Federal Bank Q1 FY27: Net profit Rs 1,177 Cr, up 36.6% YoY
Federal Bank’s standalone Q1 FY27 net profit rose to Rs 1,177 Cr from Rs 862 Cr a year earlier, with net interest income at Rs 2,946 Cr.
Key takeaways
- Net profit: Rs 1,177 Cr in Q1 FY27 vs Rs 862 Cr in Q1 FY26, from the Profit & Loss Statement.
- Net interest income: Rs 2,946 Cr in Q1 FY27 vs Rs 2,337 Cr in Q1 FY26.
- Total income: Rs 8,287 Cr in Q1 FY27 vs Rs 7,800 Cr a year earlier.
- Operating profit: Rs 1,897 Cr in Q1 FY27 vs Rs 1,556 Cr in Q1 FY26.
- Total provisions (inc. tax): Rs 720 Cr in Q1 FY27 vs Rs 695 Cr in Q1 FY26.
Q1 FY27 · standalone
| Metric | Jun 2026 | Jun 2025 | Change |
|---|---|---|---|
| Revenue | Rs 8,287 Cr | Rs 7,800 Cr | +6.2% |
| PAT | Rs 1,177 Cr | Rs 862 Cr | +36.6% |
As reported in the filing. Figures are transcribed, not computed.
• Basis: Standalone Profit & Loss Statement in the statement of financial results (labelled “Profit & Loss Statement”).
• Period reported: Quarter ended 30 June 2026 (Q1 FY27).
• Comparative period: Quarter ended 30 June 2025 (Q1 FY26), as presented in the same table.
Key P&L metrics (Rs in Cr, from the statement of financial results)
- Interest income: Rs 7,238 (Q1 FY27) vs Rs 6,687 (Q1 FY26)
- Interest expenses: Rs 4,292 (Q1 FY27) vs Rs 4,350 (Q1 FY26)
- Net interest income: Rs 2,946 (Q1 FY27) vs Rs 2,337 (Q1 FY26)
- Other income: Rs 1,048 (Q1 FY27) vs Rs 1,113 (Q1 FY26)
- Operating expense: Rs 2,097 (Q1 FY27) vs Rs 1,894 (Q1 FY26)
- Total income: Rs 8,287 (Q1 FY27) vs Rs 7,800 (Q1 FY26)
- Total expense: Rs 6,389 (Q1 FY27) vs Rs 6,243 (Q1 FY26)
- Operating profit: Rs 1,897 (Q1 FY27) vs Rs 1,556 (Q1 FY26)
- Total provisions (inc. tax): Rs 720 (Q1 FY27) vs Rs 695 (Q1 FY26)
- Net profit: Rs 1,177 (Q1 FY27) vs Rs 862 (Q1 FY26)
All figures above are taken directly from the Profit & Loss Statement table titled “₹ in Cr FY25 FY26 Q1 FY26 Q1 FY27” in the statement of financial results.
In Q1 FY27, Federal Bank’s standalone net profit increased to Rs 1,177 Cr from Rs 862 Cr in Q1 FY26, a rise of 36.6% as stated in the investor presentation summary on Q1 FY27. This was supported by higher net interest income, which moved up to Rs 2,946 Cr from Rs 2,337 Cr. Interest income rose to Rs 7,238 Cr from Rs 6,687 Cr, while interest expenses were slightly lower at Rs 4,292 Cr compared with Rs 4,350 Cr a year earlier, according to the Profit & Loss Statement.
Total income for the quarter ended 30 June 2026 stood at Rs 8,287 Cr versus Rs 7,800 Cr in the corresponding quarter of the previous year. Other income was Rs 1,048 Cr in Q1 FY27 compared with Rs 1,113 Cr in Q1 FY26. Operating expenses increased to Rs 2,097 Cr from Rs 1,894 Cr, and total expenses rose to Rs 6,389 Cr from Rs 6,243 Cr over the same period. Operating profit improved to Rs 1,897 Cr in Q1 FY27 from Rs 1,556 Cr in Q1 FY26. Total provisions including tax were Rs 720 Cr in Q1 FY27 against Rs 695 Cr in Q1 FY26, as per the same Profit & Loss Statement table.
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