interest payment of ₹2.23…
Read the full analysis - Revised Half Yearly Report for Period ending September 30, 2026, filed as per SEBI Circular No. CIR/IMD/DF-1/67/2017Otherslow impact
Cruxal's analysis: Arman Financial Services Ltd has submitted a revised half-yearly report for the period…
Read the full analysis - Arman Financial Services Ltd releases half-yearly compliance report for period ending September 30, 2026Otherslow impact
Cruxal's analysis: The company has filed its half-yearly compliance report, covering the period up to…
Read the full analysis - Arman Financial Services Limited receives reaffirmation of 'ACUITE A-' long-term credit rating with an upgraded outlook to 'Positive' by Acuité Ratings, indicating improved creditworthiness and potential positive market perception.Othershigh impact
Cruxal's analysis: Arman Financial Services Limited has had its long-term credit rating reaffirmed at…
Read the full analysis - Arman Financial Services Limited holds AGM with all resolutions approved; voting results indicate strong shareholder support for financial statements and director reappointmentAGM/EGMmedium impact
Cruxal's analysis: Arman Financial Services Limited conducted its 34th AGM on September 28, 2026, with all…
Read the full analysis - Arman Financial Services Limited concludes 34th Annual General MeetingAGM/EGMlow impact
Cruxal's analysis: Arman Financial Services Limited has successfully concluded its 34th Annual General…
Read the full analysis - Intimation regarding the Trading Window closureInsider Trading / SASTlow impact
- Arman Financial Services Ltd announces routine reconstitution of board committeesCompany Updatelow impact
Cruxal's analysis: Arman Financial Services Ltd has formally notified the exchange regarding the…
Read the full analysis - Arman Financial Services Limited confirms timely interest payment of 3.43 crore on non-convertible debenturesOtherslow impact
Cruxal's analysis: Arman Financial Services Limited has filed a compliance certificate under SEBI Regulation…
Read the full analysis - Arman Financial Services Ltd schedules analyst/investor meetingCompany Updatelow impact
Cruxal's analysis: Arman Financial Services Limited has issued an intimation regarding a scheduled…
Read the full analysis - Arman Financial Services Ltd announces allotment of equity shares under ESOP 2016 and ESOP 2023Company Updatelow impact
Cruxal's analysis: Arman Financial Services has completed the allotment of equity shares to eligible…
Read the full analysis - Arman Financial Services Limited Announces 34th Annual General Meeting and E-Voting ProcedureCompany Updatelow impact
Cruxal's analysis: Arman Financial Services Limited has issued a formal notice regarding its 34th Annual…
Read the full analysis - Arman Financial Services Ltd issues routine letter to shareholdersCompany Updatelow impact
Cruxal's analysis: Arman Financial Services has released a letter to shareholders as part of its standard…
Read the full analysis - Arman Financial Services Ltd files Business Responsibility and Sustainability Report for FY 2025-26Otherslow impact
Cruxal's analysis: Arman Financial Services has submitted its Business Responsibility and Sustainability…
Read the full analysis - Arman Financial Services Limited schedules 34th Annual General Meeting for September 28, 2026AGM/EGMlow impact
Cruxal's analysis: Arman Financial Services Limited has issued the notice for its 34th Annual General…
Read the full analysis - Arman Financial Services Ltd releases Annual Report for FY 2025-2026Otherslow impact
Cruxal's analysis: Arman Financial Services has filed its Annual Report for the financial year 2025-2026…
Read the full analysis - Arman Financial Services Ltd schedules analyst/investor meetingCompany Updatelow impact
Cruxal's analysis: Arman Financial Services Limited has issued an intimation regarding a scheduled…
Read the full analysis - Arman Financial Services Limited confirms timely interest payment on debenturesOtherslow impact
Cruxal's analysis: Arman Financial Services Limited has confirmed the successful payment of interest…
Read the full analysis - Arman Financial Services Limited confirms timely interest payment and partial principal redemption of NCDsOtherslow impact
Cruxal's analysis: Arman Financial Services Limited has fulfilled its debt obligations by making a monthly…
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