Bajaj Finance Q2 FY27 consolidated PAT Rs 6,367 cr, up 29% YoY
Bajaj Finance’s Q2 FY27 consolidated net total income rose to Rs 15,974.00 cr and profit after tax to Rs 6,367.00 cr, both up 23–29% year-on-year.
Key takeaways
- Net total income Rs 15,974.00 cr in Q2 FY27 vs Rs 12,982.00 cr in Q2 FY26, up 23%
- Operating expenses Rs 5,275.00 cr in Q2 FY27 vs Rs 4,297.00 cr in Q2 FY26, up 23%
- PBT Rs 8,537.00 cr in Q2 FY27 vs Rs 6,608.00 cr in Q2 FY26, up 29%
- PAT Rs 6,367.00 cr in Q2 FY27 vs Rs 4,948.00 cr in Q2 FY26, up 29%
- Basic EPS Rs 10.07 in Q2 FY27 vs Rs 7.85 in Q2 FY26
Q2 FY27 · consolidated
| Metric | Sep 2026 | Sep 2025 | Change |
|---|---|---|---|
| Revenue | Rs 15,974.00 cr | Rs 12,982.00 cr | +23.0% |
| PAT | Rs 6,367.00 cr | Rs 4,948.00 cr | +28.7% |
| EPS | Rs 10.07 | Rs 7.85 | +28.3% |
As reported in the filing. Figures are transcribed, not computed.
• Total income / revenue proxy (Net total income – NTI): Rs 15,974.00 cr in Q2 FY27 vs Rs 12,982.00 cr in Q2 FY26, up 23% (statement of financial results – consolidated financials snapshot).
• Total expenses (Operating expenses): Rs 5,275.00 cr in Q2 FY27 vs Rs 4,297.00 cr in Q2 FY26, up 23% (statement of financial results – consolidated financials snapshot).
• Profit before tax (PBT): Rs 8,537.00 cr in Q2 FY27 vs Rs 6,608.00 cr in Q2 FY26, up 29% (statement of financial results – consolidated financials snapshot).
• Profit after tax (PAT): Rs 6,367.00 cr in Q2 FY27 vs Rs 4,948.00 cr in Q2 FY26, up 29% (statement of financial results – consolidated financials snapshot).
• Earnings per share – Basic (EPS): Rs 10.07 for Q2 FY27 vs Rs 7.85 for Q2 FY26 (statement of financial results – consolidated financials snapshot).
In the consolidated statement of financial results for the quarter ended 30 September 2026 (Q2 FY27), Bajaj Finance Limited reported net total income (NTI) of Rs 15,974.00 cr, compared with Rs 12,982.00 cr in the corresponding quarter a year earlier (Q2 FY26). Operating expenses for the quarter were Rs 5,275.00 cr, up from Rs 4,297.00 cr in Q2 FY26, moving in line with the growth in NTI as shown in the same consolidated financials snapshot.
Loan losses and provisions in the consolidated table were Rs 2,166.00 cr in Q2 FY27 versus Rs 2,080.00 cr in Q2 FY26. After accounting for these provisions and a share of profit of associates of Rs 4.00 cr (vs Rs 3.00 cr a year earlier), consolidated profit before exceptional items and tax stood at Rs 8,537.00 cr, up from Rs 6,608.00 cr in Q2 FY26. There were no exceptional items reported for Q2 FY27 or Q2 FY26 in this table, so profit before tax is also Rs 8,537.00 cr for Q2 FY27 and Rs 6,608.00 cr for Q2 FY26.
Consolidated profit after tax for the quarter was Rs 6,367.00 cr, compared with Rs 4,948.00 cr in the same quarter last year, as per the statement of financial results. On a per-share basis, basic earnings per share for Q2 FY27 were Rs 10.07, versus Rs 7.85 for Q2 FY26.
The ratios disclosed in the same consolidated financials snapshot show operating expenses to NTI at 33.0% in Q2 FY27, compared with 33.1% in Q2 FY26. Annualised loan loss to average assets under finance was 1.56% in Q2 FY27 versus 1.88% in Q2 FY26, while annualised return on average assets was 4.6% in Q2 FY27 against 4.5% in Q2 FY26. Annualised return on average equity was 20.6% in Q2 FY27 compared with 19.1% in Q2 FY26, and basic EPS for the period, as noted above, increased from Rs 7.85 to Rs 10.07.
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