ICICI Bank Q2 FY27 consolidated income Rs 88,161.18 cr, PAT up 22.3%
ICICI Bank’s consolidated total income rose to Rs 88,161.18 cr in Q2 FY27 from Rs 76,146.59 cr a year earlier, with PAT increasing to Rs 16,333.18 cr.
Key takeaways
- Total income Rs 88,161.18 cr in Q2-2027 vs Rs 76,146.59 cr in Q2-2026
- Interest earned Rs 55,991.91 cr vs Rs 48,180.91 cr a year earlier
- Operating profit before provisions Rs 24,009.97 cr vs Rs 19,973.89 cr
- PAT Rs 16,333.18 cr in Q2-2027 vs Rs 13,357.06 cr in Q2-2026
- Basic EPS Rs 22.76 vs Rs 18.71; equity share capital Rs 1,435.96 cr
Q2-2027 · consolidated
| Metric | Sep 2026 | Sep 2025 | Change |
|---|---|---|---|
| Income | Rs 88,161.18 cr | Rs 76,146.59 cr | +15.8% |
| PAT | Rs 16,333.18 cr | Rs 13,357.06 cr | +22.3% |
As reported in the filing. Figures are transcribed, not computed.
From the consolidated statement of financial results for the three months ended September 30, 2026 (Q2-2027), compared with the corresponding quarter ended September 30, 2025 (Q2-2026):
- Total income: Rs 88,161.18 cr vs Rs 76,146.59 cr
- Interest earned: Rs 55,991.91 cr vs Rs 48,180.91 cr
- Other income: Rs 32,169.27 cr vs Rs 27,965.68 cr
- Interest expended: Rs 25,656.27 cr vs Rs 22,017.39 cr
- Operating expenses (employee, insurance, other): Rs 38,494.94 cr vs Rs 34,155.31 cr
- Total expenditure (excluding provisions & contingencies): Rs 64,151.21 cr vs Rs 56,172.70 cr
- Operating profit before provisions & contingencies: Rs 24,009.97 cr vs Rs 19,973.89 cr
- Provisions (other than tax) and contingencies: Rs 895.21 cr vs Rs 909.31 cr
- Profit from ordinary activities before tax and minority interest: Rs 23,191.75 cr vs Rs 19,126.33 cr
- Tax expense: Rs 5,802.89 cr vs Rs 4,808.18 cr
- Share of profit/(loss) of minority shareholders: Rs 1,055.68 cr vs Rs 961.09 cr
- Net profit for the period (PAT): Rs 16,333.18 cr vs Rs 13,357.06 cr
- Paid-up equity share capital (face value Rs 2 each): Rs 1,435.96 cr vs Rs 1,428.95 cr
- Basic EPS (not annualised): Rs 22.76 vs Rs 18.71
- Diluted EPS (not annualised): Rs 22.49 vs Rs 18.42
According to the consolidated statement of financial results, ICICI Bank’s total income for Q2-2027 increased to Rs 88,161.18 cr from Rs 76,146.59 cr in Q2-2026, driven by higher interest earned of Rs 55,991.91 cr (vs Rs 48,180.91 cr) and other income of Rs 32,169.27 cr (vs Rs 27,965.68 cr). Interest expended rose to Rs 25,656.27 cr from Rs 22,017.39 cr, while operating expenses, including employee costs, insurance-related expenses and other operating expenses, increased to Rs 38,494.94 cr from Rs 34,155.31 cr.
Total expenditure excluding provisions and contingencies moved up to Rs 64,151.21 cr from Rs 56,172.70 cr, resulting in operating profit before provisions and contingencies of Rs 24,009.97 cr compared with Rs 19,973.89 cr a year earlier. Provisions (other than tax) and contingencies were Rs 895.21 cr in Q2-2027 versus Rs 909.31 cr in Q2-2026. Profit from ordinary activities before tax and minority interest stood at Rs 23,191.75 cr, up from Rs 19,126.33 cr. After a tax expense of Rs 5,802.89 cr (vs Rs 4,808.18 cr) and deduction of share of profit of minority shareholders of Rs 1,055.68 cr (vs Rs 961.09 cr), net profit for the period increased to Rs 16,333.18 cr from Rs 13,357.06 cr. Basic earnings per share (not annualised) rose to Rs 22.76 from Rs 18.71, and diluted EPS (not annualised) to Rs 22.49 from Rs 18.42, on a slightly higher equity base of Rs 1,435.96 cr compared with Rs 1,428.95 cr in the year-ago quarter.
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