Aadhar Housing Finance Ltd
Aadhar Housing Finance Ltd (AADHARHFC) last reported results for the quarter ended Jun 2026, with sales of ₹993 crore and net profit of ₹282 crore. The stock last traded at ₹454, a market capitalisation of ₹19,918 crore, on a P/E of 17.3. Over the past 52 weeks the stock has ranged between ₹425 and ₹563. Figures are as of 6 Oct 2026 and are not real time.
Aadhar Housing Finance Ltd share price and key metrics
- Current price
- ₹454
- Market cap
- ₹19,918 cr
- Stock P/E
- 17.3
- Book value
- ₹173
- ROE
- 15.9%
- ROCE
- 11.4%
- Dividend yield
- 0.00%
- 52w high / low
- 563/425
Metrics as of 6 Oct 2026. Not real time.
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Aadhar Housing Finance Ltd growth and returns
- 10 Years
- %
- 5 Years
- 19%
- 3 Years
- 22%
- TTM
- 18%
- 10 Years
- %
- 5 Years
- 27%
- 3 Years
- 25%
- TTM
- 22%
- 10 Years
- %
- 5 Years
- %
- 3 Years
- %
- 1 Year
- -12%
- 10 Years
- %
- 5 Years
- 17%
- 3 Years
- 17%
- Last Year
- 16%
Aadhar Housing Finance Ltd quarterly results
In the quarter ended Jun 2026, sales were ₹993 cr, up 17.1% from ₹848 cr a year earlier. Net profit was ₹282 cr, up 19.0% year on year.
| ₹ crore | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | Jun 2026 |
|---|---|---|---|---|---|---|---|---|
| Sales | 764 | 798 | 833 | 848 | 897 | 943 | 985 | 993 |
| Expenses | 180 | 187 | 197 | 207 | 208 | 214 | 240 | 248 |
| Operating profit | 299 | 314 | 321 | 309 | 348 | 382 | 401 | 368 |
| OPM % | 39% | 39% | 39% | 36% | 39% | 40% | 41% | 37% |
| Other income | 0 | 0 | 1 | 3 | 2 | -15 | 8 | 4 |
| Interest | 285 | 297 | 315 | 332 | 342 | 348 | 343 | 376 |
| Depreciation | 6 | 6 | 6 | 7 | 7 | 7 | 11 | 9 |
| Profit before tax | 292 | 308 | 316 | 305 | 343 | 360 | 398 | 364 |
| Tax % | 22% | 22% | 22% | 22% | 22% | 22% | 22% | 22% |
| Net profit | 228 | 239 | 245 | 237 | 266 | 281 | 311 | 282 |
| EPS (₹) | 5.29 | 5.56 | 5.68 | 5.49 | 6.15 | 6.48 | 7.14 | 6.46 |
Consolidated figures as reported by the company. Percentages are as published; totals may not sum exactly.
Aadhar Housing Finance Ltd annual results
| ₹ crore | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | TTM |
|---|---|---|---|---|---|---|---|---|---|
| Sales | 1,266 | 1,388 | 1,575 | 1,728 | 2,043 | 2,587 | 3,109 | 3,683 | 3,817 |
| Operating profit | 258 | 245 | 444 | 580 | 737 | 981 | 1,199 | 1,451 | 1,499 |
| OPM % | 20% | 18% | 28% | 34% | 36% | 38% | 39% | 39% | 39% |
| Net profit | 162 | 189 | 340 | 445 | 545 | 750 | 912 | 1,096 | 1,141 |
| EPS (₹) | 64.37 | 47.99 | 8.62 | 11.27 | 13.80 | 18.99 | 21.14 | 25.15 | 26.23 |
TTM is the trailing twelve months to the most recent quarter.
