ICICI Lombard Q2 FY27 PAT Rs 946 cr, up 15.5% YoY
ICICI Lombard’s Q2 FY27 PAT rose to Rs 946.00 cr from Rs 820.00 cr a year earlier, with GDPI at Rs 6,792.00 cr versus Rs 6,596.00 cr.
Key takeaways
- GDPI Rs 6,792.00 cr in Q22027 vs Rs 6,596.00 cr in Q22026 on '1/n' basis.
- PAT Rs 946.00 cr in Q22027 vs Rs 820.00 cr in Q22026 on '1/n' basis.
- CoR 107.0% in Q22027 vs 105.1% in Q22026 on '1/n' basis.
- RoAE 21.7% in Q22027 vs 21.4% in Q22026 on '1/n' basis.
- Solvency ratio 2.75 in Q22027 vs 2.73 in Q22026 on '1/n' basis.
Q2 FY27 · consolidated
| Metric | Sep 2026 | Sep 2025 | Change |
|---|---|---|---|
| Revenue | Rs 6,792.00 cr | Rs 6,596.00 cr | +3.0% |
| PAT | Rs 946.00 cr | Rs 820.00 cr | +15.5% |
As reported in the filing. Figures are transcribed, not computed.
What the numbers show
- Net margin was 13.93% of revenue, up 149 bps from 12.43%.
• Basis: consolidated, as per the statement of financial results (On '1/n' basis table)
• Quarter reported: Q2 FY2027 ("Q22027" column in the On '1/n' basis table, which corresponds to the quarter ended September 30, 2026)
• Comparative quarter: Q2 FY2026 ("Q22026" column in the same table, corresponding to the quarter ended September 30, 2025)
Key profit and premium lines (On '1/n' basis, statement of financial results table):
- Gross Direct Premium Income (GDPI): Rs 6,792.00 cr in Q22027 vs Rs 6,596.00 cr in Q22026
- Profit After Tax (PAT): Rs 946.00 cr in Q22027 vs Rs 820.00 cr in Q22026
From the "On '1/n' basis" section of the statement of financial results, ICICI Lombard General Insurance Company Limited reported Gross Direct Premium Income (GDPI) of Rs 6,792.00 cr for Q22027, compared with Rs 6,596.00 cr in Q22026. Profit After Tax (PAT) for the quarter stood at Rs 946.00 cr, up from Rs 820.00 cr in the corresponding quarter of the previous year, as shown in the same table.
The same "On '1/n' basis" table in the statement of financial results also shows the company’s reported GDPI and PAT trends for the half year. For H12027, GDPI was Rs 15,110.00 cr versus Rs 14,331.00 cr in H12026, while PAT for H12027 was Rs 1,350.00 cr compared with Rs 1,567.00 cr in H12026.
The table further discloses the company’s reported Combined Ratio (CoR) and Return on Average Equity (RoAE) on this basis. For Q22027, CoR was 107.0% versus 105.1% in Q22026, and RoAE was 21.7% compared with 21.4% a year earlier. For the half year, CoR was 107.0% in H12027 against 104.0% in H12026, while RoAE was 15.5% in H12027 versus 20.8% in H12026.
According to the same statement of financial results table, the solvency ratio on the "On '1/n' basis" was 2.75 in Q22027, compared with 2.73 in Q22026, and investment leverage was 3.58 times in Q22027 versus 3.57 times in Q22026.
All figures above are taken directly from the "On '1/n' basis" portion of the statement of financial results, which presents the consolidated quarterly and half-yearly performance metrics for Q22027 and their corresponding Q22026 comparatives.
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