Punjab & Sind Bank Q1 FY27: Total income Rs 3,545 Cr, PAT Rs 331 Cr
Punjab & Sind Bank’s standalone Q1 FY27 total income rose to Rs 3,545 Cr and net profit to Rs 331 Cr versus Rs 3,379 Cr and Rs 269 Cr a year earlier.
Key takeaways
- Total income (A) for Q1 FY27 was Rs 3,545 Cr, up from Rs 3,379 Cr a year earlier.
- Interest earned rose to Rs 3,213 Cr in Q1 FY27 from Rs 2,910 Cr in Q1 FY26.
- Other income declined to Rs 332 Cr from Rs 469 Cr in the corresponding quarter last year.
- Net profit for the period increased to Rs 331 Cr from Rs 269 Cr a year earlier.
Q1 FY27 · standalone
| Metric | Jun 2026 | Jun 2025 | Change |
|---|---|---|---|
| Revenue | Rs 3,545 Cr | Rs 3,379 Cr | +4.9% |
| PAT | Rs 331 Cr | Rs 269 Cr | +23.0% |
As reported in the filing. Figures are transcribed, not computed.
• Basis: Standalone summary of profit and loss (statement of financial results)
• Period reported: For three-month ended June 30, 2026
Comparative period: For three-month ended June 30, 2025
• Total Income (A): Rs 3,545 Cr, up from Rs 3,379 Cr in the corresponding quarter last year (statement of financial results – Summary of Profit and Loss)
• Interest Earned: Rs 3,213 Cr, compared with Rs 2,910 Cr a year earlier
• Other Income: Rs 332 Cr, versus Rs 469 Cr in the same quarter last year
• Total Expenses (B): Rs 3,214 Cr, up from Rs 3,110 Cr in the year-ago quarter
• Interest Expended: Rs 2,175 Cr, compared with Rs 2,010 Cr a year earlier
• Operating Expenses: Rs 825 Cr, versus Rs 829 Cr in the corresponding quarter last year
• Provisions and Contingencies: Rs 214 Cr, compared with Rs 271 Cr a year earlier
• Net Profit for the period (A-B): Rs 331 Cr, up from Rs 269 Cr in the same quarter last year
From the statement of financial results (Summary of Profit and Loss), Punjab & Sind Bank reported an increase in total income for the three-month period ended June 30, 2026 to Rs 3,545 Cr from Rs 3,379 Cr in the three-month period ended June 30, 2025. Within this, interest earned rose to Rs 3,213 Cr from Rs 2,910 Cr, while other income declined to Rs 332 Cr from Rs 469 Cr over the same comparison.
On the expense side, total expenses increased to Rs 3,214 Cr for the three-month period ended June 30, 2026 from Rs 3,110 Cr a year earlier. Interest expended rose to Rs 2,175 Cr from Rs 2,010 Cr, while operating expenses were broadly similar at Rs 825 Cr versus Rs 829 Cr in the corresponding prior period. Provisions and contingencies decreased to Rs 214 Cr from Rs 271 Cr in the year-ago quarter.
As a result, net profit for the period, as reported in the statement of financial results, improved to Rs 331 Cr for the three-month period ended June 30, 2026 compared with Rs 269 Cr for the three-month period ended June 30, 2025.
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