Aadhar Housing Finance Ltd balance sheet
| ₹ crore | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|---|---|---|
| Equity capital | 25 | 39 | 395 | 395 | 395 | 395 | 431 | 436 |
| Reserves | 834 | 2,308 | 2,298 | 2,752 | 3,303 | 4,055 | 5,941 | 7,105 |
| Borrowings | 8,195 | 9,643 | 10,374 | 10,675 | 12,153 | 13,960 | 16,322 | 18,744 |
| Other liabilities | 426 | 376 | 563 | 554 | 766 | 683 | 529 | 1,114 |
| Total liabilities | 9,480 | 12,366 | 13,630 | 14,376 | 16,618 | 19,093 | 23,224 | 27,399 |
| Fixed assets | 42 | 44 | 53 | 55 | 63 | 80 | 92 | 138 |
| CWIP | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Investments | 150 | 24 | 497 | 338 | 459 | 462 | 513 | 637 |
| Other assets | 9,289 | 12,298 | 13,080 | 13,982 | 16,095 | 18,551 | 22,618 | 26,624 |
| Total assets | 9,480 | 12,366 | 13,630 | 14,376 | 16,618 | 19,093 | 23,224 | 27,399 |
As reported by the company. Total assets equal total liabilities by construction.
Aadhar Housing Finance Ltd cash flow
| ₹ crore | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|---|---|---|
| Cash from operations | -2,554 | -1,785 | -1,202 | -907 | -1,156 | -2,550 | -3,027 | -2,808 |
| Cash from investing | -49 | -1,495 | -480 | 823 | -477 | 723 | 160 | 309 |
| Cash from financing | 3,356 | 3,701 | 701 | 275 | 1,463 | 1,778 | 3,389 | 2,336 |
| Net cash flow | 754 | 422 | -981 | 191 | -169 | -49 | 522 | -164 |
| Free cash flow | -2,562 | -1,788 | -1,207 | -918 | -1,166 | -2,565 | -3,041 | -2,827 |
| CFO / operating profit | -250% | -165% | -88% | -59% | -66% | -118% | -117% | -89% |
Negative figures are outflows. CFO / operating profit is a ratio, not an amount.
Aadhar Housing Finance Ltd operating ratios
| Per year | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|---|---|---|
| ROE % | 20% | 12% | 14% | 15% | 16% | 18% | 17% | 16% |
Ratios as computed by the source from the reported statements. Rows a company does not report are omitted.
Aadhar Housing Finance Ltd shareholding pattern
Promoters held 64.66% at Jun 2026, down from 75.50% at Jun 2025. FIIs 5.80% and DIIs 9.92%.
| % held | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | Jun 2026 |
|---|---|---|---|---|---|---|---|---|
| Promoters | 75.89% | 75.74% | 75.61% | 75.50% | 75.32% | 75.19% | 64.90% | 64.66% |
| FIIs | 4.32% | 4.30% | 5.32% | 5.58% | 6.11% | 6.19% | 6.13% | 5.80% |
| DIIs | 9.46% | 9.27% | 8.58% | 8.43% | 8.25% | 8.45% | 9.15% | 9.92% |
| Public | 10.33% | 10.69% | 10.51% | 10.48% | 10.33% | 10.17% | 19.83% | 19.61% |
| No. of shareholders | 2,20,338 | 2,19,626 | 2,09,369 | 2,02,739 | 1,97,894 | 1,94,143 | 1,84,772 | 1,62,826 |
As disclosed by the company to the exchanges. The last row is a count of shareholders, not a percentage.
