RBL Bank Q1 FY27 results: total income USD 509m, net profit USD 27m
RBL Bank’s standalone Q1 FY27 total income rose to USD 509m, while net profit increased to USD 27m from USD 21m a year earlier.
Key takeaways
- Total income in Q1 FY 2027 was USD 509m versus USD 478m in Q1 FY 2026.
- Interest Earned rose to USD 407m in Q1 FY 2027 from USD 365m a year earlier.
- Other Income declined to USD 102m in Q1 FY 2027 from USD 113m in Q1 FY 2026.
- Net Profit /(Loss) for the year increased to USD 27m from USD 21m in Q1 FY 2026.
Q1 FY27 · standalone
| Metric | Jun 2026 | Jun 2025 | Change |
|---|---|---|---|
| Revenue | USD 509m | USD 478m | +6.5% |
| PAT | USD 27m | USD 21m | +28.6% |
As reported in the filing. Figures are transcribed, not computed.
From the statement of financial results in the investor presentation (standalone profit & loss statement in USDm for Q1 FY 2027 versus Q1 FY 2026):
- Interest Earned: USD 407m (Q1 FY 2026: USD 365m)
- Other Income: USD 102m (Q1 FY 2026: USD 113m)
- Total Income (Interest Earned + Other Income): USD 509m (Q1 FY 2026: USD 478m)
- Interest Expended: USD 232m (Q1 FY 2026: USD 208m)
- Operating Expenses: USD 179m (Q1 FY 2026: USD 196m)
- Provisions and Contingencies: USD 71m (Q1 FY 2026: USD 53m)
- Total Expenditure (Interest Expended + Operating Expenses + Provisions and Contingencies): USD 482m (Q1 FY 2026: USD 457m)
- Net Profit /(Loss) for the year: USD 27m (Q1 FY 2026: USD 21m)
According to the standalone profit & loss statement in the investor presentation (labelled "Standalone Profit & Loss Statement" in USDm), RBL Bank’s total income for Q1 FY 2027 stood at USD 509m, up from USD 478m in Q1 FY 2026. This was driven by an increase in Interest Earned to USD 407m from USD 365m, even as Other Income declined to USD 102m from USD 113m over the same period.
On the cost side, Interest Expended rose to USD 232m in Q1 FY 2027 from USD 208m a year earlier. Operating Expenses decreased to USD 179m from USD 196m, while Provisions and Contingencies increased to USD 71m from USD 53m.
Total expenditure for the quarter came in at USD 482m, compared with USD 457m in Q1 FY 2026. After accounting for these expenses and provisions, Net Profit /(Loss) for the year for Q1 FY 2027 was reported at USD 27m, higher than USD 21m in the corresponding quarter of the previous financial year, as per the same standalone statement of financial results.
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