Paisalo Digital Q2 FY27 consolidated revenue Rs 277.31 cr; PAT Rs 65.64 cr
Paisalo Digital’s consolidated total income rose to Rs 277.31 cr in Q2 FY27 with PAT at Rs 65.64 cr versus Rs 51.54 cr a year earlier.
Key takeaways
- Total income Rs 277.31 cr in Q2 FY27 vs Rs 224.01 cr in Q2 FY26
- PAT Rs 65.64 cr in Q2 FY27 vs Rs 51.54 cr a year earlier
- Finance costs rose to Rs 129.67 cr from Rs 97.77 cr YoY
- Total expenses Rs 189.88 cr vs Rs 155.01 cr in Q2 FY26
- EPS (Basic and Diluted) at 0.72 vs 0.57 in the corresponding quarter
Q2 FY27 · consolidated
| Metric | Sep 2026 | Sep 2025 | Change |
|---|---|---|---|
| Revenue | Rs 277.31 cr | Rs 224.01 cr | +23.8% |
| PAT | Rs 65.64 cr | Rs 51.54 cr | +27.4% |
As reported in the filing. Figures are transcribed, not computed.
What the numbers show
- Net margin was 23.67% of revenue, up 66 bps from 23.01%.
- Revenue rose 23.8% while total expenses rose 22.5%.
According to the statement of consolidated unaudited financial results for the quarter ended 30.09.2026, Paisalo Digital Limited reported the following key numbers for Q2 FY27 (consolidated), compared with the corresponding quarter ended 30.09.2025:
- Total Revenue from operations (I): Rs 277.31 cr (Q2 FY26: Rs 224.01 cr)
- Total Income (I+II): Rs 277.31 cr (Q2 FY26: Rs 224.01 cr)
- Finance Costs: Rs 129.67 cr (Q2 FY26: Rs 97.77 cr)
- Impairment on financial instruments: Rs (0.2421) cr (Q2 FY26: Rs 11.92 cr)
- Employee Benefits Expenses: Rs 19.32 cr (Q2 FY26: Rs 18.33 cr)
- Depreciation, amortization and impairment: Rs 5.49 cr (Q2 FY26: Rs 2.18 cr)
- Others expenses: Rs 35.64 cr (Q2 FY26: Rs 24.33 cr)
- Total Expenses (III): Rs 189.88 cr (Q2 FY26: Rs 155.01 cr)
- Profit/(loss) before tax (VI): Rs 87.43 cr (Q2 FY26: Rs 69.00 cr)
- Profit/(loss) for the period (XII) / PAT: Rs 65.64 cr (Q2 FY26: Rs 51.54 cr)
- Total Comprehensive Income for the period (XIV): Rs 65.64 cr (Q2 FY26: Rs 51.54 cr)
- Paid-up equity share capital: Rs 91.42 cr (Q2 FY26: Rs 90.96 cr)
- Earnings per equity share – Basic (Rs.): 0.72 (Q2 FY26: 0.57)
- Earnings per equity share – Diluted (Rs.): 0.72 (Q2 FY26: 0.57)
In Q2 FY27, consolidated revenue from operations (labelled "Total Revenue from operations (I)") increased to Rs 277.31 cr from Rs 224.01 cr in the same quarter last year, as shown in the statement of financial results. Total income is reported at the same level as revenue from operations in both periods.
On the cost side, finance costs rose to Rs 129.67 cr from Rs 97.77 cr year-on-year. Impairment on financial instruments moved to Rs (0.2421) cr in Q2 FY27 from Rs 11.92 cr in Q2 FY26. Employee benefits expenses increased to Rs 19.32 cr from Rs 18.33 cr, while depreciation, amortization and impairment rose to Rs 5.49 cr from Rs 2.18 cr. Others expenses were Rs 35.64 cr compared with Rs 24.33 cr a year earlier.
Total expenses (III) for the quarter stood at Rs 189.88 cr versus Rs 155.01 cr in the corresponding prior period. Profit before tax (VI) is reported at Rs 87.43 cr, up from Rs 69.00 cr in Q2 FY26. After current tax of Rs 16.90 cr and deferred tax of Rs 4.89 cr, profit for the period (XII) from continuing operations is Rs 65.64 cr, compared with Rs 51.54 cr in the year-ago quarter.
Earnings per equity share (for continuing operations, and also for continuing and discontinued operations) are reported at 0.72 (Basic and Diluted) for Q2 FY27, versus 0.57 (Basic and Diluted) for Q2 FY26, based on paid-up equity share capital of Rs 91.42 cr in the current quarter and Rs 90.96 cr in the comparative quarter.
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