Aadhar Housing Finance Ltd corporate filings
- Aadhar Housing Finance releases Asset Liability Management (ALM) statement as of September 30, 2026Otherslow impact
Cruxal's analysis: The ALM statement provides a snapshot of the company's asset and liability profile as of…
Read the full analysis - Aadhar Housing Finance Ltd. Certifies Timely Repayment of Principal and Interest on Non-Convertible Debentures (INR 43.75 crore total) for October 2026Othersmedium impact
Cruxal's analysis: Aadhar Housing Finance Ltd. has confirmed the timely repayment of interest and principal…
Read the full analysis - Aadhar Housing Finance releases half-yearly NCD compliance report for period ending September 30, 2026Otherslow impact
Cruxal's analysis: The company has filed its compliance report for non-convertible debentures covering the…
Read the full analysis - Submission of Compliance Certificate under Reg 74(5) of SEBI (Depositories and Participants) Regulations, 2018 for the quarter ended September 30, 2026.Company Updatelow impact
- Aadhar Housing Finance CFO/CEO certify utilisation of proceeds from Commercial Paper for Q2 FY2027Otherslow impact
Cruxal's analysis: The company has issued a certification from its CFO/CEO regarding the proper utilisation…
Read the full analysis - Aadhar Housing Finance Certifies Timely Interest Payment on Rs. 9.55 Crore NCDs, Confirming Compliance and No DelayOtherslow impact
Cruxal's analysis: Aadhar Housing Finance Limited has officially confirmed the timely payment of interest…
Read the full analysis - Intimation about interest payment on Non-Convertible Debentures of the CompanyOthersmedium impact
- Aadhar Housing Finance confirms timely interest payment on Non-Convertible DebenturesOtherslow impact
Cruxal's analysis: Aadhar Housing Finance Limited has officially confirmed the timely payment of interest on…
Read the full analysis - Please note that the trading window of the Company will be closed from 01st October, 2026 till 48 hours after the publication of financial results for the quarter ended 30th September, ....Insider Trading / SASTlow impact
- Aadhar Housing Finance receives credit rating upgrade to ICRA AA+ with Stable outlookCompany Updatehigh impact
Cruxal's analysis: Aadhar Housing Finance Limited has received a credit rating upgrade from ICRA to AA+ with…
Read the full analysis - Aadhar Housing Finance confirms appointment of Blackstone's Nikhil Goyal as Non-Executive Nominee DirectorCompany Updatelow impact
Cruxal's analysis: Aadhar Housing Finance Limited has formally concluded the appointment of Mr. Nikhil Goyal…
Read the full analysis - Aadhar Housing Finance Limited shareholders approve appointment of Mr. Nikhil Goyal as Non-Executive (Nominee) DirectorAGM/EGMlow impact
Cruxal's analysis: Aadhar Housing Finance Limited has successfully concluded its postal ballot process, with…
Read the full analysis - Aadhar Housing Finance confirms timely repayment of principal and interest on Non-Convertible DebenturesOtherslow impact
Cruxal's analysis: Aadhar Housing Finance Limited has formally confirmed the successful and timely repayment…
Read the full analysis - Aadhar Housing Finance Ltd discloses ESG rating under SEBI Listing RegulationsCompany Updatelow impact
Cruxal's analysis: Aadhar Housing Finance Ltd has submitted a disclosure regarding its ESG rating in…
Read the full analysis - Aadhar Housing Finance allots equity shares under ESOP schemeCompany Updatelow impact
Cruxal's analysis: Aadhar Housing Finance has announced the allotment of equity shares following the…
Read the full analysis - Aadhar Housing Finance cancels participation in scheduled investor meetingCompany Updatelow impact
Cruxal's analysis: Aadhar Housing Finance Ltd has formally notified the exchange regarding the cancellation…
Read the full analysis - Aadhar Housing Finance schedules investor meeting for September 15, 2026Company Updatelow impact
Cruxal's analysis: Aadhar Housing Finance has issued a formal intimation regarding a scheduled…
Read the full analysis - Aadhar Housing Finance Ltd discloses ESG rating updateCompany Updatelow impact
Cruxal's analysis: Aadhar Housing Finance Ltd has submitted a disclosure under Regulation 30 of the SEBI…
Read the full analysis - Aadhar Housing Finance confirms timely interest payment on Non-Convertible DebenturesOtherslow impact
Cruxal's analysis: Aadhar Housing Finance Limited has formally certified the timely payment of interest for…
Read the full analysis - Aadhar Housing Finance receives credit rating upgrade to IND AA+ from India RatingsCompany Updatehigh impact
Cruxal's analysis: Aadhar Housing Finance Limited has received a credit rating upgrade from India Ratings…
Read the full analysis
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